What is a Consumer Statement and Should I Have One?
What is a consumer statement, and when should they be used? Equifax helps clarify the best ways to use consumer statements in this guide. Learn more here.Learn More
What Does That Mean? A Guide to Equifax Credit Report Terminology
When reviewing your Equifax credit report, you might not know what some terms mean. We define some words you may see on your credit reports.Read More
What is a Credit Report and What Does it Include?
Learn more about your credit reports, why they're important and the information typically included on your Equifax credit report.Read More
What Do Interest Rates Really Mean?
Put simply, interest is the price you pay to borrow money. Before you agree to a loan, understand how your interest rate will affect the total amount you owe.Read More
Credit Myths and Facts You Should Know
How much do you know about credit? Take our true/false quiz to test your credit IQ.Read More
What to Know Before Applying for Financial Aid
Thinking about how to pay for college or a graduate degree? There are many different financial aid options available to students, regardless of credit history.Read More
Managing Credit Accounts and Finances for a Loved One
Whether it's an aging parent or friend, or a family member with special needs, here are a few things to know about managing someone else's credit accounts and finances.Read More
Understanding Your Equifax Credit Report and Credit History
Your credit reports contain information summarizing how you have handled credit accounts, including the types of accounts and your payment history. Learn why it's important to check it regularly.Read More
4 Ways Your Credit History May Affect Everyday Life
You may know credit scores matter when you apply for a credit card or a home loan. But did you know other ways your credit history and credit scores may play a role in everyday life?Read More
Avoiding 'Credit Repair' Scams
"Credit repair" companies may sound tempting. But the truth is, there is no such thing as a "quick fix" when it comes to your credit. Learn how to recognize legitimate credit counseling organizations vs. scams.Read More
Reviewing Your Equifax Credit Report: A Checklist
Regularly reviewing your credit reports is a great way to ensure the personal and account information listed is accurate and complete. Follow our checklist to learn what to look for on your Equifax credit report.Read More
Pre-Screened Credit Card Offers: Benefits and Opting Out
What are those pre-screened credit card offers you get in the mail? What are their benefits, and how can you opt out of receiving them?Read More