Credit Risk

Score 21% More Consumers and Approve 15.5% More Applicants with a Single Risk Score

During these challenging economic times, lenders need to strike a balance between growing their lending portfolios and managing risk. In a previous article, we discussed how lenders could be missing out on 77 mil [...]

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Recession Readiness Insights Moving Forward in Today’s Mortgage Environment

In May 2023’s Market Pulse Webinar, we discussed key market dynamics within the current mortgage environment to ensure you're well posit [...]

Recession Readiness Insights Moody’s Economic Update: Possible Challenges Ahead, Reasons for Hope

As we approach the halfway point of 2023, the economy faces multiple headwinds. From debt ceiling negotiations and the bankin [...]

Credit Risk 3 Ways Credit Unions Can Digitally Reduce Fraud While Protecting Their Members’ Experience

Fraud is an ever-present threat. It is especially harmful at a time when credit unions are needing to shore up liquidity and fight for e [...]

Credit Risk How Lenders Can Score and Approve More Applicants While Managing Risk

The nation’s consumers are becoming even more financially diverse. Think about young consumers and the growing number of immigrants who [...]

Data and Analytics Four Steps to Smarter Prospecting in an Uncertain Economy

Everybody’s a little anxious about the economy these days, especially consumers. Stubborn inflation and lingering uncertainty have flatten [...]

Credit Risk 5 Best Practices for Credit Union Portfolio Reviews

One action credit unions can take to gain control in an uncertain environment is to effectively use portfolio reviews. That way they can [...]