What You Need to Know:
The Equifax® Credit Score and 3-Bureau credit scores are based on the Equifax Credit Score model. Third parties use many different types of credit scores and will not use the Equifax Credit Score or 3-Bureau credit scores to assess your creditworthiness.
  • Credit Scores and Reports
    • Equifax 3-Bureau Credit Scores
    • Equifax 3-Bureau Credit Report
    • Equifax Credit Score
    • Equifax Credit Report2
  • Credit Monitoring Features
    • 3-Bureau Credit File Monitoring3
    • Equifax Credit Score Monitoring
  • Identity Theft Features
    • Internet Scanning4
    • Automatic Fraud Alerts5
      With a fraud alert, potential lenders are encouraged to take extra steps to verify your identity before extending credit.
    • Financial Alerts
    • Equifax Credit Report Lock6
    • Lost Wallet Assistance
    • Up to $1MM Identity Theft Insurance7
  • Additional Individuals
    • Second Adult (All Premier Features)
    • Equifax Credit Monitoring for Up to 4 Children

Equifax

ID Patrol™
  • Credit Scores and Reports
    • Equifax 3-Bureau Credit Report
      Annually
    • Equifax Credit Report2
      Daily
  • Credit Monitoring Features
    • 3-Bureau Credit File Monitoring3
  • Identity Theft Features
    • Internet Scanning4
    • Automatic Fraud Alerts5
      With a fraud alert, potential lenders are encouraged to take extra steps to verify your identity before extending credit.
    • Equifax Credit Report Lock6
    • Lost Wallet Assistance
    • Up to $1MM Identity Theft Insurance7

Equifax Complete™

Premier
  • Credit Scores and Reports
    • Equifax 3-Bureau Credit Scores
      Annually
    • Equifax 3-Bureau Credit Report
      Annually
    • Equifax Credit Score
      Daily
    • Equifax Credit Report2
      Daily
  • Credit Monitoring Features
    • 3-Bureau Credit File Monitoring3
    • Equifax Credit Score Monitoring
  • Identity Theft Features
    • Internet Scanning4
    • Automatic Fraud Alerts5
      With a fraud alert, potential lenders are encouraged to take extra steps to verify your identity before extending credit.
    • Financial Alerts
    • Equifax Credit Report Lock6
    • Lost Wallet Assistance
    • Up to $1MM Identity Theft Insurance7
Featured Product

Equifax Complete™

Family Plan

$29.95/month

  • Credit Scores and Reports
    • Equifax 3-Bureau Credit Scores
      Annually
    • Equifax 3-Bureau Credit Report
      Annually
    • Equifax Credit Score
      Daily
    • Equifax Credit Report2
      Daily
  • Credit Monitoring Features
    • 3-Bureau Credit File Monitoring3
    • Equifax Credit Score Monitoring
  • Identity Theft Features
    • Internet Scanning4
    • Automatic Fraud Alerts5
      With a fraud alert, potential lenders are encouraged to take extra steps to verify your identity before extending credit.
    • Financial Alerts
    • Equifax Credit Report Lock6
    • Lost Wallet Assistance
    • Up to $1MM Identity Theft Insurance7
  • Additional Individuals
    • Second Adult (All Premier Features)
    • Equifax Credit Monitoring for Up to 4 Children

 

Looking to sign up for Lock & Alert™ or purchase ScoreWatch®?

  1. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

  2. Under certain circumstances, access to your Equifax Credit Report may not be available as certain consumer credit files maintained by Equifax contain credit histories, multiple trade accounts, and/or an extraordinary number of inquiries of a nature that prevents or delays the delivery of your Equifax Credit Report. If a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made.

  3. Credit monitoring from Experian and TransUnion will take several days to begin.

  4. Internet scanning will scan for your Social Security number (if you choose to), up to 5 bank account numbers, up to 6 credit/debit card numbers that you provide, up to 3 email addresses, up to 10 medical ID numbers, and up to 5 passport numbers. Internet Scanning scans thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded.

  5. The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.

  6. Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: companies like Equifax Global Consumer Solutions, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you.  To opt out of such pre-approved offers, visit www.optoutprescreen.com.

  7. Identity theft insurance is underwritten by American Bankers Insurance Company of Florida or its affiliates. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.