Drive Smarter Revenue and Create Seamless Customer Experiences
5-7%
(approx) more applications
incorporating alternative data enables lenders to approve more applications, without impacting risk.
9M
US consumers become scorable using consented telecom and utility data.
7M+
People are helped to move into prime & super prime categories by layering in The Work Number Database(R).
20%
Nearly 20% subprime consumers who are financially durable and could be attractive acquisition targets.
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Who We Serve
Banks
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Credit Unions
Card Issuers
technology
How You Can Benefit from our Partnerships
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Insights from Our Experts
- September 23, 2022 Credit Unions: Say “approved” more by looking past traditional credit Confidently serve below-prime members by seeing the bigger picture Approved. It’s a magic word. Esp [...]
- August 09, 2022 Student Loan Debt Crisis: Experts Weigh In During our July 28 Market Pulse webinar, our panel of experts discussed what lenders and Gen-Z shoul [...]
- June 06, 2022 Market Pulse: Consumer-Permissioned Data Consumers are eager to make up for lost time as they depart for their summer vacations and settle ba [...]
- May 31, 2022 What's Going on with the U.S. Economy? For our May 19 Market Pulse webinar our presenters discussed the recent economic update, consumer cr [...]
- May 25, 2022 Manage Digital Fraud Across the Customer Journey The more digital the world becomes, the more opportunities there are for fraud to sneak in. This can [...]
- May 10, 2022 3 Ways to Incorporate Digital into Your Acquisition Campaigns As a marketer and consumer, you know how much time people spend on their devices and looking at scre [...]
- April 21, 2022 April Market Pulse: Supply Chains’ Impact on the Economy This is a recap of our April 14 Market Pulse webinar, where our panel of experts discussed the recen [...]
- April 11, 2022 6 Tips to Revitalize Your Lending Acquisition Campaigns Turbulence in the economy continues to create challenges for consumers and lenders alike. The wide r [...]
- April 06, 2022 The U.S. Economy and Consumer Wealth in 2022 This month’s Market Pulse webinar presenters included Dylan Hall, Co-Founder and CEO at Safe Rate; P [...]
- March 29, 2022 You Asked, Entrepreneurs Answered: Using Data for Smarter Actions During our March 10 Market Pulse webinar, our panel of experts discussed details pertaining to entre [...]
- March 15, 2022 Podcast: Prepare Your Business for Demographic Shifts For much of the last century, population growth in the U.S. has remained relatively stable. But that [...]
- February 11, 2022 Visa and Equifax Answer Your Consumer Spending Questions As you think about your business plans in 2022, having access to key data to make informed business [...]
- February 09, 2022 Outpace Your Competition: Know Your Revenue IQ Conventional wisdom tells us there are two main ways to achieve your revenue targets in 2022. For mo [...]
- December 17, 2021 Powering the Energy Market: Your Questions Answered For our December 2 Market Pulse webinar, our panel of experts discussed the current and future state [...]
- December 16, 2021 What to know about Buy Now, Pay Later Buy Now, Pay Later has continued global growth, with U.S. adoption up sharply over the last two year [...]
- December 15, 2021 Outlook on 2022 For our December 2 Market Pulse webinar, our panel of experts discussed the current and future state [...]
- December 10, 2021 Podcast: ‘Tis the Season for Buy Now, Pay Later Buy Now, Pay Later (BNPL) financing is soaring in popularity this holiday season. Consumers are usin [...]
- December 02, 2021 A Centralized Decision Management Platform for Financial Institutions Today, financial institutions need to be agile, fast, and flexible to keep pace with the changing ma [...]
- November 23, 2021 Optimizing Trust in a Digital World Optimized trust enables organizations to find, reach, and approve ideal customers in familiar and un [...]
- November 22, 2021 Lending FAQS: Keep Pace with the Mortgage Market The mortgage industry is constantly changing. But these lending FAQs can help you keep up with the l [...]
- November 19, 2021 Help Borrowers Move Through the Mortgage Process Buying a home can be stressful and confusing — especially if a consumer is trying to learn about cre [...]
- November 18, 2021 Fight Fraud in Digital Transactions Necessity is the mother of invention. Just ask banking, fintech, and retail businesses, many of whi [...]
- November 17, 2021 Q&A: Optimizing Trust in a Digital World We are living in a digital-first world and trust is more than secure transactions. During our Novemb [...]
- October 21, 2021 How Credit Unions are Helping Foster Credit Access This is a recap of our October 7 Market Pulse webinar, where we discussed the importance of credit u [...]
