Tom O’Neill

How is your company staying on top of changes in consumer credit activity? Ask yourself these questions: Do you know how chan [...]

The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]

The February Market Pulse webinar showcased insights from Equifax Risk Advisor Tom O’Neill concerning current consumer credit trends. [...]

As we head into 2025, businesses are keenly watching consumer behavior and economic trends to inform their marketing and operations stra [...]

Even if you’re not sure about the exact definition of inflation, you have probably felt its effects. Here, we’ll share: What [...]

The pressure on financial institutions to grow and protect deposits has been a major topic of interest for the past couple of years, and [...]

  Risk management is a multifaceted field that remains an enigma to many. In the latest episode of the Market Pulse podc [...]

Macroeconomic indicators like increasing delinquency rates and ballooning debt point to a nation of prospective borrowers [...]

  An increasing number of consumers are facing credit and financial stressors. What economic factors are causing this? [...]

The last three years has brought a range of micro and macroeconomic storms. Shifts in spending behavior and the influx of [...]