Product
OneScore
OneScore leverages Equifax Amplify AI to deliver a multi-data credit score that provides more predictability
Who It's For
Anchor Text
Score More Consumers, Better
A Multi-Data Credit Score for More Predictability
By the Numbers - the Power of OneScore
21%
more applicants could be made scoreable with OneScore compared to a traditional credit score alone. ¹
10%
KS lift - when compared to a traditional score, enhancing the ability to identify consumers that should be swapped out. ¹
15.5%
more applicants can be approved when OneScore is used in combination with a traditional risk score¹ without incurring additional risk.
¹Equifax data and analysis.
Frequently Asked Questions
Related Resources
Anchor Text
Take a Deeper Look at OneScore with a Validation
Work with our specialized team of analytics consultants to understand the lift you can realize by using OneScore with your credit-seeking populations.
Insights Blog
- June 20, 2025 Leveling Up: How Alternative Data Reveals Deeper Customer Insights Highlights: Traditional credit files offer a limited view of creditworthiness, [...]
- June 19, 2025 Understanding Student Outcomes: A Data-Driven Approach to Success in Higher Education Highlights: Understanding student outcomes through data, including financia [...]
- May 13, 2025 Young People Are Entering the Credit World: Here’s How to Approve More Gen Z With Alternative Data For many young adults, getting their first credit card, car loan, or personal loan is an important [...]
- April 17, 2025 Rethinking Credit: Adapting to Today’s Lending Technology The lending landscape has undergone a seismic shift in recent years. Gone are the days when a simp [...]
- April 11, 2025 Driving Growth: A Trusted Leader in Alternative Data Solutions For lenders, using alternative data is becoming increasingly crucial to stay ahead and drive gro [...]
- April 09, 2025 From Alternative to Imperative: 5 Reasons Why Alternative Data Is the Key to Growth In today’s fast-paced lending environment, traditional credit scores and financial statements may [...]
- April 07, 2025 Beyond Prediction: The Power of Generative AI in Modern Lending The world of artificial intelligence is evolving at a dizzying pace. While traditional machine lea [...]
- March 17, 2025 FAQ: What is Alternative Data? Now more than ever in this rapidly changing market, alternative data solutions can help solve some [...]
- March 13, 2025 Expanding Lending Horizons: Leveraging Alternative Data for Better Insights While the world of consumer credit continues to evolve with the advent of newer forms of financing [...]
- February 27, 2025 Navigating Risk and Growth: How Data is Reshaping Account Opening in 2025 In Q4 2024, over 300 frequent viewers of the monthly Market Pulse webinar offered by Equifax pro [...]
- September 24, 2024 How Alternative Data Can Help You Navigate Current Market Trends In today's fast-paced market, lenders want to make informed decisions, expand their customer base, [...]
- September 11, 2024 Preparing for Financial Value Transparency and Gainful Employment? 5 Key Takeaways The higher education landscape is constantly evolving and is undergoing a significant transformati [...]
- August 30, 2024 How Can Data Ignite Auto Finance Excellence? Elevate Your Lending Game - Part 1 Want to build deeper connections within your industry? It is important to learn how to use [...]
- August 26, 2024 Experts Provide Insights on Alternative Data, AI and Machine Learning Adopting alternative data can provide many benefits to fintechs. During our monthly Market Pulse w [...]
- July 02, 2024 Gain a Comprehensive Understanding of Your Customers with Alternative Data As a utility, telco, or pay TV service provider, you know the importance of making informed decisi [...]
- June 27, 2024 Three Ways Savvy Auto Lenders are Using Analytics As an auto lender, your ability to pinpoint credit risk means everything. Yet, securely growing yo [...]
- December 04, 2023 NCTUE: Empowering Members with Comprehensive Consumer Data In today's fast-paced and interconnected world, businesses across various industries are seeking i [...]
- August 07, 2023 Tips for Lenders to Tackle Tight Resources In today’s world of lean teams and tight budgets, lenders need to make smart choices about how the [...]
- April 05, 2023 How Financial Inclusive Lending Data is Impacting the Mortgage Industry With the exciting news of telco, pay tv, and utility insights available to be delivered with [...]
- January 12, 2022 Widen Your Consumer Scope with Alternative Data 76.1 million consumers have little-to-no credit history.¹ Unfortunately, having no credit history [...]