Credit Scores

Understand credit scores, credit worthiness, and how credit scores are used in day-to-day life.

[Video] How Does Eviction Affect Credit Scores?

If you are facing an eviction, you should know how it might affect your credit history, and your future ability to get a lease or other credit.

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[Video] How Will a Lowered Credit Limit Affect My Credit Scores?

Learn what a reduced credit limit can mean for your credit utilization rate.

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What’s a Good Credit Score for First-Time Homebuyers?

What credit score do you need to secure a mortgage as a first-time homebuyer? Here’s what to know about minimum credit score requirements.
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What is an Excellent Credit Score?

Credit scores in the excellent range are generally considered to be low-risk borrowers and may have an easier time securing loans. Here’s what to know about excellent credit scores.
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[Video] Debt-to-Income Ratio vs. Debt-to-Credit Ratio

What is the difference between a debt-to-income ratio and a debt-to-credit ratio? Learn how these ratios can affect your credit at Equifax!

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Can Medical Collection Debt Impact Credit Scores?

Learn how the changes to medical collection debt reporting on credit reports affects credit scores, and actions you can take to help prevent debt from medical bills.

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Installment vs. Revolving Credit – Key Differences

Find out what installment and revolving credit accounts are. Plus, learn how to spot the key differences between the two.
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[Video] How Often Does Your Credit Score Update?

How often does your credit score update? Equifax can help you find out. Learn how often credit scores are updated with our help today!

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[Video] Is It Okay to Check Your Credit Score?

Checking your credit score is a great way to monitor your financial health. Wondering how to check your credit score? Get tips and advice from Equifax!

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[Video] Why Do Your Credit Scores Change?

Have you been wondering why your credit scores change over time? Click to learn more from Equifax about the different factors that can affect your credit scores.

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Are Misconceptions Affecting Your Credit Scores?

You may already know your credit scores play a critical role in your access to credit. Learn to sort out fact from fiction when it comes to credit scores.

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Rebuilding Your Credit After a Foreclosure or Eviction

If you’ve experienced a foreclosure or eviction, you may be wondering how to rebuild your credit history after a foreclosure or eviction. Learn what happens to your credit during a foreclosure or eviction, how you can address the damage and more.

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