Mortgage & Housing

Explore the rise of the "Rent-Lock Generation." Learn why high-income renters are reshaping housing affordability and how businesses can rea [...]

Learn why rising property taxes and insurance, known as the 'Escrow Escalator,' are driving housing costs beyond the traditional 30% afforda [...]

Discover why the Tri-Merge credit report remains the foundation of security and stability in the U.S. mortgage market, mitigating risk and e [...]

Discover the hidden forces—from rising taxes to soaring insurance—driving housing costs past the 30% rule. Learn how lenders can master the [...]

The mortgage industry has entered a new era with VantageScore 4.0. Learn why lenders must test and prepare their strategy today to maintain [...]

Analyze the K-shaped economy's impact on credit, risk, and consumer resilience in 2026. Lenders must look beyond averages to spot rising con [...]

Get expert answers on economic trends, consumer credit stress, the K-shaped economy, supply chain disruptions, and forecasting credit losses [...]

Uncover the true driver of escalating mortgage credit costs: an 1,800% surge in third-party credit score fees, not consumer data. Learn how [...]

Uncover the key challenges and opportunities for industry leaders from our Q1 2026 Market Pulse Polls. Learn about the pivot to risk mitigat [...]

Get the latest consumer credit trends from the March 2026 Market Pulse. See how Millennials' debt is surging, why consumer debt is outpacing [...]

Discover how VantageScore 4.0's approval by the FHFA is transforming mortgage lending with up to $1B in projected savings and a 10% increase [...]

Understand the K-Shaped Economy in 2026. Discover how the widening wealth gap affects consumer spending, lending strategies, and business ri [...]

See the hidden consequences of moving from tri-merge to single or bi-merge credit reports, leading to increased risk and pricing volatility [...]

Navigate mortgage market headwinds: The February 2026 Market Pulse covers K-shaped economy, rising 'all-in' costs, VantageScore 4.0, and str [...]

Get the latest consumer credit trends from Equifax's February 2026 Market Pulse. See key changes in consumer debt, originations, and delinqu [...]

Explore the mortgage market's 5-year journey: from the 2020 refinance boom to today's high-rate world. Get key insights for lenders on reten [...]

Discover how modern credit scoring like VantageScore 4.0 is transforming mortgage lending. Expand access to homeownership while reducing ris [...]

Homeownership costs are up over $526K, but tri-merge credit reports are not the reason. Learn why this essential, low-cost credit data provi [...]

Discover the latest January 2026 consumer credit trends, including shifting debt levels, auto industry growth, and regional financial health [...]

Market leaders share Q4 Market Pulse insights on 2026 challenges: mortgage affordability, rising delinquencies, and the future of AI in risk [...]

Get key insights from our Market Pulse survey on the top macroeconomic risks for 2026: affordability, rising interest rates, and fraud.

Discover how Down Payment Resource (DPR) is clearing the down payment hurdle and unlocking homeownership for more families with Down Payment [...]

Dual credit scores are changing mortgage finance. Get expert insight on credit risk, investor modeling challenges, and the role of alternati [...]

Get data-driven insights on mortgage credit report costs, market competition, fallout challenges, and the risk of moving to single-bureau re [...]

Discover how the three credit bureaus are championing innovation, competition, and alternative data to expand mortgage access and homeowners [...]

Learn how the mortgage industry is evolving with advanced data, AI, and strategic automation to increase efficiency and expand affordable ho [...]

Understand how credit scores, VantageScore 4.0, and alternative data empower borrowers on their homeownership journey and streamline your mo [...]

How credit score competition is reshaping the mortgage market, increasing innovation, and expanding credit access for more homeowners.

Get answers on the future of mortgage leads, Equifax's alternative data for utilities and rent payments, and their stance on trigger leads f [...]

Gain insights into October 2025's macroeconomic trends, consumer sentiment, and the impact of VantageScore 4.0 on the mortgage industry.

Stay ahead with the latest consumer credit trends. Discover key insights on originations, debt, and delinquencies from the October 2025 Mark [...]

