Credit Reports

Understand how your financial behavior impacts you and your credit, along with what is included on your credit reports and why.

Holiday Shopping Tips to Help Protect Yourself

Personal finances play a big part in holiday planning for many families. Learn what you can do to help protect your credit history this holiday season.

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Why Should I Check my Credit Reports and Credit Scores?

Your credit reports and credit scores are vital pieces of information that are important to your overall financial wellbeing. Learn why it's important to check them regularly. 

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How Long Does Information Stay on My Equifax Credit Report?

Depending on the type of information, there are different timeframes for how long an item may stay on your Equifax credit report.

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A Guide to Credit Report Disputes

If there is information on your credit report you believe is inaccurate or incomplete, here are some steps you can take to resolve it -- and what to expect if you file a dispute.

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How Do I Get My Free Credit Report?

There are several ways you can get free credit reports from Equifax as well as the other two nationwide credit bureaus.

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Good Debt vs. Bad Debt

Did you know there are certain types of debt that may be considered "good" rather than "bad?" Learn more about what kind of debt could be considered "good."

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9 Things You May Not Know About the Fair Credit Reporting Act - But Should

The purpose of the Fair Credit Reporting Act is to restrict who has access to your credit information and how they can use it.

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How Transgender People Can Change Their Name On Their Equifax Credit Report

If you've changed your legal name, you can also dispute your Equifax Credit Report to reflect your updated information. Learn how to update your name here.

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What is a Charge-Off?

What does a "charge-off" on your credit reports mean -- and what are your options if one of your accounts is charged off?

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Reviewing Your Equifax Credit Report: A Checklist

Regularly reviewing your credit reports is a great way to ensure the personal and account information listed is accurate and complete. Follow our checklist to learn what to look for on your Equifax credit report. 

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What Does That Mean? A Guide to Equifax Credit Report Terminology

When reviewing your Equifax credit report, you might not know what some terms mean. We define some words you may see on your credit reports. 

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You Ask, Bev Answers: Can I Dispute Information on My Credit Reports During COVID-19?

You can dispute information on your credit reports during the COVID-19 pandemic, though you may need to be patient throughout the process.

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