Small Business

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Market Trends May 2026 Market Pulse Webinar: Navigating Today’s Economic ‘Battle Royale’ and Adopting the Whole Owner Perspective in Commercial Lending

Navigate economic shifts and small business volatility with key insights from the May 2026 Market Pulse Webinar, covering commercial lending [...]

Commercial Business May 2026 Main Street Lending Report: How Rising Prices, AI, and Changing Credit are Reshaping the Main Street Outlook

Discover the May 2026 Main Street Lending Report insights: inflation, AI-focused investment, and elevated small business credit defaults sig [...]

Commercial Business Getting the Loans You Need as a Small Business Owner

Learn the key factors lenders look for when granting small business loans, including preparation, establishing business credit, and monitori [...]

Alternative Data How AI and Real-Time Data are Reshaping Small Business Lending

Discover how AI and real-time data are revolutionizing small business lending, cutting credit check times from hours to minutes and enabling [...]

Commercial Business Strengthening Main Street in 2026 and Beyond: The State of Small Business Resilience and How Lenders Can Close the Credit Gap

Small businesses are surging, but a credit gap is widening. Learn how lenders can utilize data, technology, and community ties to support Ma [...]

Commercial Business The Speed of Trust: How to Onboard Legitimate Businesses in Seconds Without Sacrificing Security

Speed up business onboarding and minimize fraud exposure. Learn how to verify entity legitimacy, applicant identity, and authority in second [...]

Market Trends Small Business Then and Now: Five Years of Shock, Strain, and Resilience

Explore how small businesses faced five years of economic disruption—from pandemic shock to rising costs—and learn actionable insights for l [...]

Market Trends Mixed Signals on Main Street: Key Insights on the Current Small Business Economy

The April 2026 Main Street Lending Report reveals mixed signals for small businesses: stable consumer demand, but rising inflation and eleva [...]

Market Trends Main Street Resilience: What the Latest Data Reveals for Businesses in 2026

Get key insights on the 2026 economic outlook for Main Street businesses. Learn about slowing growth, consumer spending fatigue, and inflati [...]

Commercial Business December Rebound, Cautious Optimism: What the Latest Data Means for Main Street

Get the latest small business lending insights from the February 2026 Main Street Lending Report. Analyze December's rebound and 2026's mixe [...]

Commercial Business Main Street Lending Slows as Small Businesses Prepare for a New Set of Challenges

Small business lending activity slowed in late 2025 as owners prioritize stability and credit quality improves despite persistent affordabil [...]

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Commercial Business A Strategic Look at Main Street: What 2025 Taught Us and How Lenders Can Stay Ahead in 2026

Recapping 2025 small business lending trends, this article highlights the lessons lenders learned and outlines the key economic signals to w [...]

Identity & Fraud Synthetic Identity Fraud: The Unseen Threat and Its Cost to Businesses

Synthetic identity fraud is a hard-to-detect threat costing businesses up to $40 billion. Learn why this fraud is rising, its true impact, a [...]

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Commercial Business Rethinking Small Business Lending: How Trust and Speed are Reshaping the Future

Small businesses need a lender who understands their urgency. Learn how new technology, next-gen scores, and AI are building trust and speed [...]

Commercial Business Small Business Lending Trends: Navigating a Rocky Road Ahead

Analyze small business lending trends, how economic shocks & trade policy affect profit margins, and why falling interest rates point to a 2 [...]

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Market Trends Holiday Spending Trends: How 2025 is Shaping Up

See how US consumer holiday spending is changing in 2025. Uncertainty and rising prices are shifting priorities to essential goods.

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Identity & Fraud The Shifting Landscape of Digital Fraud: Why Mobile is the New Battleground

Mobile fraud is on the rise. Learn why fraudsters are targeting mobile transactions and discover strategies to strengthen your digital fraud [...]

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Market Trends Consumer Spending and an AI Boom: The Latest Small Business Lending Trends

Explore the latest small business lending trends, including labor market shifts, consumer spending, and the impact of the AI investment boom [...]

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Commercial Business Navigating the Currents: Small Business Lending and the Changing Market

Navigating the unpredictable economy? Discover the latest small business lending data, market trends, and interest rate insights in our Sept [...]

