Loans

Explore the nuances of the different types of loans, including personal and student loans, and the potential pros and cons of co-signing a loan.

Payday Loans: What to Know and What to Avoid

If you're strapped for cash and your next paycheck seems far away, you may consider taking out a payday loan. However, doing so could have consequences for your finances.

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How Can Student Loans Affect Credit Reports?

Similar to other financial commitments, student loans -- and how you repay them -- can appear on credit reports and can impact credit scores, for better or worse.

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Can I Get a Loan With Bad Credit?

If you're concerned your credit scores may hurt your ability to get a loan or line of credit, there are some steps you can take and options you can consider.

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COVID + Credit: How a Short Sale or Foreclosure May Affect Your Credit Scores

A foreclosure or short sale may have a long-term effect on your credit scores.

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COVID + Credit: Should I Refinance My Mortgage Now?

What does the Federal Reserve’s lowered interest rates mean for your mortgage? Learn more about whether it’s the right time to start the refinancing process.

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[Video] COVID + Credit: I Can't Pay My Mortgage. What Are My Options?

If you find yourself unable to keep up with your mortgage, there may be options available

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Buying a New Car with a Cosigner

If you have poor credit scores or limited credit history, a cosigner could make all the difference when buying a car. But know about the risks involved.

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[Video] The Pros and Cons of Cosigning Loans

You might want to help a loved one obtain a loan by cosigning. Be sure you know what you’re getting into.

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What to Know About Financing a Used Car

If you need a car but don’t have the budget for a new model, buying used can be a great option. Here’s how to help the process run smoothly.

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[Video] Personal Loans: Five Things to Consider Before You Borrow

If you’re struggling financially, a personal loan might seem like an option for relief. But it’s important to know the pros and cons of borrowing money.

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What Are the Different Types of Home Equity Financing?

Home equity financing can be an accessible way to obtain much-needed cash. Which type might be best for you?

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What's the Difference Between Federal and Private Student Loans?

Federal and private student loans both provide financial assistance to students, but there are important distinctions.

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