
[Video] What is a Credit Union?
How is a credit union different from a bank? For answers to this and more, click here to learn about credit unions and how they can be a part of your financial plans.
These videos cover a range of topics from what is a credit report to tips for first time homebuyers. Here you’ll find general credit report, credit score and personal finance topics in short and easy to understand videos. All of these videos are here to provide credit education and help people to live their financial best.
How is a credit union different from a bank? For answers to this and more, click here to learn about credit unions and how they can be a part of your financial plans.
Learn what is on an Equifax® credit report, how that information impacts your credit scores and how it’s used in lending decisions.
Your credit reports are vital pieces of information that are important to your overall financial wellbeing. Learn why it's important to check them regularly.
Refinancing your mortgage can be a great way to lower your interest rate and reduce your monthly mortgage payment, but it can also impact your credit scores.
First, a credit report dispute is when you notify one of the three nationwide credit reporting agencies — Equifax®, Experian® or TransUnion® — about something inaccurate or incomplete on your credit report.
Next is how to file a dispute with Equifax.
Third — you'll get the results of the dispute investigation within 30 days
What is a fraud alert, and what do you need to know? A fraud alert is a notice on your credit reports. It signals to lenders that you may have been a victim of fraud. Here are some important things to know about fraud alerts.
Checking your credit score is a great way to monitor your financial health. Wondering how to check your credit score? Get tips and advice from Equifax®!
If you are a victim of identity theft or if your information was compromised by a data breach, following these steps can help you get to a resolution.
Depending on the type of information, there are different timeframes for how long an item may stay on your Equifax® credit report. Learn more about how long hard inquiries, late payments and more stay on your credit report.
An annual percentage rate or APR is important for many types of credit. Learn more about what APR means, APR vs. APY, what it means for credit cards, and more.
Your Social Security number is valuable to fraudsters because it’s linked to your identity. Learn what to do if your Social Security card is stolen or lost and how to help keep your personal information safe.
Planning your finances for the year ahead can seem like a daunting task, so we compiled the top 5 healthy financial habits for the year ahead.