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Retrieve up-to-date applicant income and employment information for Medicaid and APTC subsidized medical insurance plans
Streamline and scale your anti-money laundering compliance with our cloud-based service.
AMP Insights delivers a “look within the walls” of multifamily properties, combining tenant, property, and market data to help underwriters, investors, and advisors reduce risk, validate valuations, and uncover new opportunities.
Manage collateral risk with an enhanced automated valuation model (AVM)
Identify small business delinquency and default risk using data-backed probability models. Get transparent, long-term risk insights to strengthen portfolio decisions and help meet compliance.
Accelerate the time to close
Mitigate risk by verifying the identity of consumers with their account numbers
Serve ads to your optimal target audience across Addressable TV and radio platforms and optimize your marketing dollars. Leverage powerful segmentation for more precise audience reach and deliver relevant messages to ideal customers.
Use Affluence Index to enhance targeting and marketing models with an indicator of households’ capacity to spend, save, or invest. With Affluence Index, you can better differentiate households that are likely to have the discretionary funds to purchase or invest in your goods and services.
Ease the lending process by enabling consumers to unlock or unfreeze their credit report.
The Equifax Analytic Dataset is a powerful data product designed for sophisticated users who need to perform in-depth analysis and build their own credit risk models. It is not a pre-packaged score or report for a single consumer, but a comprehensive, anonymized, and granular dataset.
We help financial institutions and payment platforms detect and prevent Authorized Push Payment (APP) fraud in real time using proprietary data, AI, and behavioral analysis — safeguarding customers and preserving trust while supporting seamless payment flows.
Discover high–value business prospects faster. Use enriched merchant data, firmographics, and real-time insights from B2BConnect Plus to boost B2B marketing performance and drive smarter targeting.
Discover high–value business prospects faster. Use enriched merchant data, firmographics, and real-time insights to improve B2B marketing performance and drive smarter targeting.
Discover and target the right business prospects faster with real-time access to 61M+ U.S. business records, customizable filters, and built-in compliance flags.
Bankruptcy Navigator Index (BNI) 5.0 is a Fair Credit Reporting Act scoring model that predicts the likelihood that a consumer will file for bankruptcy within the following 24 months.
We support thousands of organizations and millions of people during moments that matter – helping individuals and businesses prepare for, respond to, and recover from a data breach
Evaluate business risk fast with Equifax business credit reports. Access key financial and non-financial data, including company profiles, liabilities, public records, and credit risk indicators to empower confident decisions.
As a business owner you can now access your own credit reports and monitor your small business credit. Check your credit quality, history, and score today.
Get a 360° view of the business owners credit history in a single report. Reduce financial risk, spot potential fraud, and make confident credit decisions with the Business Principal Report.
Gain clarity and control with Equifax Business Risk Scores. Predict delinquencies, assess business stability, and make data-driven credit decisions that protect your revenue.
Confirm the legitimacy of businesses and their owners in seconds. Help reduce fraud, support KYB compliance, and make more confident decisions when onboarding clients, vendors, or partners.
Unlock faster, smarter credit risk decisioning with BusinessConnect. Automate approvals, streamline collections, and empower sales teams–all in one integrated Salesforce-native platform designed to drive growth and reduce risk.
Gain a complete financial picture of your commercial tenants. Equifax CRE Tenant Risk Assessment helps banks, investors, and brokers identify risks early, validate valuations, and make smarter leasing, lending, and investment decisions.
Receive an instant comparison of a candidate-stated application matched to verified employment data from The Work Number
This solution provides consumer-permissioned access to bank and investment account data. It helps lenders verify account ownership, income, assets, expenses, and cash flow—expanding credit access responsibly while reducing risk.
Chargebacks erode revenue, damage brand trust, and increase operational costs. Our Chargeback Prevention solution delivers proactive protection that helps businesses improve payment performance, and confidently scale.
Transform how you handle chargebacks. Our solution streamlines the entire rebuttal process—from identifying winnable claims to building robust evidence packages.
Optimize your collateral valuation process while reducing costs
Gain real-time visibility into merchant performance with Equifax Commercial Merchant Data. Combine credit, transaction data, and firmographic insights to assess risk, validate activity, and expand your B2B decisioning capabilities.
Simple, secure income verification beyond W-2s
Connected Billing enables bill pay providers to help reduce friction for online bill payment by offering seamless setup of consumers’ most common bills.
Consumer Affordability View leverages Equifax Amplify AI to deliver an affordability score and estimated repayment values to enhance lending decisions.