- October 14, 2021 Credit Unions’ Role in Credit Access: Your Questions Answered Successful credit unions work hard to attract new members, strengthen existing member relationships, [...]
- September 16, 2021 The Shifting Fintech Landscape The economy is recovering and the outlook for small businesses is continuing to remain strong. Finte [...]
- September 15, 2021 Saying "Yes" More Benefits Everyone Consumers and businesses need access to credit and lending to live and perform. Yet, 91.5 million co [...]
- September 13, 2021 Optimize Your Acquisition Investment and Improve Experiences It’s no big news that today’s consumers are savvier than ever. They expect online interactions — and [...]
- September 10, 2021 The Shifting Fintech Landscape: Your Questions Answered As the economy recovers the outlook for small businesses remains strong. Fintechs have started to st [...]
- September 08, 2021 Comperemedia: The Lure of Challenger Banks The banking landscape is changing. Challenger banks, also known as neobanks, have taken off in popul [...]
- August 26, 2021 Industry Point of View: Buy Now Pay Later Buy Now Pay Later (BNPL) services skyrocketed during the 2020 ecommerce boom. These services soared [...]
- August 24, 2021 Equifax to Present 14 Papers at Global Credit Conference Post 2020, financial inclusion is the common theme This week, top data and analytics experts from E [...]
- August 19, 2021 Data Lights the Way for Meaningful Insights Markets are continuously changing, whether it’s based on new customer behaviors, unforeseen economic [...]
- August 09, 2021 How Equifax is Helping Expand Access to Credit At the Virtual Consumer Data Industry Association (CDIA) Law & Industry Conference on July 12-14 [...]
- July 29, 2021 Podcast: Financial Inclusion’s Role in the Economic Recovery A More Inclusive Credit Scoring Model Economists refer to the U.S. recovery as ‘K-shaped’, meaning [...]
- July 06, 2021 Accelerating Access to Credit: A Critical Discussion In this recap of our June 24 webinar, “Market Pulse: Accelerating Access to Credit,” Chris Wheat, Co [...]
- June 22, 2021 Podcast: Entrepreneurship & Credit in the Post-COVID Era Demand Growing for Small Business Credit With economists predicting a GDP growth rate of 6.5% in th [...]
- June 17, 2021 What’s Next for the Post-Pandemic Small Business Economy? In this recap of our June 3 webinar, “Market Pulse: The Post-Pandemic Small Business Economy,” Evan [...]
- June 09, 2021 6/3 Market Pulse, Your Questions Answered As we emerge from the pandemic, small businesses are integral to the health of the post-COVID econom [...]
- June 07, 2021 Separate Fact from Fiction: The Pandemic’s Effects on Consumer Finances Businesses and consumers alike are experiencing information overload as they try to understand how t [...]
- June 02, 2021 Data Privacy: Doing the Right Thing The Responsible Use of Data The concept of privacy has changed dramatically since the pre-internet [...]
- May 28, 2021 5 Ways to Improve Credit Decisioning Many businesses operate in a transactional environment that requires fast credit decisioning. Howeve [...]
- May 26, 2021 How will Recent Ecommerce Growth Impact Fraud Levels? In this recap of our May 6 webinar, “Market Pulse: Growth Amid Rising Fraud,” Amy Crews Cutts, Presi [...]
- May 18, 2021 A Layered Approach to Fraud “Losses due to identity theft increased by 42% from 2019 to 2020 primarily due to the COVID-19 pande [...]
- May 14, 2021 5/6 Market Pulse, Your Questions Answered The pandemic-fueled record-breaking increase in digital commerce has required businesses to combat f [...]
- April 21, 2021 Podcast: Growing Optimism and a Rising GDP Light at the End of the Tunnel The U.S. economic forecast is strong. In fact, Moody’s Analytics’ ou [...]
- April 20, 2021 Pandemic Effects on U.S. Consumer Finances and Attitudes The pandemic has impacted U.S. consumer finances and attitudes in a major way. Furloughs and layoffs [...]
- April 14, 2021 Podcast: Using Smart Data to Combat Identity Fraud Identity Fraud Accelerates in 2020 The year 2020 was a heyday for online fraudsters. There are a co [...]
- April 08, 2021 April Market Pulse - Your Questions Answered With an increase in vaccinations, a second stimulus check and a wealth of pent-up demand, consumers [...]
- March 17, 2021 2021 Insights for Small Business and Commercial Real Estate In this recap of our March 4 webinar, "Market Pulse: Return to Opportunity for Commercial Real Estat [...]
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