Your Credit. Your Identity.

When it comes to learning about credit and identity theft, there are two things to know: You can never have too much information, and there’s no wrong place to start. So let’s get started.

Credit Reports

Understanding Your Credit Report and Credit History

Your credit report tells a detailed story about you, your financial accounts and your payment history. Learn why it's important to check it regularly.

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[Video] Let's Talk About Credit

It happens to a lot of us: The subject of credit comes up, and we may not have all of the answers. Knowledge is key, especially when it comes to regularly checking your credit reports and being aware of the three major credit bureaus.

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What is a Credit Report and What Does it Include?

Learn more about your credit report, why it's important and the information typically included in it.

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Credit Myths and Facts You Should Know

How much do you know about credit? Take our true/false quiz to test your credit IQ.

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Credit Scores

How Do my Actions Impact my Credit Score?

Regardless of the financial milestones you’re reaching, when it comes to financial progress and credit, it’s important to understand the factors that may impact your credit score.

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How Do I Check my Credit Score?

There are a few ways that you can check important information when it comes to your credit score

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Why Should I Check my Credit History and Credit Score?

Your credit history and credit score are vital pieces of information that are important to your overall financial wellbeing.

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How Are Credit Scores Calculated?

Learn about the factors that affect credit scores, keeping in mind there are many different credit scoring models.

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Identity Theft

Fraud Alert, Security Freeze, and Credit Report Lock

Each can help you better protect your personal information, but they are not the same. Here's a closer look at how they function.

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[Infographic] Lock or Freeze

Both a security freeze and a credit report lock have the same impact on your credit report, but don't work in exactly the same way. Learn more.

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7 Things to Know About Fraud Alerts

Do you know what fraud alerts do, what types are available or how they work? Here are 7 things you might not know about fraud alerts.

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Are You At Risk for Identity Theft?

Even the most careful consumers can fall victim to identity theft. To enhance your identity theft protection strategy further, regularly monitor your credit report for identity theft red flags.

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Help control who has access to your Equifax® credit report. It's free.

Equifax is helping put you in control of your Equifax credit report. With Lock & Alert, you can quickly and easily lock and unlock your Equifax credit report with a click or swipe, and we’ll send a confirmation alert.1

  1. Locking your Equifax credit file will prevent access to it by certain third parties. Locking your Equifax credit file will not prevent access to your credit file at any other credit reporting agency. Entities that may still have access to your Equifax credit file include: companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score, or monitor your credit file; federal, state, and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.