Mortgage & Housing
Recent Articles
The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]
The April Market Pulse webinar showcased insights from Equifax Senior Advisor David Sojka concerning current consumer credit trends. W [...]
In today’s fast-paced lending environment, traditional credit scores and financial statements may not tell the full story. In fact, 76 [...]
As we head into 2025, businesses are keenly watching consumer behavior and economic trends to inform their marketing and operations stra [...]
The latest episode of the Equifax Market Pulse Podcast set the stage for 2025 by examining key economic themes, predictions, and challen [...]
In the October 2024 Market Pulse Webinar, our panelists discussed end-of-year planning, as well as the 2025 economic forecast. For a rec [...]
In the October 2024 Market Pulse Webinar, our panelists discussed how the end of 2024 is shaping up. Keybridge Research LLC [...]
When the Federal Reserve lowered interest rates by 50 basis points in September, it was the first cut since the early days of the COVID [...]
In the September 2024 Market Pulse Webinar, our panelists had a lively discussion about several end-of-year topics including the latest [...]
Home and auto insurance premiums are on the rise. Insurance companies sought to raise homeowners’ premiums by more than 11 p [...]
Our latest Market Pulse webinar gave our panelists the opportunity to share insights on the current state of consumer profiles and popul [...]
The June 2024 Market Pulse webinar gave our esteemed panelists the opportunity to share insights on the current state of consumer prof [...]
The economy has made progress, but inflation is still too high. Federal Reserve Chairman Jerome Powell said on April [...]
During March’s Market Pulse webinar, we gave our audience what they have been requesting: extended time for Q&A with our premiere li [...]
Our January Market Pulse webinar discussed all aspects of affordability in our current financial market. Our experts shared their deep k [...]
Affordability is a buzzword that echoes through the economic landscape. In episode 37 of the Market Pulse podcast, Equifax [...]
During the final Market Pulse webinar of 2023, we took a look at the past year’s economic and consumer landscape and then presented an e [...]
In the dynamic realm of global markets, staying abreast of the latest trends is imperative for individuals and businesses alike. As we v [...]
In the ever-evolving world of real estate investments, adaptability is the key to success. The landscape of property investments is shif [...]
In the fast-paced world of finance and economic policy, staying ahead of the curve is essential for success. The September 2023 Market Pul [...]
We are in uncharted economic territory. This month’s Market Pulse webinar is a must-listen to get ahead of the economic fluctuations we [...]
In a murky and mysterious economic landscape, there can be uncertainty and hesitation. In July’s Market Pulse webinar, we discussed key [...]
During our June 2023 Market Pulse webinar, “How Fintechs are Tackling Economic Headwinds and Tighter Credit,” attendees were able to ask [...]
You’ve seen it before: A borrower’s application - approved. Credit obligations and documentation - checked. [...]
Lenders need to keep up with the latest trends to gain a competitive edge. We compiled our most frequently asked questions from Mortgage [...]
It’s a challenging time for the mortgage industry as it faces higher interest rates, low housing supply and a tightening o [...]
The Mortgage market is navigating headwinds of the current economy. That is why it is important to provide actionable insights that can [...]
In May 2023’s Market Pulse Webinar, we discussed key market dynamics within the current mortgage environment to ensure you're well posit [...]
At Equifax, we are continuing to innovate in the mortgage industry via solutions that provide value to our customers while also promoting [...]
With the exciting news of telco, pay tv, and utility insights available to be delivered with every mortgage credit report here at Equ [...]
From record inflation and rising interest rates, to wavering consumer spending power and a potential hiring slowdown, the ever-changing [...]
The demographic composition of current and prospective customer bases is changing. And, most financial providers recognize that. Consumers [...]
Powering the world with knowledge For borrowers and lenders alike, the last two years have been a time of change. There has b [...]
76.1 million consumers have little-to-no credit history.¹ Unfortunately, having no credit history makes it very difficult for many indiv [...]
The mortgage industry is constantly changing. But these lending FAQs can help you keep up with the latest trends and gain a competitive edge [...]
Buying a home can be stressful and confusing — especially if a consumer is trying to learn about credit and how their credit score can i [...]
It’s no big news that today’s consumers are savvier than ever. They expect online interactions — and they better be seamless, or you risk lo [...]
Are you monitoring for undisclosed debt throughout the loan closing process? The high-risk blind spot in the origination process i [...]
Updated 5/11/2023: The White House declared the end of the Covid-19 Health Emergency May 11, 2023 so some of the details mentioned in th [...]
Updated 5/11/2023: The White House declared the end of the Covid-19 Health Emergency May 11, 2023 so some of the details mentioned in th [...]
If your organization handles consumer data, it's time to start working on compliance with the California Consumer Privacy Act (CCPA). Th [...]
FICO recently announced that its new FICO® Score 10 T, set to be released this summer, will include trended data. With this new opti [...]
Why Trended Data Impacts Credit Decisions Today, many lenders rely strictly on a static credit score. This provides a snapshot [...]
Compliance, fraud and verification services were hot blog topics in 2018. Hopefully you didn’t miss any of our articles that featured ti [...]
Walk into almost any homeowners’ association (HOA) meeting, listen to the discussions about unleashed dogs and roof repairs, and you might [...]
While lenders are looking at more targeted acquisition strategies to fill their loan pipelines as origination volumes decline, more stringen [...]