What You Need to Know
This credit score is a VantageScore 3.0 based on Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.1
- Checking your credit scores and reports can help you better understand your current credit position.
- Credit scores are used by potential lenders and creditors as one factor when deciding whether to offer you credit, like a loan or a credit card.
- Checking your own credit scores and reports will not impact your credit scores.
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This credit score is a VantageScore® 3.0 based on Equifax data. The VantageScore provided uses a proprietary credit scoring model designed by VantageScore Solution, LLC. There are numerous other credit scores and models in the marketplace, including different VantageScores. Please keep in mind third parties are likely to use a different credit score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.