Debt management is not a one-size-fits-all solution, but rather the choices you can make to best pay off your outstanding debts. What is the best way to manage and pay off debt? The best solution depends on your unique situation, along with the type and amount of debt you owe. Reducing your debt starts with building a strategy that will move you forward.
An emergency fund is essential for handling unexpected expenses without debt. Learn how to build one to cover three to six months of expenses, with tips on saving strategies and budgeting for financial security.
If you have high debt and little to no savings, is it more important to sock away for the future or pay what you owe? Learn how to balance savings and debt.
If you’ve fallen behind on a debt, your creditor could sell what you owe to a collection agency. Here’s what to know when your debt goes into collections.
There are many different strategies for repaying debts. How can you pick the one that fits your budget?
If you’re a borrower facing financial difficulties, learn how negotiating with your lender may help you get a better handle on your debt.
If you’re juggling multiple debts, these strategies may help you prioritize your repayment efforts.
If you’ve fallen behind on paying your bills, these six steps can help you get back on track.
Dealing with a debt collector can be intimidating and costly. Here’s when you may be able to bypass debt collectors and work with your original creditor to repay what you owe.
You may think that all debt is the same, but loans and other debts can have different impacts on your credit scores.
Your credit utilization ratio is a factor in calculating your credit scores. Learn more about credit utilization and how it can impact your credit.
A wage garnishment is when money is withheld from an employee’s earnings to pay back debt. Learn about garnished wages and what to do if it happens to you.