Compare our Value products

Discover which 1-Bureau credit score & report product makes the most sense for you.

Looking for 3-bureau credit features or additional identity protection tools? Compare our 3-bureau Premium products.

What you need to know:
The credit score provided is a VantageScore® 3.0 credit score based on Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.

Features

  • Credit score and report
    • VantageScore credit score
    • Equifax credit report3
  • Credit monitoring
    • Equifax credit report monitoring
    • Credit score monitoring
  • Identity theft
    • Equifax credit report lock2
    • Equifax blocked inquiry alerts
    • Automatic fraud alerts4
      With a fraud alert, potential lenders are encouraged to take extra steps to verify your identity before extending credit.
    • ID Restoration
    • Up to $500k in identity theft insurance5

Equifax

Core Credit™

Get the basics with your monthly credit score and report.

  • Credit score and report
    • VantageScore credit score
      Monthly
    • Equifax credit report3
      Monthly

Equifax

Credit Monitor™

Easily lock2 and monitor your Equifax credit report with alerts.

  • Credit score and report
    • VantageScore credit score
      Daily
    • Equifax credit report3
      Daily
  • Credit monitoring
    • Equifax credit report monitoring
    • Credit score monitoring
  • Identity theft
    • Equifax credit report lock2
    • Equifax blocked inquiry alerts
Featured Product

Equifax

Complete™

Monitor your credit and help better protect your identity.

  • Credit score and report
    • VantageScore credit score
      Daily
    • Equifax credit report3
      Daily
  • Credit monitoring
    • Equifax credit report monitoring
    • Credit score monitoring
  • Identity theft
    • Equifax credit report lock2
    • Equifax blocked inquiry alerts
    • Automatic fraud alerts4
      With a fraud alert, potential lenders are encouraged to take extra steps to verify your identity before extending credit.
    • ID Restoration
    • Up to $500k in identity theft insurance5

Looking for 3-bureau credit features or additional identity protection tools? Check out these products:

Equifax Complete™ Premier

Take control with a one-stop credit monitoring6 and identity theft protection solution from Equifax.

Learn More
Equifax Complete™ Family Plan

Help look after your family with credit monitoring and ID theft protection features.

Learn More
Compare 3-Bureau Products
  1. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

  2. Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: companies like Equifax Global Consumer Solutions, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you.  To opt out of such pre-approved offers, visit www.optoutprescreen.com.

  3. Under certain circumstances, access to your Equifax Credit Report may not be available as certain consumer credit files maintained by Equifax contain credit histories, multiple trade accounts, and/or an extraordinary number of inquiries of a nature that prevents or delays the delivery of your Equifax Credit Report. If a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made.

  4. The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.

  5. The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax, Inc., or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

  6. Credit monitoring from Experian and TransUnion will take several days to begin.