[Video] How Often Should I Check My Credit Reports?
Your credit reports are vital pieces of information that are important to your overall financial wellbeing. Learn why it's important to check them regularly.
These videos cover a range of topics from what is a credit report to tips for first time homebuyers. Here you’ll find general credit report, credit score and personal finance topics in short and easy to understand videos. All of these videos are here to provide credit education and help people to live their financial best.
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[Video] How Refinancing a Mortgage Impacts Your Credit Scores
Refinancing your mortgage can be a great way to lower your interest rate and reduce your monthly mortgage payment, but it can also impact your credit scores.
[Video] Three Things to Know About Credit Report Disputes
First, a credit report dispute is when you notify one of the three nationwide credit reporting agencies — Equifax®, Experian® or TransUnion® — about something inaccurate or incomplete on your credit report.
Next is how to file a dispute with Equifax.
Third — you'll get the results of the dispute investigation within 30 days
[Video] What to Know About Fraud Alerts
What is a fraud alert, and what do you need to know? A fraud alert is a notice on your credit reports. It signals to lenders that you may have been a victim of fraud. Here are some important things to know about fraud alerts.
[Video] Should I Check My Credit Score?
Checking your credit score is a great way to monitor your financial health. Wondering how to check your credit score? Get tips and advice from Equifax®!
[Video] 6 Important Steps to Take if Your Identity is Stolen
If you are a victim of identity theft or if your information was compromised by a data breach, following these steps can help you get to a resolution.
[Video] How Long Does It Take for Information to Fall Off Credit Reports?
Depending on the type of information, there are different timeframes for how long an item may stay on your Equifax® credit report. Learn more about how long hard inquiries, late payments and more stay on your credit report.
[Video] APR vs. APY: Understanding The Difference
An annual percentage rate or APR is important for many types of credit. Learn more about what APR means, APR vs. APY, what it means for credit cards, and more.
[Video] 6 Steps if You Lose Your Social Security Card
Your Social Security number is valuable to fraudsters because it’s linked to your identity. Learn what to do if your Social Security card is stolen or lost and how to help keep your personal information safe.
[Video] 5 Healthy Financial Habits for the Year Ahead
Planning your finances for the year ahead can seem like a daunting task, so we compiled the top 5 healthy financial habits for the year ahead.
[Video] Ways to Cut Down Debt
Debt management is not a one-size-fits-all approach. In this video, we'll help you better understand debt management and how to begin to pay off your debts.
[Video] What is Considered a Good Credit Score?
Find out what is a good credit score. Higher credit scores show that you have demonstrated responsible credit behavior, which may make potential lenders and creditors more confident when evaluating a request for credit.