[Video] Five Ways to Prepare Your Finances for the Holidays
The holidays are usually a time of full stomachs, full houses and full hearts. They shouldn’t be a time for empty wallets.
Personal finance covers several categories and overarching themes, such as managing your money and saving and investing. If we drill down, personal finance encompasses budgeting, banking, insurance, investments, mortgages, loans, retirement, tax, and estate planning to name a few. Your personal finances are uniquely yours and depend on your income, expenses, hitting both short and long-term financial goals, as well as budgeting for your lifestyle. We'll discuss ways to manage your money, as well as the basics of financial literacy and ways to limit debt, and how to use credit cards wisely. It’s important to monitor your credit report so that you can help ensure all your personal information is correct and that the report accurately reflects your financial history. Your credit scores and reports are an important part of personal finance, as they could impact your day-to-day reality — affecting items like the ability to rent where you want or getting you a better loan or mortgage rate than you would with lower credit scores.
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What Types of Annuities are There?
Here’s what to know about the different types of annuities. Plus, learn how to choose the annuity that’s best for your situation.
What is the Financial Independence, Retire Early (FIRE) Movement?
Learn how the FIRE movement can channel an extreme saving and investing strategy into financial independence and early retirement.
How Much of My Paycheck Should I Save?
If you’re looking to build your savings, you’ll need a plan that starts on payday. Try these strategies for saving money from your paycheck.
What is a Fixed Annuity?
Here’s what to know about fixed annuities: The pros, the cons and how they can help investors supplement their income in retirement.
[Video] What is a Consumer Statement and Should I Have One?
What is a consumer statement, and when should they be used? Equifax helps clarify the best ways to use consumer statements in this guide. Learn more here.
Student Loan Payments Resume
Here are some important strategies for borrowers facing federal student loan repayment.
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Forbearance and Your Credit Reports
How to understand forbearance and your credit report when facing financial hardships.
Tax Credits and Deductions for First-Time Homebuyers
Learn a few key things about the tax deductions, tax credits and other types of assistance that are available to first-time homebuyers.
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What Is Early Retirement? How to Retire Early
If you’re dreaming of early retirement, it’s vital to plan ahead. Here’s how to prepare your finances and retire early.
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Five Credit Mistakes to Avoid when Facing Economic Uncertainty
If you’ve been using your credit cards more than normal, make sure you’re not making these five common mistakes.
What Are Spousal IRAs and How Do They Work?
Spousal IRAs can be key retirement planning tools for couples in a single-income marriage. Learn how spousal IRAs work and who qualifies.
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