Personal Finance

Discover personal finance tips and tricks around everything from managing your money to saving and planning for the future.

What is Afterpay™, Klarna® and Affirm®? | How “Buy Now, Pay Later” Impacts Your Credit

Have you heard about Afterpay™ and wondered how it can impact your finances or credit health? Learn more about “buy now, pay later” options and your credit score.

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Discretionary vs. Mandatory Spending: What’s the Difference?

Learn the difference between discretionary and mandatory spending and what it means to personal and business finances. Plus, learn how these terms apply to the federal budgeting process.

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What Are Budgeting Apps and How Do They Work? Understanding Budgeting Apps

Budgeting apps can be a powerful tool to help you track and manage your finances. Not only can they provide deeper insights into your spending habits, they can also help you plan out and stick to your budget.

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How Much Money Should I Have Saved by My 20s and 30s?

Find out how to estimate the amount of money you should save during your 20s and 30s. Plus, learn strategies to increase your savings if you’re behind.

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What Do Interest Rates Really Mean?

Put simply, interest is the price you pay to borrow money. Before you agree to a loan or use credit, understand how the interest rate will affect the total amount you owe.

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Developing Smart Financial Goals

Smart financial planning is key to managing life's surprises. Discover how to set achievable short-term and long-term financial goals in this guide, and learn the importance of an emergency fund for a secure financial future.

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What Is Repossession and How Does It Work?

Find the answers to important questions about repossession, including what it is, how to avoid it and what to do if your property is repossessed.

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[Video] 5 Healthy Financial Habits for the Year Ahead

Planning your finances for the year ahead can seem like a daunting task, so we compiled the top 5 healthy financial habits for the year ahead.

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How Much Should My Car Down Payment Be?

The down payment is a huge part of your budget when it comes to buying a car. How big should your down payment really be?

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Average Social Security Benefits Calculated by Age

Social Security benefits are critical to most retirement strategies. Here’s how to estimate your Social Security benefits by age.

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What Does AGI Mean and How Do I Calculate It?

Find out how your adjusted gross income (AGI) impacts your taxes. Plus, learn how to calculate your AGI to help avoid surprises during tax season.

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How to Develop Better Money Habits During a Recession

How should you react during times of economic uncertainty? Here’s how to better manage your personal finances during a recession.

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