Personal Finance

Discover personal finance tips and tricks around everything from managing your money to saving and planning for the future.

[Video] What is a Consumer Statement and Should I Have One?

What is a consumer statement, and when should they be used? Equifax helps clarify the best ways to use consumer statements in this guide. Learn more here.

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Student Loan Payments Resume

Here are some important strategies for borrowers facing federal student loan repayment.
 
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Forbearance and Your Credit Reports

How to understand forbearance and your credit report when facing financial hardships.

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Tax Credits and Deductions for First-Time Homebuyers

Learn a few key things about the tax deductions, tax credits and other types of assistance that are available to first-time homebuyers.
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What Is Early Retirement? How to Retire Early

If you’re dreaming of early retirement, it’s vital to plan ahead. Here’s how to prepare your finances and retire early.
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Five Credit Mistakes to Avoid when Facing Economic Uncertainty

If you’ve been using your credit cards more than normal, make sure you’re not making these five common mistakes.

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What Are Spousal IRAs and How Do They Work?

Spousal IRAs can be key retirement planning tools for couples in a single-income marriage. Learn how spousal IRAs work and who qualifies.
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How to Maximize Your Roth IRA Conversion Account

Here are the most common Roth IRA conversion strategies, plus how you can benefit from a conversion.
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[Video] 5 Ways to Prepare for a Recession

A recession is an economic downturn that could cause job losses and financial hardships. But you can plan for and prepare for a recession to get you through it.

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[Video] What Is a Credit Union?

How is a credit union different than a bank? For answers to this and more, click here to learn about credit unions and how they can be a part of your financial plans.

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What is an Economic Depression?

Learn what an economic depression is, how a depression impacts the economy and what you can do to help prepare your finances in the face of economic upset.
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[Video] What is Zelle®?

Many major banks allow peer to peer payments with Zelle®. Learn more about what is Zelle and what you need to know before using it.

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