What You Need to Know: How Does Car Insurance Work?
Learn all about car insurance at Equifax. See how car insurance works, how much it costs and what a deductible is.
Personal finance covers several categories and overarching themes, such as managing your money and saving and investing. If we drill down, personal finance encompasses budgeting, banking, insurance, investments, mortgages, loans, retirement, tax, and estate planning to name a few. Your personal finances are uniquely yours and depend on your income, expenses, hitting both short and long-term financial goals, as well as budgeting for your lifestyle. We'll discuss ways to manage your money, as well as the basics of financial literacy and ways to limit debt, and how to use credit cards wisely. It’s important to monitor your credit report so that you can help ensure all your personal information is correct and that the report accurately reflects your financial history. Your credit scores and reports are an important part of personal finance, as they could impact your day-to-day reality — affecting items like the ability to rent where you want or getting you a better loan or mortgage rate than you would with lower credit scores.
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What Is a Digital Wallet?
With a smartphone in everyone’s pocket, digital wallets are increasing in popularity. What is a digital wallet?
What is Zelle®?
Many major banks allow peer to peer payments with Zelle®. Learn more about what is Zelle and what you need to know before using it.
[Video] What is Afterpay, Klarna and Affirm? | How “Buy Now, Pay Later” Impacts Your Credit
Have you heard about Afterpay and wondered how it can impact your finances or credit health? Learn more about “buy now, pay later” options and your credit score.
What Is Inflation?
Inflation has a big impact on your finances. Learn what inflation is, what causes it, how you can spot the signs of inflation and how you can help better protect yourself.
What is Bankruptcy and What Happens to My Credit?
What is bankruptcy and how does it affect my credit? Learn more about bankruptcy and what happens to your credit.
How to Help Protect Yourself Against Inflation
Read about what inflation is, how it affects interest rates and how you should approach spending, saving, investing and more.
What Is the Difference Between Pre-Qualified and Pre-Approved Loans?
Pre-qualified and pre-approved may sound the same, but they mean very different things for both home and auto loans.
5 Ways to Prepare for a Recession
A recession is an economic downturn that could cause job losses and financial hardships. But you can plan for and prepare for a recession to get you through it.
Preparing for a Furlough: What Is Furloughing?
Furloughs can be difficult, but you can prepare. Learn what being furloughed means, how it’s different from a layoff and how it could affect your finances.
What Is a Credit Union?
How is a credit union different than a bank? For answers to this and more, click here to learn about credit unions and how they can be a part of your financial plans.
Guide to Sharing Finances as an Unmarried Couple
Couples who aren’t married don’t have the legal rights that married couples do, but they can still access several of the same financial benefits with careful planning.