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Market Trends What’s on Lenders’ Minds in 2025? A Conversation with Equifax Advisors

Discover what's on lenders' minds in 2025: student loans, trade uncertainty, & auto lending. Get insights from Equifax Advisors.

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Commercial Business Beyond the Headlines: Decoding the Latest Trends in Small Business

Explore the latest small business lending trends, including stable credit quality, a shifting labor market, and rising import costs.

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Commercial Business Unlock Your Small Business Potential: The Power of Business Credit

Unlock your small business's potential with strong business credit. Learn why it's crucial, who checks it, its benefits, and how to optimize [...]

Market Trends July 2025 Market Pulse: Key Takeaways and Trends You Need to Know Now

Unpack key U.S. economic shifts in July 2025. Discover 5 top takeaways and 3 emerging trends impacting businesses and consumers this year.

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Commercial Business Hope on the Horizon: What’s Next for Small Business in a Changing Economy?

Discover insights on small business resilience amidst economic shifts, including lending trends, consumer spending, and job market changes.

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Commercial Business 5 Reasons Why Technology Partners Should Integrate Data And Analytics Into Their Commercial Lending Solutions

Unlock commercial lending success. Integrate data and analytics to validate businesses, assess risk, boost cash flow insights, and accelerat [...]

Market Trends Small Business Lending Jumps in April: What It Means for You

Small business lending jumped in April, but a "wait-and-see" economy and tight lending standards mean caution is key. Get the latest insight [...]

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Commercial Business Beyond Credit Scores: Using the Power of Alternative Data to Assess Commercial Credit Risk

Using the power of alternative data to assess commercial credit risk beyond traditional credit scores.

Commercial Business What Small Business Trends Are Really Saying

Small business lending dips in May 2025. Get key insights on market trends, economic uncertainty, and subscribe to our Main Street Lending R [...]

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Commercial Business What Can Small Businesses Expect During Economic Uncertainty?

Economic uncertainty for small businesses? Get expert insights on consumer trends and business resilience in our Market Pulse Podcast Episod [...]

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Commercial Business Is the Line Between Personal and Business Credit Disappearing?

Personal vs. business credit lines are blurring. Discover changing small business financing trends and data insights from our April 2025 Mar [...]

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Commercial Business Know Your Business - What You Can Do to Combat Business Fraud

Fight business fraud! Learn KYB tactics & the power of business verification. Protect your company from scams & losses.

Commercial Business Small Business Lending in a Time of Uncertainty: Navigating Headwinds and Hidden Opportunities

Navigate small business lending uncertainty in 2025. Explore market trends, economic insights, and strategies for growth.

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Market Trends Market Pulse Q&A: Economists On Inflation, Consumer Spending and More

The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]

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Market Trends Expert Insights: Decoding Economic Trends and Effects

For our March Market Pulse webinar, an all-star economist panel, composed of Dr. Amy Crews Cutts, President and Chief Economist at AC Cutts [...]

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Commercial Business Small Business Lending: Holding Steady Despite Uncertainty

The small business lending environment remains solid, even though some challenges are present.¹ While loan defaults and delinquencies ar [...]

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Commercial Business What Should Commercial Lenders Know For 2025?

There’s no question the economy in the United States is facing an uncertain 2025. Many people are wondering what will happen with inflat [...]

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Commercial Business Navigating Economic Uncertainty: A 2025 Outlook for Commercial Lenders

For many commercial lenders and service providers the economic landscape in 2025 is a lot like driving on a foggy night. Visibility is l [...]

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Commercial Business Expanding Opportunity and Access in Small Business Lending with New Technology

Small- and medium-sized business (SMB) lending has evolved in recent years, thanks in large part to advancements in technology. Innovation [...]

Commercial Business What Now? How Lenders, Service Providers and Small Businesses are Responding in Q3 2024

In today's economic landscape, small businesses face a complex web of both challenges and opportunities. Market trends and financial dyn [...]

Commercial Business Understanding Small Business Growth and Economic Trends

  Here’s a striking statistic: 93% of small business owners expect moderate or significant growth over the next 12 months [...]

