Credit-based insurance scores are a recognized source of powerful insight into policyholder risk. When combined with industry-leading experts who understand the compliance landscape, that power leads to a change in direction.
Inflection™, is a powerful predictive score that helps insurers improve segmentation and quoting.
Lay a foundation with comprehensive credit data
Gain insights from a powerful trended model
Apply analytics and insurance compliance expertise
Micro-segment risk for more accurate pricing
Refine personal property programs
Combine with ISO® Personal Auto Program
Innovate with use cases across the policy life cycle
Integrate with ease into your workflows
Improve competitiveness and avoid adverse selection
Inflection Insurance Score
Insurers that leverage a superior trended-credit predictive analytics model start with a balanced framework in which to evaluate consumers. The end result is a dynamic inflection point for risk segmentation that can lead to more accurate pricing and significant competitive advantages.
The Inflection Insurance Score, built by Verisk®, is an industry-leading, credit-based scoring solution for personal auto and property insurers. To improve risk segmentation, pricing and customer service across the policy life cycle, Inflection can provide up to 2.8 times the lift between the lowest and highest risk bands in predicting losses over control models that don’t include credit-based attributes.¹
Get the Best of All Worlds - And Take a Turn for the Better
A strong strategic alliance between Equifax and Verisk means a wealth of skill and expertise from two global industry leaders, all devoted to solving your challenges. Our shared expertise helps you get the most from a credit-based insurance scoring model across the policy life cycle.