Loans

What are the differences between a home equity loan and a home equity line of credit? Learn more about the different types of home equity financing at Equifax.

Repaying your federal student loans doesn’t have to feel impossible. These strategies can help you make sense of the payment process.

If you're strapped for cash and your next paycheck seems far away, you may consider taking out a payday loan. However, doing so could have consequences for your finances.

Similar to other financial commitments, student loans -- and how you repay them -- can appear on credit reports and can impact credit scores, for better or worse.

If you're concerned your credit scores may hurt your ability to get a loan or line of credit, there are some steps you can take and options you can consider.

A foreclosure or short sale may have a long-term effect on your credit scores.

What does the Federal Reserve’s lowered interest rates mean for your mortgage? Learn more about whether it’s the right time to start the refinancing process.

If you find yourself unable to keep up with your mortgage, there may be options available

If you have poor credit scores or limited credit history, a cosigner could make all the difference when buying a car. But know about the risks involved.

You might want to help a loved one obtain a loan by cosigning. Be sure you know what you’re getting into.

If you need a car but don’t have the budget for a new model, buying used can be a great option. Here’s how to help the process run smoothly.

If you’re struggling financially, a personal loan might seem like an option for relief. But it’s important to know the pros and cons of borrowing money.