Dave Sojka

Dave Sojka

Risk Advisor

About the Author

About the Author

Dave Sojka has over 25 years of experience in Consumer Credit Risk working at institutions such as Household International, CitiCards, Alliant Credit Union, and Check into Cash. He also spent time as an analytics consultant at TransUnion. During his time at Equifax as a Risk Advisor, Dave led the development of the Risk Diagnostic framework that is currently being deployed across all of our financial services teams. Dave holds an MBA with a focus in Marketing from Benedictine University.

Recent Articles by this Author

Recent Articles

Recession Readiness Insights How Lenders Can Harness Alternative Data to Help Overcome Today’s Economic Challenges

Increasing inflation, rising interest rates and stagnant incomes have made borrowing more expensive and meeting financial commitments more [...]

Credit Risk What Does Consumer Financial Stress Mean for Lenders? We Offer 4 Tips.

The warning signs are all around us: many consumers are financially stressed. Already, consumers are getting squeezed by high inflation [...]

Credit Risk How the Financial Industry can Assess Risk as Federal Student Loan Payments Restart

  Millions of consumers will have to budget for another monthly payment in October. That’s when the federal student loan [...]

Recession Readiness Insights Look Back at 2022 and Focus on Forward in 2023

With 2022 almost in the books, the US economy is still experiencing pandemic whiplash and general economic uncertainty. We’ve been chall [...]