Loans

Explore the nuances of the different types of loans, including personal and student loans, and the potential pros and cons of co-signing a loan.

What Is the Fair Credit Reporting Act?

The Fair Credit Reporting Act (FCRA) can impact loans. Learn more about the FCRA, including requirements, fair credit reporting act violations and how the act impacts the loan process.

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Finding the Right Personal Loans for Borrowers with Good Credit

If you have "good" or "fair" credit scores, there are personal loan options available. We can help you navigate personal loans with favorable annual percentage rates for borrowers with good credit. Learn more at Equifax.

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Your Mortgage Application Was Denied: Here’s What to Do

Did your mortgage application get denied? Equifax can help you figure out why, determine the best time to reapply for a mortgage, understand how this impacts your credit history and more.

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What Is Private Mortgage Insurance?

For first-time homebuyers, private mortgage insurance (PMI) may be an unexpected expense. What is PMI and why is it added to mortgage costs?

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Refinancing Private Student Loans

You can refinance private student loans, but be sure it makes sense for you. Learn about refinancing, consolidation and more!

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How to Get a Personal Loan and How They Work

Personal loans can be a great way to secure financing to help you achieve your financial goals. Learn all about how personal loans work and more at Equifax.

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Student Loan Forgiveness Update: Do You Qualify?

Learn about President Biden’s plans to forgive student loans and other ways you may be able to qualify for student loan forgiveness.

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Do Student Loans Affect Your Credit Scores?

Student loans may be a necessary part of your financial journey. Let's discuss how they work and their possible impact on your credit.

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Should I Refinance My Car?

Did you buy a car recently and now you’re wondering if you should refinance your car loan? Learn more about when and how to refinance your car.

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Should I Refinance My Mortgage?

When should I refinance my mortgage? Learn more about if and when is a good time to refinance your mortgage.

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Can I Still Qualify for a PPP Loan? PPP Loan Forgiveness and Repayment

The Paycheck Protection Program offers relief to small businesses during the COVID-19 pandemic. Does your business need to have employees to receive aid?

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Home Equity Loans vs. Home Equity Lines of Credit (HELOC)

What are the differences between a home equity loan and a home equity line of credit? Learn more about the different types of home equity financing at Equifax.

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