Credit Unions
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Speed up your lending strategy with Equifax Ignite AI Advisor. Learn how agentic AI helps you act on data insights for better growth and ris [...]
Explore the rise of the "Rent-Lock Generation." Learn why high-income renters are reshaping housing affordability and how businesses can rea [...]
Discover why Baby Boomers and Traditionalists represent the gold standard for financial security and how their asset-backed stability impact [...]
Gen X faces a growing K-shaped financial divergence. Learn how shifting debt levels and stability trends impact lending strategies in today’ [...]
Discover how a leading credit union leveraged Equifax Ignite and TargetPoint Intent Scores to recapture auto loan market share, generating $ [...]
Learn why rising property taxes and insurance, known as the 'Escrow Escalator,' are driving housing costs beyond the traditional 30% afforda [...]
Explore expert insights from the May 2026 Market Pulse webinar on K-shaped economic trends, small business risk management, and innovative c [...]
Evolving fraud like synthetic identity and first-party attacks requires a layered defense. Implement proactive verification and continuous m [...]
Navigate economic shifts and small business volatility with key insights from the May 2026 Market Pulse Webinar, covering commercial lending [...]
Uncover the May 2026 Consumer Credit Trends: US debt hits $18.2T as consumers show caution, mortgage delinquency rises, and small business r [...]
Simplify lending analytics with AI. Use natural language to get instant, actionable insights for driving growth and mitigating risk with Equ [...]
Discover the hidden forces—from rising taxes to soaring insurance—driving housing costs past the 30% rule. Learn how lenders can master the [...]
Equifax Score Validator helps small banks and credit unions replace custom, resource-heavy validation with a high-efficiency alternative to [...]
Decode Gen Z, the digital-first generation and momentum leaders in the K-shaped economy. Learn strategies for lenders and retailers to captu [...]
Get expert answers on economic trends, consumer credit stress, the K-shaped economy, supply chain disruptions, and forecasting credit losses [...]
Get insights on the K-shaped economy and rising consumer credit stress. Learn how lower-income consumer financial strain compares to resilie [...]
Discover how Natural Language AI and Agentic AI are bridging the analytics gap, giving mid-sized lenders access to the "big-firm" data insig [...]
Explore the K-shaped financial split among Millennials and how the coming Great Wealth Transfer will change their profile. Businesses must u [...]
Unpack the April 2026 Consumer Pulse, detailing the latest credit trends: broad origination growth, shifting credit dynamics, and rising sub [...]
Counter sophisticated AI fraud with the dual power of supervised machine learning ("Experience") and unsupervised learning ("Intuition") to [...]
Agility is key in adjusting custom risk models. Gaining speedy access to the attributes needed can be a game changer, and Equifax is re-engi [...]
Uncover the "Resilient Strivers," the lower arm of the K-shaped economy. Learn how they navigate the "Silent Squeeze" and why traditional cr [...]
Understanding a consumer’s ability to take on additional debt responsibly has never been more accessible with the introduction of Consumer A [...]
Discover the K-shaped economy with the Q4 2025 Market Pulse Index. Learn about the rise of Thrivers and Strivers, the Gen X 'Silent Squeeze, [...]
Uncover the key challenges and opportunities for industry leaders from our Q1 2026 Market Pulse Polls. Learn about the pivot to risk mitigat [...]
Explore the Equifax 2025 Security Annual Report, detailing how we leverage AI and innovation to block 19.8M threats daily, exceed benchmarks [...]
Get expert answers on the K-Shaped Economy, Equifax Market Pulse Index, oil price impact, and Social Security COLA.
Navigate the K-shaped reality: Get key insights on AI investment, regional job growth, and consumer financial stress from the March 2026 Mar [...]
Get the latest consumer credit trends from the March 2026 Market Pulse. See how Millennials' debt is surging, why consumer debt is outpacing [...]
Don't let the $84T Great Wealth Transfer pass you by. Learn data-driven strategies for financial institutions to retain heirs and capture ne [...]
See how criminals leverage AI to simplify and scale fraud schemes like promo abuse, card testing, and synthetic identity creation. Learn how [...]
