Explore the nuances of the different types of loans, including personal and student loans, and the potential pros and cons of co-signing a loan.

[Video] How Forbearance Impacts Your Student Loans

How does loan forbearance affect your student loans?

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What is a Spot Loan?

Spot loans can provide financing to borrowers looking for cash quickly; however, they aren’t without risks. Learn about the pros and cons of spot loans.

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Co-Signer vs. Guarantor: What’s the Difference?

Low credit scores? Limited credit history? A co-signer or guarantor may help. Learn the differences between a co-signer and a guarantor.
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What is a 401(k) Loan and How Do I Get One?

Learn all about 401(k) loans: what they are, how they work and how to get one if you think it’s the right financing option for you.
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FAFSA® 2023-24: Everything to Know

The FAFSA® form is an important resource for students seeking financial aid. Here’s what to know about the FAFSA process, including 2023-24 deadlines.
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What Are First-Time Homebuyer Loans?

Here’s your guide to mortgage loans for first-time homebuyers: what the options are and what you can do to secure an affordable mortgage with good terms.
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What Is a Loan-to-Value Ratio (LTV) & How Is It Calculated?

Loan-to-Value ratios (LTV) are used by lenders to help measure risk for mortgages. Here’s what to know about what LTV ratios are and how they’re calculated.
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What Is the Fair Credit Reporting Act?

The Fair Credit Reporting Act (FCRA) can impact loans. Learn more about the FCRA, including requirements, fair credit reporting act violations and how the act impacts the loan process.

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Finding the Right Personal Loans for Borrowers with Good Credit

If you have "good" or "fair" credit scores, there are personal loan options available. We can help you navigate personal loans with favorable annual percentage rates for borrowers with good credit. Learn more at Equifax.

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Your Mortgage Application Was Denied: Here’s What to Do

Did your mortgage application get denied? Equifax can help you figure out why, determine the best time to reapply for a mortgage, understand how this impacts your credit history and more.

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What Is Private Mortgage Insurance?

For first-time homebuyers, private mortgage insurance (PMI) may be an unexpected expense. What is PMI and why is it added to mortgage costs?

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Refinancing Private Student Loans

You can refinance private student loans, but be sure it makes sense for you. Learn about refinancing, consolidation and more!

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