What is a credit score and why does it matter? Your credit scores play a critical role in your ability to access credit, so it's important to understand how your actions may -- or may not -- impact your credit scores. Lenders and creditors often use credit scores to help determine the likelihood that someone will pay back what they owe on loans, credit cards and mortgages. Higher credit scores generally result in more favorable loan terms and lower interest rates. Understanding the facts about what will and won’t help credit scores is a good first step.
Find out what is a good credit score. Higher credit scores show that you have demonstrated responsible credit behavior, which may make potential lenders and creditors more confident when evaluating a request for credit.
Wondering about credit score ranges and where yours is on the scale? Learn more about credit score ranges, what is a good credit score range to strive for and how to improve your credit scores.
Higher credit scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit.
Your credit scores are important numbers in your financial life because higher credit scores generally result in more favorable credit terms. How does your credit score compare with the average credit scores in your state?
Wondering about credit score ranges and where yours is on the scale? Learn more about the total range of credit scores and your credit score.
Credit scores play an important role in lending decisions. Here are five things to consider that may hurt your credit scores.
Understanding your credit score is a key component of your finances. In this video we share the top 5 things you should know about credit scores.
Having a good credit score can save you a lot of money in lower interest rates and also improve the likelihood of qualifying for financing.
You may already know that certain behaviors – such as paying your bills on time, every time – can reflect positively on your credit scores. But it’s also important to know that not every action impacts your credit scores.
You may already know that certain behaviors – such as paying your bills on time, every time – can reflect positively on your credit scores. But it’s also important to know that not every action will directly impact your credit scores at all, either positively or negatively. In this video we will cover five things that don’t hurt your credit scores.
From late payments to closing credit accounts, in this video we will go over 4 things that can hurt your credit score.
What is a credit score? Equifax can tell you all about the credit score range, how credit scores are calculated and much more.