The industry’s largest, most powerful portfolio of credit attributes delivering enhanced predictability and performance. Access 7,000+ credit and alternative data attributes to build accurate comprehensive models.
Access comprehensive consumer credit data to reduce risk, boost approvals, and prevent fraud. Empower your business with accurate insights, predictive analytics, and tailored solutions designed to enhance customer acquisition and protect your bottom line.
Use email services from Equifax to support your acquisition and retention campaigns. Access targeted email lists segmented by financial, economic, and behavioral insights, achieve high email deliverability, and better engage audiences with personalized messages.
Equifax’s Consumer Engagement Suite helps businesses build trust and loyalty by giving consumers access to their credit score, financial information, and tools that support long-term financial well-being.
Consumer IncomeView+ provides fast, document-free income estimation powered by comprehensive data and Amplify AI™. Improve accuracy, cut manual verifications, and approve more consumers responsibly.
Make better business decisions using comprehensive consumer data
Credit Abuse Risk is a proprietary, machine-learning product designed to detect and mitigate first-party credit abuse fraud. It utilizes gradient-boosting methodology, leveraging unique insights from FCRA-regulated data.
Gain a clear view of a business's financial behavior to make confident lending and partnership decisions. Access concise, trusted insights into credit obligations and payment history.
Credit Modeling for ITA incorporates Equifax Amplify AI and leverages Prescreen lookalike models to reach optimal prospects for Invitation to Apply campaigns.
Fuel your market strategies with comprehensive consumer credit perspectives to benchmark performance, anticipate risk, and improve credit decisioning.
Strengthen performance with actionable credit data and advanced forecasting
CreditMix enables firms to better determine the market size and their share of outstanding consumer credit within their target markets. With CreditMix, firms can gain insight on the consumer credit health within custom or standard geographies.
Use CreditStyles Pro to differentiate households based on their estimated credit behavior, availability, needs, and usage. With CreditStyles Pro, marketers, analysts, and lenders can gain critical insight on credit use across the customer lifecycle.
Discover hidden risks and opportunities in your credit portfolio. Use custom criteria to assess customers' financial behavior, make informed account management decisions, proactively screen accounts, and mitigate risk.
Gain deeper visibility into non-prime and thin file consumer behavior with alternative finance data. Evaluate risk, automate decisions, and serve under-served consumers.
Reduce fraud losses and make data-driven decisions to verify your customers with confidence.
Establish trust and stop bad actors in milliseconds. Digital Risk Screening from Equifax leverages Account Protection, Account Creation Score, and Consumer Insights to securely onboard customers, prevent account takeovers, and understand user behavior without disrupting legitimate interactions
Expand Prescreen and Invitation to Apply campaign reach with digital services for credit acquisition. Enable your target audiences to respond faster by delivering your credit and insurance offers via email, display, social, mobile, phone, and addressable TV and radio.
Leverage our unique digital targeting solutions to reach online audiences with the desired financial profile and purchase tendencies for your brand and offers. Improve online targeting, serve the right message, and drive campaign ROI.
We help make claiming disaster relief and emergency relief tax credits easier so your organization can benefit without burdening your team
Get the data you need and the support of experts throughout the entire dispute process so you can focus on what matters most — your merchants.
Accurately confirm identities to mitigate identity and fraud risk.
Fast, comprehensive verification of an applicant's education status
Employment Insights designed for auto dealers, is an integrated solution delivering verified employment/income data alongside the Equifax Credit Report. It uses data from The Work Number® to reduce the need for manual documentation, and helps accelerate deals right in the showroom.
Recover overpaid taxes, manage employment tax liabilities, and minimize compliance risk
Safe, secure and fast, The Work Number® reduces your work and keeps life moving for your employees
Granular house price data at your fingertips
Unlock the power of real-time analytics and differentiated data with Equifax Ignite built with Equifax Amplify AI. Gain deeper insights and drive better outcomes with a unified data and analytics ecosystem designed for your business needs.
Link your consumer accounts to business owners and identify new sales opportunities.
This powerful score ranks consumers from 1 to 99 based on their sensitivity to economic stress. It helps lenders reduce losses, expand approvals responsibly, and strengthen portfolio resilience across lending industries.
With FICO® Score 10 and FICO® Score 10T, lenders gain flexible, regulator-trusted tools to reduce losses, expand credit, and tailor offerings with greater precision.
Financial Durability Measures provide insight into households’ likely financial resilience — meaning how likely a household is able to keep spending, plus meet current and future financial obligations, even when under financial stress. Use it to enhance marketing acquisition and account management.
