How Much Money Should I Save for a Home?
If you’re dreaming of homeownership, it’s important to build your savings over time. Here’s a guide to how much money you should plan to save for a home.
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As you get older and enter different stages of your life, you'll have different financial needs and wants, and your credit scores and reports can help benefit you. If you're seeking higher education, you may need to take out student loans and explore the student loan options with the best loan terms, including best interest rates, available to you. Perhaps you're getting ready to buy your first house or car and need to explore the best mortgages and auto loans to help you find your dream house or car. Before these major life purchases, it is a good idea to look at your credit reports to make sure that the information in them is accurate and complete, so that lenders can make well-informed decisions when evaluating your creditworthiness. Maybe you're considering co-signing a loan for your child or want to act as a guarantor or add them as an authorized user on your credit card so they can start building up their own credit history. If you're looking forward to other major milestones like paying for your child's college education, possibly taking out a second mortgage or purchasing a vacation home, you'll want to learn more about your loan options to help you make the best choices. No matter where you are in life or where you're heading, there's always financial options to explore and discover the best loans, mortgages, and rates for you and your family.
After a Natural Disaster: Steps to Rebuild, Assistance and Other Resources
If you’re a natural disaster survivor, you’ll need to think about your finances, important documents, and take steps to better protect against identity theft. Here are some things to do or consider as you begin to rebuild.
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What Are the Types of Retirement Accounts Available to You?
Do you know the types of retirement accounts available to you? Learn all about IRAs, ESOPs, 403(b) plans and other retirement accounts.
How Long Will My Money Last in Retirement?
Wondering how long your money will last in retirement? Estimate how much money you might need to retire, learn how to track your spending and more.
Open Enrollment for Health Insurance
Whether you are getting health insurance from your employer or a health plan, here’s what you need to know about open enrollment.
You Ask, Equifax Answers: How Can I Teach My Children Good Credit Habits?
When’s the right time to start teaching your children good credit habits?
You Ask, Equifax Answers: How Will a Divorce Affect My Credit?
If you’ve built a financial life with a spouse, parting ways can create tough questions when it’s time to separate your money. How does a divorce affect your credit history?
Credit and Debt After Death: What You Need to Know
If you are in charge of a loved one’s estate following their death, be sure to consider what steps you may need to take to settle their debts or credit accounts.
Myths vs. Facts: Marriage and Credit
How much do you know about how tying the knot may (or may not) impact credit reports and credit scores?
[Video] Reskilling from One Industry to the Next During COVID-19
If you’re looking for new work amid the COVID-19 pandemic, reskilling for a new industry might help you gain a competitive edge in the job market.
What Happens If My Retirement Plans Change?
Retirement planning is a long-term process. So what happens if that slow-build strategy is suddenly disrupted?
What Are IRAs and How Do They Work?
You’ve probably heard of IRAs but do you know how they work and what benefits they may bring to your retirement planning?