Product

Insight Score for Retail Banking

Optimize DDA acquisition with a wider view of customers

You Need Better DDA Risk Assessment 

It is harder than ever for retail banks to identify and capture potential prospects. The cornerstone of a profitable household is the DDA account, and traditional consumer risk assessment tools are limiting many financial institutions' success at the point of sale. They rely heavily on negative information that can be dated or unreliable, so customers who could present a revenue opportunity walk out your door and customers who may ultimately charge-off get approved. 
Solution

25 million Unique Consumers With Little to No Credit

Insight Score for Retail Banking leverages relevant non-traditional data to assess DDA risk and provides a more comprehensive view of a consumer's financial obligations. By combining proprietary credit sources and powerful alternative data that no other provider has access to - data that includes payment history in the utility, pay TV, wireline and wireless communications sectors - Insight Score for Retail Banking delivers fresh, unique visibility into consumer DDA risk.

Highly Customized, Targeted & Precise

Assess risk on a wider audience of consumers with little to no traditional credit using alternative data leveraged in the score to:
1
Boost

Boost new account acquisition rates with an expanded view of payment history

2
Expand

Strategically expand your business and potentially increase profitability by tapping into an expansive market of underserved consumers

3
Reduce

Reduce charge-off risk with improved DDA risk decisioning

One Score Digs Deeper to Help You Open More Accounts

By integrating the positive and negative data available in our traditional credit file and proprietary alternative data, Insight Score for Retail Banking can help you identify and serve more households.

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Alternative Data Video

Learn More About Expanding Access to Credit with Alternative Data