Explore the "upper arm" of the K-shaped economy, the Thrivers, and the three distinct subgroups—Legacy, Newly Upwardly Mobile, and Strugglin [...]
Stop relying on backward-looking credit scores. Learn how Equifax's Consumer Affordability View predicts a consumer's dollar-amount repaymen [...]
Understand the K-Shaped Economy in 2026. Discover how the widening wealth gap affects consumer spending, lending strategies, and business ri [...]
Navigate mortgage market headwinds: The February 2026 Market Pulse covers K-shaped economy, rising 'all-in' costs, VantageScore 4.0, and str [...]
Get the latest consumer credit trends from Equifax's February 2026 Market Pulse. See key changes in consumer debt, originations, and delinqu [...]
The AI fraud arms race is accelerating. Discover how fraudsters use sophisticated AI for synthetic identity attacks and learn new, machine l [...]
Explore the 5-year evolution of consumer credit, from the hidden risk of 2020 to today's K-shaped economy. Learn how lenders must adapt with [...]
Expert analysis on 2026 consumer credit, auto lending, and economic trends. Discover insights on delinquency, tax refunds, and credit risk m [...]
Industry leaders share their insights on balancing growth and efficiency, navigating shifting customer expectations, and addressing top oper [...]
Unpack the key economic and credit trends from the January 2026 Market Pulse. Learn about the K-shaped consumer, AI's growth engine, and aut [...]
Discover the latest January 2026 consumer credit trends, including shifting debt levels, auto industry growth, and regional financial health [...]
Explore the Q3 2025 Market Pulse Index findings on the widening wealth gap, Gen Z's rising financial momentum, and why multidimensional risk [...]
Discover the top 2026 strategic priorities for industry leaders, from AI and digital lending to identity verification and evolving regulator [...]
Market leaders share Q4 Market Pulse insights on 2026 challenges: mortgage affordability, rising delinquencies, and the future of AI in risk [...]
Equifax Advisors review 2025 economic trends: the K-shaped economy, AI, Fed rate cuts, and rising consumer stress. See 2026 predictions.
Get key insights from our Market Pulse survey on the top macroeconomic risks for 2026: affordability, rising interest rates, and fraud.
Learn how AI and economic uncertainty are converging to reshape risk, security, and competitive strategy. Get the top 10 insights for 2025.
Get the latest consumer credit trends for December 2025 from Market Pulse. See key insights on rising originations, climbing consumer debt, [...]
Synthetic identity fraud is a hard-to-detect threat costing businesses up to $40 billion. Learn why this fraud is rising, its true impact, a [...]
Small businesses need a lender who understands their urgency. Learn how new technology, next-gen scores, and AI are building trust and speed [...]
Discover expert answers on the economic outlook, including downturn odds, AI stock valuations, and the impact of the $38 trillion U.S. natio [...]
Get the latest November 2025 Consumer Pulse insights on credit trends, outstanding debt, and delinquencies through September 2025 to prepare [...]
Learn about the worrisome rise of Account Takeover (ATO) fraud, its devastating impact on businesses and consumers, and three best practices [...]
Mobile fraud is on the rise. Learn why fraudsters are targeting mobile transactions and discover strategies to strengthen your digital fraud [...]
Discover the latest auto loan trends in 2025: from rising loan amounts and lender shifts to subprime lending and refinancing opportunities.
Gain insights into October 2025's macroeconomic trends, consumer sentiment, and the impact of VantageScore 4.0 on the mortgage industry.
Stay ahead with the latest consumer credit trends. Discover key insights on originations, debt, and delinquencies from the October 2025 Mark [...]
Unlock financial opportunities and transform customer experiences with alternative data. Discover how new data sources combine with traditio [...]
Unpack consumer financial health & generational divides with the Market Pulse Index. Discover key insights for strategic planning in a K-sha [...]
Unlock new lending opportunities with VantageScore 4.0. Discover how trended and alternative data expand credit access and refine risk asses [...]
Gain key insights into the Q3 2025 economy from the Market Pulse webinar audience, from consumer spending and lending trends to fraud and th [...]
Gain expert insights on potential economic impacts, housing affordability challenges, and market trends from our September Market Pulse Q&A.
