Credit Scores

Understand credit scores, credit worthiness, and how credit scores are used in day-to-day life.

[Video] What Is a Credit Score?

What is a credit score? Equifax can tell you all about the credit score range, how credit scores are calculated and much more.

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How to Improve Your Credit Scores to Help You Buy a Home

If you’re dreaming of homeownership, here are some things to know about improving your credit scores as you prepare to buy a home.

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[Video] How Are Credit Scores Calculated?

Learn about the factors that affect credit scores, keeping in mind there are many different credit scoring models.

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[Video] How Does Eviction Affect Credit Scores?

If you are facing an eviction, you should know how it might affect your credit history, and your future ability to get a lease or other credit.

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[Video] How Will a Lowered Credit Limit Affect My Credit Scores?

Learn what a reduced credit limit can mean for your credit utilization rate.

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What’s a Good Credit Score for First-Time Homebuyers?

What credit score do you need to secure a mortgage as a first-time homebuyer? Here’s what to know about minimum credit score requirements.
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What is an Excellent Credit Score?

Credit scores in the excellent range are generally considered to be low-risk borrowers and may have an easier time securing loans. Here’s what to know about excellent credit scores.
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[Video] Debt-to-Income Ratio vs. Debt-to-Credit Ratio

What is the difference between a debt-to-income ratio and a debt-to-credit ratio? Learn how these ratios can affect your credit at Equifax!

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Can Medical Collection Debt Impact Credit Scores?

Learn how the changes to medical collection debt reporting on credit reports affects credit scores, and actions you can take to help prevent debt from medical bills.

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Installment vs. Revolving Credit – Key Differences

Find out what installment and revolving credit accounts are. Plus, learn how to spot the key differences between the two.
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[Video] How Often Does Your Credit Score Update?

How often does your credit score update? Equifax can help you find out. Learn how often credit scores are updated with our help today!

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[Video] Is It Okay to Check Your Credit Score?

Checking your credit score is a great way to monitor your financial health. Wondering how to check your credit score? Get tips and advice from Equifax!

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