Data Assets
Buy Now Pay Later
Our industry-leading approach supports Buy Now Pay Later (BNPL) growth while promoting responsible lending with positive consumer outcomes.
Who Uses BNPL Financing?
50 Million US consumers have used BNPL over the last 12 months. A large scale data study by Equifax reveals insights about consumers that apply for BNPL loans.
20%
up to 20% BNPL applicants are new to credit and have no credit file.
4x
more likely than general credit users to be a credit rebuilder with a sub-prime score.
60%
lower household savings and investments. Applicants are younger and less affluent.
Who We Serve
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