Myths vs. Facts: Marriage and Credit
How much do you know about how tying the knot may (or may not) impact credit reports and credit scores?
As you get older and enter different stages of your life, you'll have different financial needs and wants, and your credit scores and reports can help benefit you. If you're seeking higher education, you may need to take out student loans and explore the student loan options with the best loan terms, including best interest rates, available to you. Perhaps you're getting ready to buy your first house or car and need to explore the best mortgages and auto loans to help you find your dream house or car. Before these major life purchases, it is a good idea to look at your credit reports to make sure that the information in them is accurate and complete, so that lenders can make well-informed decisions when evaluating your creditworthiness. Maybe you're considering co-signing a loan for your child or want to act as a guarantor or add them as an authorized user on your credit card so they can start building up their own credit history. If you're looking forward to other major milestones like paying for your child's college education, possibly taking out a second mortgage or purchasing a vacation home, you'll want to learn more about your loan options to help you make the best choices. No matter where you are in life or where you're heading, there's always financial options to explore and discover the best loans, mortgages, and rates for you and your family.
Read More
[Video] COVID + Credit: Reskilling from One Industry to the Next During COVID-19
If you’re looking for new work amid the COVID-19 pandemic, reskilling for a new industry might help you gain a competitive edge in the job market.
What Happens If My Retirement Plans Change?
Retirement planning is a long-term process. So what happens if that slow-build strategy is suddenly disrupted?
You Ask. Bev Answers: How Can I Teach My Children Good Credit Habits?
When’s the right time to start teaching your children good credit habits? Bev explores how to talk to kids about money at any age.
What Are IRAs and How Do They Work?
You’ve probably heard of IRAs but do you know how they work and what benefits they may bring to your retirement planning?
How to Talk About Money with Your Aging Parents
Here are six approaches that adult children can take to help create a positive discussion of finances with aging parents.
What to Know Before Applying for Financial Aid
Thinking about how to pay for college or a graduate degree? There are many different financial aid options available to students, regardless of credit history.
Credit Steps to Take After a Relative's Death
Credit and finances likely aren't top of mind after a relative's death. But it's important to know the credit steps to take if you are handling the person's estate.
Divorce, Debt and Credit
How could divorcing impact your credit reports and credit scores? Here are some things to keep in mind.
Can Creditors Go After My Retirement Accounts?
Your retirement savings are important, and they could be at risk in certain financial situations.
Estate Planning Checklist: Help for End-of-Life Planning
This checklist provides all the fundamentals to consider when going through the estate planning process.
Early Retirement and the COVID-19 Pandemic: What You Need to Know
The COVID-19 pandemic has forced many workers to retire earlier than planned. If you’ve been pushed into an early retirement, or if you’re worried you may be, here are some useful steps to take.