Credit Cards

Explore tips on getting the right credit card for you and what it means for your credit. Plus, managing credit card debt and what to do if you lost your card.

Increasing Your Credit Card Limit vs. Opening a New Credit Card

Is it better to increase the credit limit on your existing credit card or open a new credit account instead? Learn the pros and cons of each option.

Read More

How to Help Prevent Credit Card Fraud

Here are some common ways thieves target your credit card information — plus, steps you can take to help prevent credit card fraud in the first place.

Read More

Can You Refinance Your Mortgage to Consolidate Credit Card Debt?

Learn how cash-out mortgage refinancing can help you take the first step toward tackling your credit card debt.

Read More

What Is a Balance Transfer Credit Card and How Does It Work?

Balance transfer credit cards are one common solution for managing high-interest debt. Could a balance transfer credit card be right for you?

Read More

What is an APR on a Credit Card?

Your credit card’s APR represents the annual cost of borrowing money, including interest and fees. Learn more about this important number.

Read More

How to Read A Credit Card Statement

Credit card statements can be key to developing and maintaining good borrowing habits. But what’s included on a credit card statement and how do you accurately read one?

Read More

Why People Have Credit Card Debt & How to Avoid It

Here are some common reasons people have credit card debt. Plus, learn how to avoid credit card debt and develop debt management strategies.

Read More

You Ask, Equifax Answers: Is Now a Good Time to Open a New Credit Card?

Is now a good time to open a new credit card? Learn more about the factors to consider when thinking about opening a new credit card.

Read More

How a Credit Card Balance Transfer Works

Balance transfers may be one option for credit card users who are struggling to keep up with their debts. Learn all about how a credit card balance transfer works.
Read More

How to Pay Off Credit Card Debt Fast

Feeling overwhelmed by your credit card balance? Learn how to pay off credit card debt fast with these five common strategies.
Read More

[Video] Keeping Up with Credit Card Debt During a Financial Crisis

Credit cards can be vital tools in times of financial uncertainty, but it’s important to be aware of the potential pitfalls.

Watch Now

[Video] What Is an Authorized User on a Credit Card?

Wanting to know what an authorized user on a credit card is? Click here to learn more about authorized credit card users and how they can affect your credit.

Watch Now