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Commercial Business Inflation, Consumer Spending, and Stagflation: Insights for Small Businesses

In June’s Small Business Indices, we focused on consumer spending and its implications for the overall economy. In this blog, we will shar [...]

Commercial Business Unlock Entrepreneurship: 3 Ways Lenders Can Support Small Business

Small businesses are the backbone of the American economy. They play an important role in job creation and economic growth.¹ Over 99% of [...]

Commercial Business Understanding the Economic Landscape for Small Businesses

In recent months, the U.S. economy has been navigating various challenges, affecting both big and small players alike. Let's take a clos [...]

Commercial Business 2024 Small Business Trends: Default & Delinquency

In honor of Small Business Month, we’re sharing tools and thought leadership to keep you in-the-know. Below, you’ll find an overview o [...]

Commercial Business Small Business Optimism in a Recovering Economy: Navigating Forward

The market is continuing to move.  Small businesses are often the first to react to economic fluctuations. Although, even with careful m [...]

Commercial Business Small Businesses: The Lifeblood of the American Economy

The 2024 financial market leaves many in a state of uncertainty except for a certain bright spot: small businesses. This Small Bus [...]

Commercial Business From Strain to Resilience: Small Business Strategies for 2024

In 2023, the landscape was tumultuous. American small businesses, lenders, and service providers faced many challenges. These included s [...]

Commercial Business Regional Trends to Watch: Small Business Credit Quality by U.S. Population

In recognition of Small Business Week, we’d like to introduce the new 2024 Market Trends and Predictions Report focusing on the curr [...]

Commercial Business Small Business Focus: Commercial Hurdles in Today’s Economic Environment

We are excited to be celebrating small business week (April 28 - May 4)! In the April 2024 Market Pulse webinar, we discussed d [...]

Commercial Business Answering Your Questions on Current Commercial Challenges

On our April 18 Market Pulse webinar, our experts talked about the roadblocks that business [...]

Commercial Business Exploring Economic Trends: A Deep Dive into Recent Small Business Lending Data

The small business landscape continues to shift, and due to a few recent trends we identified the need to take a step back to get a bett [...]

Commercial Business Small Business Resurgence: Insights and Trends for the Year Ahead

We are in unparalleled territory when it comes to the small business landscape. In this blog, we'll cover the recent boom in small busines [...]

Commercial Business Regional Trends: Small Business Delinquency Index Predictions for 2024

33.3 million businesses in the United States qualify as small businesses. 1 In recognition of Small Business Month, we produced [...]

Commercial Business Navigating the Ever-Changing Small Business Landscape

When it comes to the small business landscape the one thing we generally all agree on is this is a time [...]

Credit Risk Beyond the Numbers: Answering Your Burning Questions on Delinquency, Interest Rates, and More

During March’s Market Pulse webinar, we gave our audience what they have been requesting: extended time for Q&A with our premiere li [...]

Market Trends FAQ: What is a K-Shaped Economy?

Many hope for a post-pandemic fresh start. The reality is that the financial landscape is a K-shaped economy, where the impact of econom [...]

Commercial Business How BNPL Firms can Unlock Profitability During Uncertain Economic Times

Two years ago, Buy Now Pay Later (BNPL) firms were legit Fintech superstars. Globally, transaction values soared by $87 billion from 201 [...]

Market Trends Unlocking Opportunities: Smart Lending in the K-shaped Economy of 2024

2024 opens in a K-shaped economy. In this environment, consumer budgetary pressures look different for each population segment. Lenders [...]

Commercial Business Understanding, Accessing, and Building Your Business Credit Profile

Similar to your personal credit, maintaining good business credit is fundamental to growing and protecting your business. In today’s high [...]

Commercial Business April Market Pulse: You Asked, Experts Answered

For our April 14 Market Pulse webinar, our panel of experts discussed the recent supply chain crisis, as well as, the latest economic [...]

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Stay Up-to-Date with the Supply Chain Crisis

During our April 14 Market Pulse webinar, our panel of experts discussed details pertaining to the recent supply chain crisis, as well [...]

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