Unlock financial opportunities and transform customer experiences with alternative data. Discover how new data sources combine with traditio [...]

Unlock new lending opportunities with VantageScore 4.0. Discover how trended and alternative data expand credit access and refine risk asses [...]

Gain key insights into the Q3 2025 economy from the Market Pulse webinar audience, from consumer spending and lending trends to fraud and th [...]

Gain expert insights on potential economic impacts, housing affordability challenges, and market trends from our September Market Pulse Q&A.

Stay ahead of consumer credit trends with insights from Equifax. Explore rising debt, shifting delinquencies, and the growing fraud industry [...]

Stay ahead of economic shifts! Discover 6 macroeconomic trends and 4 mortgage industry themes from the September 2025 Market Pulse webinar.

Navigate mortgage market uncertainty with data-driven strategies. Discover 5 key approaches to optimize marketing, target high-intent borrow [...]

Navigate the fast-changing regulatory landscape in lending with insights from Equifax's Market Pulse podcast. Learn about new regulations, e [...]

Unlock financial growth by leveraging alternative data to create personalized experiences and reach credit-invisible consumers. Improve mark [...]

Discover how alternative data empowers mortgage lenders to unlock new markets, enhance risk assessment, and drive sustainable growth in a ch [...]

Stay current on consumer credit trends with August 2025 Market Pulse insights, covering originations, debt, delinquencies, and fraud.

Equip your mortgage business for 2025: discover 3 data-driven strategies to navigate risk and build a resilient lending operation.

Unlock credit access with alternative data. Learn how it helps consumers and lenders, expanding opportunities for all.

Equifax helps mortgage lenders navigate industry changes with data-driven solutions, expanding credit access while mitigating risk.

Unpack key U.S. economic shifts in July 2025. Discover 5 top takeaways and 3 emerging trends impacting businesses and consumers this year.

Gain key insights from the July 2025 Market Pulse webinar on current consumer credit trends, including originations, debt, and delinquencies [...]

Stay informed on first half of 2025 legislative trends: economic factors, consumer data, AI, and medical debt. Get key insights for business [...]

Get a snapshot of June 2025 consumer credit trends, including originations, outstanding debt, and delinquencies, with insights from Equifax.

May 2025 economic update: Get top 9 takeaways on market trends, stock losses, consumer spending, and economic uncertainty. Read the latest i [...]

April 2025 consumer credit trends: Key insights on mortgages, debt, and loans. Get the latest analysis.

In today’s fast-paced lending environment, traditional credit scores and financial statements may not tell the full story. In fact, 76 [...]

As we head into 2025, businesses are keenly watching consumer behavior and economic trends to inform their marketing and operations stra [...]

The latest episode of the Equifax Market Pulse Podcast set the stage for 2025 by examining key economic themes, predictions, and challen [...]

In the October 2024 Market Pulse Webinar, our panelists discussed end-of-year planning, as well as the 2025 economic forecast. For a rec [...]

In the October 2024 Market Pulse Webinar, our panelists discussed how the end of 2024 is shaping up.  Keybridge Research LLC [...]

When the Federal Reserve lowered interest rates by 50 basis points in September, it was the first cut since the early days of the COVID [...]

In the September 2024 Market Pulse Webinar, our panelists had a lively discussion about several end-of-year topics including the latest [...]

Home and auto insurance premiums are on the rise. Insurance companies sought to raise homeowners’ premiums by more than 11 p [...]

Our latest Market Pulse webinar gave our panelists the opportunity to share insights on the current state of consumer profiles and popul [...]

The June 2024 Market Pulse webinar gave our esteemed panelists the opportunity to share insights on the current state of consumer prof [...]

  The economy has made progress, but inflation is still too high. Federal Reserve Chairman Jerome Powell said on April [...]

During March’s Market Pulse webinar, we gave our audience what they have been requesting: extended time for Q&A with our premiere li [...]

Our January Market Pulse webinar discussed all aspects of affordability in our current financial market. Our experts shared their deep k [...]

  Affordability is a buzzword that echoes through the economic landscape. In episode 37 of the Market Pulse podcast, Equifax [...]