Product

CreditForecast.com

CreditForecast.com combines Equifax consumer credit data with Moody’s Analytics economic forecasts to deliver five-year projections, alternative scenarios, and deep insights. Manage risk, support CECL/IFRS 9, and identify profitable growth opportunities.
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Anticipate Consumer Credit Trends with Confidence

CreditForecast.com is the joint solution from Equifax and Moody’s Analytics that helps financial institutions, lenders, and investors see what’s ahead. With more than 40 consumer credit variables, seven product categories, and forecasts updated quarterly, it delivers the insights needed to model delinquency, defaults, and portfolio performance. From national to metro-level, users can benchmark portfolios, support CECL/CCAR/IFRS 9 compliance, and make smarter lending and investment decisions.
Stay Competitive
Make strategic decisions with exclusive forecasts and alternative scenarios.
Enhance Risk Management
Forecast delinquency and defaults across geographies and credit types.
Identify New Opportunities
Discover profitable markets with predictive analysis at regional level.
Ensure Compliance
Simplify CECL, CCAR, and IFRS 9 reporting with regulator-ready scenarios.
Gain Deeper Insights
Track borrower demographics, income, and origination risk scores.
Leverage Expertise
Access exclusive data from Equifax and Moody’s economic analysts.
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5-year forecast horizon with quarterly updates.

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40+ credit variables across 7 consumer lending categories.

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Coverage from U.S. national level to 457 metro areas.

Real-World Applications of CreditForecast.com

CreditForecast.com enables lenders, investors, and risk managers to apply credit and economic forecasts to real-world scenarios—supporting stress testing, compliance, portfolio planning, and strategic market expansion.

Stress Testing & Compliance

CECL and CCAR-ready scenarios help model delinquency, losses, and capital requirements under baseline and adverse conditions.

Market Expansion Strategy

Regional forecasts identify where consumer credit is most resilient, guiding smarter originations and branch growth.

How CreditForecast.com Works

CreditForecast.com combines consumer credit data from Equifax with Moody’s economic models to deliver monthly updated historical data and quarterly forecasts. Users can explore baseline and stress-test scenarios, segment by geography or borrower profile, and apply insights directly into portfolio planning, compliance, and strategy.

Smarter Forecasts. Stronger Decisions.

CreditForecast.com empowers your business to anticipate credit performance, reduce losses, and support regulatory requirements. With data from Equifax and Moody’s Analytics, you can confidently plan, lend, and grow.

Auto Lending

Forecast delinquency trends for bank and finance loans, and leasing portfolios.

Mortgage & Housing

Anticipate performance in first mortgage, HELOCs, and home equity loans under varying scenarios.

Student Loans

Model in-deferment vs not-in-deferment segments to project default risks.

Frequently Asked Questions

A joint solution from Equifax and Moody’s Analytics that provides consumer credit data, forecasts, scenarios, and analysis across U.S. regions.

Better risk management, CECL/IFRS 9 compliance, regional insights, and strategic growth decisions.

Seven main categories (auto, mortgage, bankcard, retail, consumer finance, home equity, student loans) plus 24 subcategories.

For stress testing, compliance, benchmarking, location analysis, pricing models, and marketing growth.

Related Resourcces

Product Sheet

A New View of Creditworthiness

Uncover a 360-degree view of credit and economic trends. This tool, powered by Equifax Ignite®, helps you analyze market dynamics and identify new opportunities for growth.
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Product Sheet
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Product Sheet
CreditForecast.com - Brochure
Product Sheet
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