
[Video] APR vs. APY: Understanding The Difference
An annual percentage rate or APR is important for many types of credit. Learn more about what APR means, APR vs. APY, what it means for credit cards, and more.
These videos cover a range of topics from what is a credit report to tips for first time homebuyers. Here you’ll find general credit report, credit score and personal finance topics in short and easy to understand videos. All of these videos are here to provide credit education and help people to live their financial best.
An annual percentage rate or APR is important for many types of credit. Learn more about what APR means, APR vs. APY, what it means for credit cards, and more.
Your Social Security number is valuable to fraudsters because it’s linked to your identity. Learn what to do if your Social Security card is stolen or lost and how to help keep your personal information safe.
There's not a one-size-fits-all solution for the number of credit cards a person should have. In this video, we’ll help you better understand credit cards.
Find out why lenders may deny you credit and steps you can take if you are denied.
Found something incomplete or inaccurate on your credit report? Learn more about the dispute process.
Nice job – you’ve taken a step toward responsible credit behavior by getting a copy of your credit reports. What’s next? Learn what to look for on your credit reports, what can you do if you see something that’s inaccurate or incomplete, and how you can restrict certain access to your credit reports.
Understanding your credit score is a key component of your finances. In this video we share the top 5 things you should know about credit scores.
Wondering about credit score ranges and where yours is on the scale? Learn more about credit score ranges, what is a good credit score range to strive for and how to improve your credit scores.
From late payments to closing credit accounts, in this video we will go over 4 things that can hurt your credit score.
You may already know that certain behaviors – such as paying your bills on time, every time – can reflect positively on your credit scores. But it’s also important to know that not every action will directly impact your credit scores at all, either positively or negatively. In this video we will cover five things that don’t hurt your credit scores.
Find out what is a good credit score. Higher credit scores show that you have demonstrated responsible credit behavior, which may make potential lenders and creditors more confident when evaluating a request for credit.
Find out how credit scores are calculated and the important information you should review