Enable educational institutions to better understand their graduates' income and financial health in post-graduate years
Enhance consumer segmentation using solutions based on proprietary household economic and wealth information. Economic Cohorts® provides marketers vital visibility into household economics. Financial Cohorts® offers IXI™ Network member-firms advanced segmentation using financial characteristics.
Remote I-9 verification on time, and in person with our nationwide network of authorized I-9 representatives
Gain confidence in your I-9s
Transform the way you manage your I-9s
I-9 HQ helps you reduce your I-9 risk, better address your I-9 challenges, and offer a better experience for HR teams and new hires.
Review your database of I-9s for potential issues and help reduce your organization's risk in the event of an I-9 audit.
A fast and efficient way to request IRS tax transcripts online
Identity Matching leverages Equifax Amplify AI and provides real-time identity resolution to help you consistently identify individuals across your organization
Identity Proofing streamlines verification checks throughout the customer journey by ensuring the information provided is real, affiliated with the person and can be trusted.
Near real-time incarceration pointer data helps government agencies determine eligibility for social services
Income and employment verifications within seconds
Confidently validate income and employment early in the mortgage lending process.
Income360 Complete provides a continuous household-based dollar estimate of total household income up to $2M, including income from wages, investments, businesses, and retirement funds. Use Income360 Complete to improve segmentation for direct marketing and online targeting campaigns.
Inflection™ Insurance Score by Verisk®, powered by Equifax®, is a credit-based insurance score that enhances policyholder risk assessment, underwriting segmentation, accurate insurance pricing, and loss prediction — driving competitive advantage through advanced insurance analytics.
An FCRA risk score optimized for unsecured lending. By combining credit and alternative data with explainable AI, lenders can expand approvals, improve predictive accuracy, and deliver a seamless borrower experience
Insight Score for Retail Banking helps banks and credit unions expand account approvals, reduce charge-off risk, and drive inclusion by leveraging both traditional credit and alternative payment data.
We combine proven credit scoring with powerful alternative data—covering 222M+ consumers—to help insurers expand their customer base, quote more accurately, and reduce portfolio risk for profitable growth.
Onboard new customers and verify identities with ease.
Enhance customer models with investable assets and investment behavior data to grow assets under management.
Lost Sales Analysis for Automotive gives lenders a more fulsome picture of lost applications—where they went, how they’re performing, and how to adapt strategies, offers, and terms to win more quality customers.
Intelligent Fraud Management Solution
Better determine asset market size and share for defined geographies and improve branch planning. Gain insight on market-level asset opportunity and product preferences to help guide asset growth strategies.
MarketVision for Securities provides peer group analysis for financial services firms offering brokerage services and direct-marketed mutual funds. Use MarketVision for Securities to better determine brokerage market share and improve territory and branch planning.
Marketing Identity Elements offers the consumer data needed to validate, enhance, verify, and link consumer records for effective CRM management and better ensure your messages reach your target audience in your marketing campaigns.
Automate and improve credit decisions. Leverage the predictive power of loan and lease data in one of the industry's largest commercial databases to reduce losses and safely expand approvals across industries.
Easily verify MLA covered borrower status to stay compliant, save time, and reduce risk. Integrate with consumer credit reports or run as a standalone request.
Our flagship tri-merge credit report
Conduct regulatory due diligence with streamlined Office of Foreign Assets Control (OFAC) screening
Manage your separation notices and create your own offboarding packets.
OneScore leverages Equifax Amplify AI to deliver a multi-data credit score that provides more predictability
OneScore leverages Equifax Amplify AI to deliver a multi-data credit score for alternative finance lending.
Increase the predictability of default on your commercial accounts with OneScore for Commercial, a comprehensive delinquency score that leverages Equifax Amplify AI
Grow your business with a smarter solution that delivers consumer credit data alongside alternative data and more into a single format that’s quick and easy to read.
Expand access to credit with insights from bank transaction and cash flow data
Optimal Path uses AI to deliver personalized, actionable credit improvement tasks with estimated score impacts. Designed for lenders, fintechs, and employee wellness programs, it helps consumers reach credit goals while enhancing engagement and reducing operational burden.
With machine learning, real-time insights, and advanced decisioning, Equifax can help detect and prevent card-not-present fraud across digital channels while reducing false declines and chargebacks — protecting revenue and customer experience.
Understand the credit profiles of customers to manage portfolio performance and minimize risk.
Improve your quality of hire with verified employment data from The Work Number
Equifax Precheck helps lenders instantly determine if a consumer’s file is locked or frozen—without posting an inquiry. By detecting file status early, you can proactively guide consumers, reduce abandoned applications, and deliver a frustration-free lending experience
Prequalification of One enables a consumer to easily check their credit eligibility for offers before a credit application is initiated, which can help minimize credit rejection and avoid a negative impact on their credit score.
