Credit Cards

Explore tips on getting the right credit card for you and what it means for your credit. Plus, managing credit card debt and what to do if you lost your card.

You Ask, Equifax Answers: How Often Do Credit Card Companies Report to the Credit Bureaus?

How often do your credit card providers report your information to the three Nationwide Credit Reporting Agencies? Does it vary from card to card?

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What to Expect When Asking for a Credit Limit Increase

Asking for a credit limit increase may be an option to positively impact your credit history. Learn what a credit limit is, why you might want an increase, when to ask for one and more.

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Credit Limit Increases: What to Know

Received a credit limit increase? Considering asking for one? Here are a few things to consider. 

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What Are Pre-Approved Credit Card Offers?

Pre-approved credit cards are offered from credit card companies to qualifying consumers. Learn exactly what you need to know about pre-approved credit cards and how to access any offers you might receive.

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Should I Pay My Credit Card in Full?

Find out whether you should be paying off your credit card in full each month. Learn about credit utilization rates and why it may be wise to pay off your balance.

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What Is a Credit-Builder Loan?

If you’re looking to build or improve your credit history, a credit-builder loan could be an option for you. Learn about credit-builder loans and how they work.

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What Is Credit Card Fraud?

Learn about the different types of credit card fraud, including card cloning and skimming. See how you can better protect yourself and your finances.

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Is There a Credit Card for People with Bad Credit?

Bad or Good Credit: There are credit cards for everyone regardless of your unique financial and credit situation. See where you can get various credit cards for lower credit scores and how to apply for one.

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[Video] What Is an Annual Percentage Rate (APR)? | APR vs. APY

APR is an important element of several types of credit. Learn more about APR and how it compares to APY.

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What Is a Secured Credit Card and Does It Build Credit?

Secured credit cards require cash deposits and are a great choice for someone looking to build or improve your credit history. Secured credit cards are usually more accessible than other types of credit cards, which is helpful for those with little to no credit history.

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Student Credit Cards: What Are They & How to Get One

Student credit cards help build credit for students with little or no credit history. Learn more from Equifax about what they are and how to get one.

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Can a Credit Card Balance Transfer Impact Your Credit Score?

A balance transfer can be an effective tool for getting out of debt but can also impact your credit scores. To learn more about balance transfers and your credit scores, read more here.

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