Everything You Need to Know About Credit Scores, All in One Place
Collection Accounts and Your Credit Scores

What happens if one of your credit accounts is sent to a collection agency? How will it impact your credit reports and credit scores, and for how long? Learn more here. 

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What is a Debt to Credit Ratio?

What is a debt to credit ratio? What is a debt to income ratio? How are they different -- and why do they matter to lenders and creditors?

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Can I Get a Loan With Bad Credit?

If you're concerned your credit scores may hurt your ability to get a loan or line of credit, there are some steps you can take and options you can consider.

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Are FICO® Scores and VantageScore® Different?

There are many different ways of calculating credit scores. What are the differences between FICO and VantageScore credit scores?

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7 Things That Won't Hurt Your Credit Scores

You may already know that certain behaviors – such as paying your bills on time, every time – can reflect positively on your credit scores. But it’s also important to know that not every action impacts your credit scores. Here are 7 that don't.

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Credit Mistakes That May Be Costing You Money

These credit mistakes may wind up costing you money in the long run. Here are nine pitfalls to try to avoid if possible.

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Some Things to Know Before Opening a Store Credit Card

It may be tempting to open a store credit card when you're standing at the checkout counter. But here are a few factors to consider.

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5 Things That May Hurt Your Credit Scores

It may be easier than you think to impact your credit scores. Here are five things to consider.

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Credit Scores and the Home Buying Process

Thinking about purchasing a home? It's important to know the role your credit scores can play in the home buying process.

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Why Should I Check my Credit Reports and Credit Scores?

Your credit reports and credit scores are vital pieces of information that are important to your overall financial wellbeing. Learn why it's important to check them regularly. 

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How Might My Actions Affect Credit Scores?

Regardless of the financial milestones you’re reaching, when it comes to financial progress and credit, it’s important to understand the factors that may impact your credit scores.

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What is a Good Credit Score?

Higher credit scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit.

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How Can I Check Credit Scores?

Credit reports from the three major credit bureaus don't usually include credit scores. But there are several ways to check credit scores.

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[Video] What is a Credit Score?

Find out how credit scores are calculated and the important information you should review

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What Is a FICO® Score?

Fair Isaac Corporation created FICO® Scores. Read more about how FICO scores are calculated.

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How Are Credit Scores Calculated?

Learn about the factors that affect credit scores, keeping in mind there are many different credit scoring models.

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Why Do Credit Scores Fluctuate?

If you're tracking your credit scores over time, you may notice the numbers tend to vary. Why does this happen?

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[Infographic] What Affects a Credit Score?

A credit report is a summary of your credit history. How are credit reports related to credit scores – and why do credit scores matter?

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[Video] A Quick Guide to Your Equifax Credit Report and Equifax Credit Score

Find out what's in your Equifax credit report & Equifax credit score.

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Can Medical Debt Impact Credit Scores?

Learn how medical debt may be reported to the three nationwide credit bureaus and actions you can take to help prevent that from happening.

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What is a Credit Score?

You may be surprised to learn you don't have just one credit score. Learn more about some basics when it comes to credit scores.

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Will Checking Your Credit Hurt Credit Scores?

Many people are afraid to request a copy of their credit reports out of concern it will negatively impact credit scores. Checking your own credit is what's called a "soft" inquiry. Learn more.

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Credit Limit Increases: What to Know

Received a credit limit increase? Considering asking for one? Here are a few things to consider. 

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How Closing a Credit Card Account May Impact Credit Scores

Whether or not to close a credit card -- and how it may affect credit scores -- depends on your unique credit situation.

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