Loans

Explore the nuances of the different types of loans, including personal and student loans, and the potential pros and cons of co-signing a loan.

Should I Refinance My Car?

Did you buy a car recently and now you’re wondering if you should refinance your car loan? Learn more about when and how to refinance your car.

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Should I Refinance My Mortgage?

When should I refinance my mortgage? Learn more about if and when is a good time to refinance your mortgage.

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Can I Still Qualify for a PPP Loan? PPP Loan Forgiveness and Repayment

The Paycheck Protection Program offers relief to small businesses during the COVID-19 pandemic. Does your business need to have employees to receive aid?

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Home Equity Loans vs. Home Equity Lines of Credit (HELOC)

What are the differences between a home equity loan and a home equity line of credit? Learn more about the different types of home equity financing at Equifax.

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How to Prepare for Student Loan Repayment

Repaying your federal student loans doesn’t have to feel impossible. These strategies can help you make sense of the payment process.

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Payday Loans: What to Know and What to Avoid

If you're strapped for cash and your next paycheck seems far away, you may consider taking out a payday loan. However, doing so could have consequences for your finances.

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How Can Student Loans Affect Credit Reports?

Similar to other financial commitments, student loans -- and how you repay them -- can appear on credit reports and can impact credit scores, for better or worse.

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Can I Get a Loan With Bad Credit?

If you're concerned your credit scores may hurt your ability to get a loan or line of credit, there are some steps you can take and options you can consider.

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How a Short Sale or Foreclosure May Affect Your Credit Scores

A foreclosure or short sale may have a long-term effect on your credit scores.

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Should I Refinance My Mortgage Now?

What does the Federal Reserve’s lowered interest rates mean for your mortgage? Learn more about whether it’s the right time to start the refinancing process.

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[Video] I Can't Pay My Mortgage. What Are My Options?

If you find yourself unable to keep up with your mortgage, there may be options available

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Buying a New Car with a Cosigner

If you have poor credit scores or limited credit history, a cosigner could make all the difference when buying a car. But know about the risks involved.

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