Identify attractive prospects who are most likely to respond to credit card, loan, or insurance offers, while mitigating risk
End-to-end professional and managed services outsource transaction fulfillment, deliver expert fraud strategy, and continuously optimize performance across fraud, chargebacks, and compliance.
Manage collateral risk with a market leading property condition report
Create targeted prospect lists for credit and insurance firm offers that meet your acquisition objectives and budget requirements. Easily access pre-approved, valuable prospect lists tailored to meet your credit profile criteria.
The Recovery Report delivers key credit insights to boost collections. Improve skip-tracing, assess repayment ability, detect fraud, and prioritize accounts using up-to-date data for faster, smarter recovery decisions
Help offer a more positive career transitioning experience by providing personalized outplacement services that can help individuals of all experience levels land their next opportunity.
Risk Decisioning Suite powered by InterConnect is a secure, scalable SaaS platform that automates credit and risk decisions in real time. With access to diverse data, attributes, and advanced analytics, it empowers businesses to approve more good customers, reduce fraud, and adapt with agility.
Reliable, compliant flood zone determinations
Small Business Assets enables financial services firms to gain insight on which small organizations to target for marketing campaigns based on measured assets invested by small businesses. It is available exclusively to firms that are part of the IXI™ Network.
Shape business decisions and investment strategies with predictive insights into economic conditions and current market trends.
A breakthrough first step in the criminal background check process
Validate the name, Social Security Number, and date of birth match with the Social Security Administration
Use The Work Number® to verify the employment and
income information in real time to provide clients the right
government assistance in their time of need
Use Spending Power to improve targeting and marketing models with a dollar measure of households’ likely capacity to spend, save, or invest. Spending Power estimates reach up to $1.2 million per household, allowing you to identify households likely to have the funds for your goods and services.
Reliable, up-to-date and comprehensive property data and analytics
Our State Onboarding Compliance Solution tracks legislation and helps you get the right form to the right employee on time, helping you stay on top of evolving state-required new hire notifications
We help businesses proactively monitor and manage supplier risk beyond credit. Gain visibility into financial, cyber, ESG, geopolitical, operational, and regulatory risks to ensure business continuity and build resilient supply chains.
Improve onboarding confidence and mitigate synthetic identity threats with predictive intelligence that detects what others miss.
Establish the legitimacy of a business by confirming their EIN status with the IRS
Reach consumers that are in-market for new credit with near real-time notifications of credit inquiries across tradelines. Discover when prospects and customers are seeking new credit so you can quickly deliver competitive offers and enhance retention efforts.
Target consumers who are likely to open new or additional credit in the next two to four months with TargetPoint Intent Scores built with Equifax Amplify AI™. Rely on multiple industry-specific intent models to help pinpoint and refine credit acquisition and customer retention strategies.
Find tax form efficiencies and savings with digital services
from Equifax
Improve efficiency and accuracy for you and your employees by streamlining your W-4 process
Mortgage Credit Report Plus new Telco, Pay TV and Utilities attributes unlock powerful, verified insights that are not traditionally available
Our identity validation service helps give you assurance early in the credit cycle
With our portfolio review batch process, we make it easier for lenders to prioritize consumer accounts using employment and income data
Equifax provides unique employment and income insights earlier in the mortgage loan qualification process
Avoid last-minute surprises and boost efficiency in mortgage lending
Help reduce the time and burden of dealing with fraudulent claims for you and your employees.
One of the nation’s leading choices for unemployment management processes for over 65 years
Reduce your burden of response and meet wage audit obligations
VantageScore 4.0 is an inclusive, trended scoring model financial institutions, fintechs, and retailers reach more customers, reduce risk, and drive revenue through more accurate, automated lending decisions
Approving more borrowers with a new standard for credit scoring.
Verify applicants’ employment instantly
Real-time customer intelligence based on Equifax proprietary wealth, economic, and credit capacity insights to inform customer engagement.
Perform your customer due diligence (CDD) accurately and with ease
WealthComplete Premier provides a complete picture of estimated liquid financial assets for nearly every U.S. household. Find the hidden asset potential among customers, grow share of wallet and identify high potential prospects with insight on estimated household assets, investments, and deposits.
Get the most out of the Work Opportunity Tax Credit (WOTC). Tap our proprietary technology to help simplify the process, identify more WOTC eligible employees, and capture more tax credits for your company