Knowledge Center

Your Credit. Your Identity.

When it comes to learning about credit and identity theft, there are two things to know: You can never have too much information, and there’s no wrong place to start. So let’s get started.

Credit Reports

Understanding Your Equifax Credit Report and Credit History

Your credit reports contain information summarizing how you have handled credit accounts, including the types of accounts and your payment history. Learn why it's important to check it regularly.

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A Guide to Credit Report Disputes

If there is information on your credit report you believe is inaccurate or incomplete, here are some steps you can take to resolve it -- and what to expect if you file a dispute.

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[Video] What to Do if You've Been Denied Credit

Find out why lenders may deny you credit and steps you can take if you are denied.

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Credit Myths and Facts You Should Know

How much do you know about credit? Take our true/false quiz to test your credit IQ.

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Credit Scores

What is a Good Credit Score?

Higher credit scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit.

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Why Do Credit Scores Fluctuate?

If you're tracking your credit scores over time, you may notice the numbers tend to vary. Why does this happen?

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How Do I Check my Credit Score?

There are a few ways that you can check important information when it comes to your credit score

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How Are Credit Scores Calculated?

Learn about the factors that affect credit scores, keeping in mind there are many different credit scoring models.

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Identity Theft

Fraud Alert, Security Freeze, and Credit Report Lock

Each can help you better protect your personal information, but they are not the same. Here's a closer look at how they function.

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Identity Theft: What it is, What to Do

Being a victim of identity theft can be a frightening experience. Learn more about the warning signs of ID theft and what to do if you believe your identity has been stolen.

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Types of Identity Theft

Learn about the most common types of identity theft, and what you can do to better protect yourself against being a victim.

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Are My Children at Risk Of Identity Theft?

Children can be vulnerable to identity theft because they typically don't have credit reports -- meaning they are often a blank slate for fraudsters.

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