Credit Cards

Explore tips on getting the right credit card for you and what it means for your credit. Plus, managing credit card debt and what to do if you lost your card.

Should I Pay My Credit Card in Full?

Find out whether you should be paying off your credit card in full each month. Learn about credit utilization rates and why it may be wise to pay off your balance.

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What Is a Credit-Builder Loan?

If you’re looking to build or improve your credit history, a credit-builder loan could be an option for you. Learn about credit-builder loans and how they work.

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What Is Credit Card Fraud?

Learn about the different types of credit card fraud, including card cloning and skimming. See how you can better protect yourself and your finances.

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Is There a Credit Card for People with Bad Credit?

Bad or Good Credit: There are credit cards for everyone regardless of your unique financial and credit situation. See where you can get various credit cards for lower credit scores and how to apply for one.

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[Video] What Is an Annual Percentage Rate (APR)? | APR vs. APY

APR is an important element of several types of credit. Learn more about APR and how it compares to APY.

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What Is a Secured Credit Card and Does It Build Credit?

Secured credit cards require cash deposits and are a great choice for someone looking to build or improve your credit history. Secured credit cards are usually more accessible than other types of credit cards, which is helpful for those with little to no credit history.

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Student Credit Cards: What Are They & How to Get One

Student credit cards help build credit for students with little or no credit history. Learn more from Equifax about what they are and how to get one.

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Can a Credit Card Balance Transfer Impact Your Credit Score?

A balance transfer can be an effective tool for getting out of debt but can also impact your credit scores. To learn more about balance transfers and your credit scores, read more here.

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What Is an Authorized User on a Credit Card?

Wanting to know what an authorized user on a credit card is? Click here to learn more about authorized credit card users and how they can affect your credit.

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How Can Debt and Money Issues Impact Your Mental Health?

Debt can have serious impacts on your financial as well as your mental health. To learn more about the impacts of debt on your mental health and finances, read more here.

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How Many Credit Cards Should I Have?

Have you been wondering how many credit cards you should have? Learn more about multiple credit cards and whether that can affect your credit.

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[Video] Inactive Credit Card: Use it or Lose it?

After a certain period of time, your credit card account may be deemed "inactive" and closed. Here are some things you should know.

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