Put simply, interest is the price you pay to borrow money. Before you agree to a loan, understand how your interest rate will affect the total amount you owe.

How much do you know about credit? Take our true/false quiz to test your credit IQ.

Thinking about how to pay for college or a graduate degree? There are many different financial aid options available to students, regardless of credit history. 

Whether it's an aging parent or friend, or a family member with special needs, here are a few things to know about managing someone else's credit accounts and finances.

Your credit reports contain information summarizing how you have handled credit accounts, including the types of accounts and your payment history. Learn why it's important to check it regularly.

You may know credit scores matter when you apply for a credit card or a home loan. But did you know other ways your credit history and credit scores may play a role in everyday life? 

"Credit repair" companies may sound tempting. But the truth is, there is no such thing as a "quick fix" when it comes to your credit. Learn how to recognize legitimate credit counseling organizations vs. scams. 

Regularly reviewing your credit reports is a great way to ensure the personal and account information listed is accurate and complete. Follow our checklist to learn what to look for on your Equifax credit report. 

What are those pre-screened credit card offers you get in the mail? What are their benefits, and how can you opt out of receiving them?

Considering whether to get your first credit card? Here are 4 things for young adults to keep in mind before they start applying.

Did you know there are certain types of debt that may be considered "good" rather than "bad?" Learn more about what kind of debt could be considered "good."

If you're struggling to make on-time payments, or missed a due date by accident, here are a few things to know about how long it will take for a late payment to show up on your credit reports.

Whether it's because of a job loss or a furlough, it's worrisome when your paycheck stops arriving. Here are some things you can do right now.

How could divorcing impact your credit reports and credit scores? Here are some things to keep in mind.

Depending on the type of information, there are different timeframes for how long an item may stay on your Equifax credit report.

What does a "charge-off" on your credit reports mean -- and what are your options if one of your accounts is charged off?

It’s a situation many young adults face when they’re just starting out – how to build a credit history when you don’t have a credit history.

Similar to other financial commitments, student loans -- and how you repay them -- can appear on credit reports and can impact credit scores, for better or worse.

It happens to a lot of us: The subject of credit comes up, and we may not have all of the answers. Knowledge is key, especially when it comes to regularly checking your credit reports and being aware of the three major credit bureaus.

Nice job – you’ve taken a step toward responsible credit behavior by getting a copy of your credit reports. What’s next? Learn what to look for on your credit reports, what can you do if you see something that’s inaccurate or incomplete, and how you can restrict certain access to your credit reports.   

At their most basic, a credit report lock and a security freeze are similar — both restrict certain access to your credit reports. But they’re not exactly the same. Knowing the difference between the two may help you make an informed decision about how you can better control access to your credit reports.

Swipe or click to lock. Swipe or click to unlock. Lock & Alert puts the ability to quickly lock and unlock your Equifax credit report at your fingertips.

If there is information on your credit report you believe is inaccurate or incomplete, here are some steps you can take to resolve it -- and what to expect if you file a dispute.

Shopping for a loan involves many steps and, potentially, multiple credit checks. Understand how hard inquiries are generated on your credit report.

Learn how Equifax Lock & Alert works to help put control over certain access to your Equifax credit report at your fingertips.

After a certain period of time, your credit card account may be deemed "inactive" and closed. Here are some things you should know.

How much do you know about how tying the knot may (or may not) impact credit reports and credit scores?

Credit and finances likely aren't top of mind after a relative's death. But it's important to know the credit steps to take if you are handling the person's estate.

Do the three major credit bureaus make lending decisions? Where do they get their information? Answers to your questions about credit bureaus.

Find out what's in your Equifax credit report & Equifax credit score.

You can get a copy of your free credit report once every 12 months from all three major credit bureaus by visiting www.annualcreditreport.com. 

Learn more about your credit report, why it's important and the information typically included in it.

The purpose of the Fair Credit Reporting Act is to restrict who has access to your credit information and how they can use it.

Found something incomplete or inaccurate on your credit report? Learn more about the dispute process.

Companies and others who have “permissible purpose” can access your credit information in order to make certain types of decisions. What’s “permissible purpose?”

Find out what information goes into a credit report & the important information you should review.

Find out why lenders may deny you credit and steps you can take if you are denied.