Credit Reports

Understand how your financial behavior impacts you and your credit, along with what is included on your credit reports and why.

What Is a Credit Report and What Is on It?

Learn what a credit report is at Equifax! Read about the nationwide consumer reporting agencies, see how to get a credit report, find out what’s in a credit report and much more!

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How Do I Get My Free Credit Report?

There are several ways you can get free credit reports from Equifax, and the other two nationwide credit bureaus.

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How to Build Credit

There are many ways to build credit. What matters most is using credit responsibly. Learn what you can do to establish good credit behavior.

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Credit Reporting & Human Trafficking

Credit reporting protections help human trafficking survivors by removing negative information from credit reports that resulted from being a victim.

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What Is the Difference Between a Credit Score and a Credit Report?

Do you know the difference between your credit score and credit report? Learn more about your credit score and how it's different from your credit report today.

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[Video] What is a Charge-Off?

What does a "charge-off" on your credit reports mean -- and what are your options if one of your accounts is charged off?

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[Video] Can I Get My Free Equifax Credit Report in Spanish?

Now you can get your Equifax credit report in Spanish online and by mail.

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[Video] Understanding Hard Inquiries on Your Credit Report

Shopping for a loan involves many steps and, potentially, multiple credit checks. Understand how hard inquiries are generated on your credit report.

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Holiday Shopping Tips to Help Protect Yourself

Personal finances play a big part in holiday planning for many families. Learn what you can do to help protect your credit history this holiday season.

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Why Should I Check my Credit Reports and Credit Scores?

Your credit reports and credit scores are vital pieces of information that are important to your overall financial wellbeing. Learn why it's important to check them regularly. 

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How Long Does Information Stay on My Equifax Credit Report?

Depending on the type of information, there are different timeframes for how long an item may stay on your Equifax credit report.

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A Guide to Credit Report Disputes

If there is information on your credit report you believe is inaccurate or incomplete, here are some steps you can take to resolve it -- and what to expect if you file a dispute.

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