eBook
Adapting Strategies for the Housing Affordability Reality
Relying purely on lagging, traditional risk indicators can render consumer financial stress invisible until a default occurs. We break down consumer data, giving your organization the insights needed to maintain portfolio resilience.
The New Math of Affordability: The Hidden Forces Driving Housing Costs
Is the 30% housing rule dead? Learn the new math of affordability. We show lenders how to redefine financial capacity for sustainable, risk-averse lending decisions.
Understanding the K-Shaped Economy: What It Means for Credit, Risk, and Consumers in 2026
Get beyond the average. The K-shaped economy is splitting consumer finance. Learn Equifax strategies to identify risk, manage auto delinquencies, and adapt to 40% DTI lending standards.
The State of the Generations: Why "One-Size-Fits-All" Fails the New Millennial in Today’s K-Shaped Economy
Stop using "average" Millennial financial data. Discover the K-shaped financial split & $84T Great Wealth Transfer. Get data-driven insights on credit metrics for B2B lenders & retailers.
