You Ask, Equifax Answers: Does Breaking a Lease Affect Your Credit Scores?
There’s a right way and a wrong way to go about getting out of a lease. Learn how leaving a lease early could affect your credit history.
What is a credit score and why does it matter? Your credit scores play a critical role in your ability to access credit, so it's important to understand how your actions may -- or may not -- impact your credit scores. Lenders and creditors often use credit scores to help determine the likelihood that someone will pay back what they owe on loans, credit cards and mortgages. Higher credit scores generally result in more favorable loan terms and lower interest rates. Understanding the facts about what will and won’t help credit scores is a good first step.
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Understanding Credit Scores in the Gig Economy
In the gig economy, companies rely on independent contractors instead of traditional employees. Discover what you can do to improve your credit scores as a gig worker.
Does Refinancing Your Mortgage Impact Your Credit Scores?
Refinancing your mortgage can be a great way to lower your interest rate and reduce your monthly mortgage payment, but it can also impact your credit scores.
What Is the Average Credit Score by Age?
See how your credit score compares at every age. Credit scores play a part of your finances and overall financial health, and as with many things, they can change with age.
Understanding VantageScore® Ranges
Understand more about the VantageScore® and learn how payment history, credit use and more are used to calculate a VantageScore credit score.
Is it Ok to Check Your Credit Score?
Checking your credit score is a great way to monitor your financial health. Wondering how to check your credit score? Get advice from Equifax®!
What is a Good Credit Score?
Higher credit scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit.
What Is the Average Credit Score by State?
Your credit scores are important numbers in your financial life because higher credit scores generally result in more favorable credit terms. How does your credit score compare with the average credit scores in your state?
What Are the Different Ranges of Credit Scores?
Wondering about credit score ranges and where yours is on the scale? Learn more about the total range of credit scores and your credit score.
5 Things That May Hurt Your Credit Scores
Credit scores play an important role in lending decisions. Here are five things to consider that may hurt your credit scores.
Seven Benefits of a Good Credit Score
Having a good credit score can save you a lot of money in lower interest rates and also improve the likelihood of qualifying for financing.
7 Things That Won't Hurt Your Credit Scores
You may already know that certain behaviors – such as paying your bills on time, every time – can reflect positively on your credit scores. But it’s also important to know that not every action impacts your credit scores.