Knowledge Center

Your Credit. Your Identity.

When it comes to learning about credit and identity theft, there are two things to know: You can never have too much information, and there’s no wrong place to start. So let’s get started.

Credit Reports

Reviewing Your Equifax Credit Report: A Checklist

Regularly reviewing your credit reports is a great way to ensure the personal and account information listed is accurate and complete. Follow our checklist to learn what to look for on your Equifax credit report. 

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4 Ways Your Credit History May Affect Everyday Life

You may know credit scores matter when you apply for a credit card or a home loan. But did you know other ways your credit history and credit scores may play a role in everyday life? 

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[Video] What to Do if You've Been Denied Credit

Find out why lenders may deny you credit and steps you can take if you are denied.

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Credit Myths and Facts You Should Know

How much do you know about credit? Take our true/false quiz to test your credit IQ.

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Credit Scores

What is a Good Credit Score?

Higher credit scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit.

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Why Do Credit Scores Fluctuate?

If you're tracking your credit scores over time, you may notice the numbers tend to vary. Why does this happen?

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How Do I Check my Credit Score?

There are a few ways that you can check important information when it comes to your credit score

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How Are Credit Scores Calculated?

Learn about the factors that affect credit scores, keeping in mind there are many different credit scoring models.

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Identity Theft

Fraud Alert, Security Freeze, and Credit Report Lock

Each can help you better protect your personal information, but they are not the same. Here's a closer look at how they function.

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Identity Theft: What it is, What to Do

Being a victim of identity theft can be a frightening experience. Learn more about the warning signs of ID theft and what to do if you believe your identity has been stolen.

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Types of Identity Theft

Learn about the most common types of identity theft, and what you can do to better protect yourself against being a victim.

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Are My Children at Risk Of Identity Theft?

Children can be vulnerable to identity theft because they typically don't have credit reports -- meaning they are often a blank slate for fraudsters.

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COVID-19 Resources

COVID + Credit: 4 Things To Know About Stimulus Checks & the CARES Act

Deciphering the aid available to you through the newly passed CARES Act.

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COVID + Credit: Unemployment and the Covid Pandemic

What to know if you’ve recently found yourself permanently or temporarily out of work because of COVID-19.

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COVID + Credit: Your Credit Questions Answered

What questions do you have about COVID-19 and your credit? How will the COVID-19 pandemic impact your credit standing?

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How Can I Prioritize My Debt Payments?

Try these two strategies if you’re juggling multiple debts and unsure how to get started on repayment.

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