Everything You Need to Know About Credit Scores, All in One Place

What Is a FICO® Score?

Fair Isaac Corporation created FICO® Scores. Read more about how FICO scores are calculated.

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[Video] What is a Credit Score?

Find out how credit scores are calculated and the important information you should review

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What is a Good Credit Score?

Higher credit scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit.

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How Can I Check Credit Scores?

Credit reports from the three major credit bureaus don't usually include credit scores. But there are several ways to check credit scores.

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How Are Credit Scores Calculated?

Learn about the factors that affect credit scores, keeping in mind there are many different credit scoring models.

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Why Do Credit Scores Fluctuate?

If you're tracking your credit scores over time, you may notice the numbers tend to vary. Why does this happen?

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[Infographic] What Affects a Credit Score?

A credit report is a summary of your credit history. How are credit reports related to credit scores – and why do credit scores matter?

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[Video] A quick guide to your Equifax credit report and Equifax credit score

Find out what's in your Equifax credit report & Equifax credit score.

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Can Medical Debt Impact Credit Scores?

Learn how medical debt may be reported to the three major credit bureaus and actions you can take to help prevent that from happening.

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What is a Credit Score?

What is a credit score, and what is the difference among the three credit reporting agency (CRA) credit scores? A credit score is a three digit number, typically between 300 and 850, which is designed to represent your credit risk, or the likelihood you will pay your bills on time. A credit score is calculated based on a method using the content of your consumer file.

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Will Checking Your Credit Hurt Credit Scores?

Many people are afraid to request a copy of their credit reports out of concern it will negatively impact credit scores. Checking your own credit is what's called a "soft" inquiry. Learn more.

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Credit Limit Increases: What to Know

Received a credit limit increase? Considering asking for one? Here are a few things to consider. 

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How Closing a Credit Card Account May Impact Credit Scores

Whether or not to close a credit card -- and how it may affect credit scores -- depends on your unique credit situation.

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Why Should I Check my Credit History and Credit Score?

Your credit history and credit score are vital pieces of information that are important to your overall financial wellbeing.

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How Do my Actions Impact my Credit Score?

Regardless of the financial milestones you’re reaching, when it comes to financial progress and credit, it’s important to understand the factors that may impact your credit score.

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