What happens if one of your credit accounts is sent to a collection agency? How will it impact your credit reports and credit scores, and for how long? Learn more here. 

What is a debt to credit ratio? What is a debt to income ratio? How are they different -- and why do they matter to lenders and creditors?

If you're concerned your credit scores may hurt your ability to get a loan or line of credit, there are some steps you can take and options you can consider.

There are many different ways of calculating credit scores. What are the differences between FICO and VantageScore credit scores?

You may already know that certain behaviors – such as paying your bills on time, every time – can reflect positively on your credit scores. But it’s also important to know that not every action impacts your credit scores. Here are 7 that don't.

These credit mistakes may wind up costing you money in the long run. Here are nine pitfalls to try to avoid if possible.

It may be tempting to open a store credit card when you're standing at the checkout counter. But here are a few factors to consider.

It may be easier than you think to impact your credit scores. Here are five things to consider.

Thinking about purchasing a home? It's important to know the role your credit scores can play in the home buying process.

Your credit reports and credit scores are vital pieces of information that are important to your overall financial wellbeing. Learn why it's important to check them regularly. 

Regardless of the financial milestones you’re reaching, when it comes to financial progress and credit, it’s important to understand the factors that may impact your credit scores.

Higher credit scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit.

Credit reports from the three major credit bureaus don't usually include credit scores. But there are several ways to check credit scores.

Find out how credit scores are calculated and the important information you should review

Fair Isaac Corporation created FICO® Scores. Read more about how FICO scores are calculated.

Learn about the factors that affect credit scores, keeping in mind there are many different credit scoring models.

If you're tracking your credit scores over time, you may notice the numbers tend to vary. Why does this happen?

A credit report is a summary of your credit history. How are credit reports related to credit scores – and why do credit scores matter?

Find out what's in your Equifax credit report & Equifax credit score.

Learn how medical debt may be reported to the three nationwide credit bureaus and actions you can take to help prevent that from happening.

You may be surprised to learn you don't have just one credit score. Learn more about some basics when it comes to credit scores.

Many people are afraid to request a copy of their credit reports out of concern it will negatively impact credit scores. Checking your own credit is what's called a "soft" inquiry. Learn more.

Received a credit limit increase? Considering asking for one? Here are a few things to consider. 

Whether or not to close a credit card -- and how it may affect credit scores -- depends on your unique credit situation.