Preparing for a Furlough: What Is Furloughing?
Furloughs can be difficult, but you can prepare. Learn what being furloughed means, how it’s different from a layoff and how it could affect your finances.
Personal finance covers several categories and overarching themes, such as managing your money and saving and investing. If we drill down, personal finance encompasses budgeting, banking, insurance, investments, mortgages, loans, retirement, tax, and estate planning to name a few. Your personal finances are uniquely yours and depend on your income, expenses, hitting both short and long-term financial goals, as well as budgeting for your lifestyle. We'll discuss ways to manage your money, as well as the basics of financial literacy and ways to limit debt, and how to use credit cards wisely. It’s important to monitor your credit report so that you can help ensure all your personal information is correct and that the report accurately reflects your financial history. Your credit scores and reports are an important part of personal finance, as they could impact your day-to-day reality — affecting items like the ability to rent where you want or getting you a better loan or mortgage rate than you would with lower credit scores.
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What Is a Credit Union?
How is a credit union different than a bank? For answers to this and more, click here to learn about credit unions and how they can be a part of your financial plans.
Guide to Sharing Finances as an Unmarried Couple
Couples who aren’t married don’t have the legal rights that married couples do, but they can still access several of the same financial benefits with careful planning.
What is Afterpay, Klarna and Affirm? | How “Buy Now, Pay Later” Impacts Your Credit
Have you heard about Afterpay and wondered how it can impact your finances or credit health? Learn more about “buy now, pay later” options and your credit score.
[Video] Your Credit Questions Answered
What questions do you have about your credit standing?
You Ask, Equifax Answers: How Can I Reestablish Healthy Credit Habits After Bankruptcy?
Bankruptcy can have long-term effects on your credit scores.
[Video] The Top 10 Money Mistakes People Make
How many of these common money mistakes have you made? And what can you do to correct them when they occur?
Four Tips for Loaning Money to Family
Think carefully before lending money to family: Unpaid debt could lead to strained relationships
Six Tax Mistakes and Penalties to Avoid
Missing deadlines, making incorrect calculations and misspelling or leaving out essential information are all common tax mistakes that can cost you in the long run.
Seven Ways to Save Money on Car Insurance
Have you reviewed your car insurance policy lately? You could be missing out on these ways to save money.
Forbearance and Your Credit Reports
How to understand forbearance and your credit report during the Coronavirus/COVID-19 pandemic.
How Should I Prioritize My Savings Goals?
There are lots of things in life you might save for — retirement, an emergency fund, a home — but how should you decide where to focus saved money first?