Stay ahead of consumer credit trends with insights from Equifax. Explore rising debt, shifting delinquencies, and the growing fraud industry [...]
Stay ahead of economic shifts! Discover 6 macroeconomic trends and 4 mortgage industry themes from the September 2025 Market Pulse webinar.
The growing threat of synthetic identity fraud accounts for 50-70% of credit fraud losses. Learn how to prevent it and protect your business [...]
Navigate the fast-changing regulatory landscape in lending with insights from Equifax's Market Pulse podcast. Learn about new regulations, e [...]
Unlock financial growth by leveraging alternative data to create personalized experiences and reach credit-invisible consumers. Improve mark [...]
Get expert answers on student loan reclassification and credit washing fraud from the August Market Pulse Q&A. Stay informed!
Discover what's on lenders' minds in 2025: student loans, trade uncertainty, & auto lending. Get insights from Equifax Advisors.
Stay current on consumer credit trends with August 2025 Market Pulse insights, covering originations, debt, delinquencies, and fraud.
Learn top economic trends and how to fight fraud in the auto industry. Get key insights from the August 2025 Market Pulse webinar.
Discover how alternative data is transforming lending, creating personal experiences & stronger loyalty for financial institutions.
Unlock credit access with alternative data. Learn how it helps consumers and lenders, expanding opportunities for all.
Unlock smarter lending decisions with open banking. Learn how Equifax solutions leverage bank transaction data to increase approvals and imp [...]
Get answers to your questions on student loans, credit cards, and economic shifts from the July Market Pulse webinar experts.
Unpack the K-shaped economy of 2025. Discover how it affects different generations and learn how to adapt your financial strategy accordingl [...]
Boost account opening and understand more customers with alternative data. Unlock new opportunities and make smarter lending decisions.
Gain key insights from the July 2025 Market Pulse webinar on current consumer credit trends, including originations, debt, and delinquencies [...]
Discover 5 key trends for H2 2025 from Equifax's Q2 Market Pulse webinars, covering economic uncertainty, AI in fintech, and strategic plann [...]
Optimize consumer loan decisions with data. Unlock growth and mitigate risk by refining lending policies, analyzing historical data, and lev [...]
Catch up on H1 2025's top insights! Discover key trends in fraud prevention, alternative data, and Gen Z financial behaviors from our top 9 [...]
Understand June 2025's 5 key market trends: rising prices, economic uncertainty, slowing labor growth, falling consumer sentiment, and low s [...]
Discover how open banking is revolutionizing lending, offering more accurate risk assessments and expanding financial inclusion through cons [...]
Get a snapshot of June 2025 consumer credit trends, including originations, outstanding debt, and delinquencies, with insights from Equifax.
Unlock deeper customer insights with alternative data. Learn how it helps lenders make smarter decisions, balance growth, and reduce risk.
Stay informed on the evolving U.S. economy. This blog, based on the Market Pulse podcast, explores shifting economic trends, consumer behavi [...]
AI-powered credit score improvement for members. Enhance engagement, cross-sell, and build loyalty with personalized financial guidance tool [...]
Boost loan growth with targeted marketing. Discover how to find in-market credit seekers and deliver offers at the right time for maximum im [...]
Explore May 2025 consumer credit trends. Insights on originations, debt, utilization, & delinquencies. Stay informed with Equifax Market Pul [...]
Help more Gen Z borrowers get approved using alternative data. Learn how to expand credit access & reduce risk for lenders.
Navigate today's uncertain market and discover key insights from Equifax Market Pulse, including Gen Z strategies, growth challenges in a sh [...]
Uncover the impact of macro lending trends on your strategy. Track recent lending activity to refine and optimize your origination efforts f [...]
For lenders, using alternative data is becoming increasingly crucial to stay ahead and drive growth in this rapidly changing market.&nbs [...]
In today’s fast-paced lending environment, traditional credit scores and financial statements may not tell the full story. In fact, 76 [...]
Many lenders frequently use income estimates to help inform their decisions. For example, income estimates are often used to help evalua [...]
While the world of consumer credit continues to evolve with the advent of newer forms of financing like fintech lending and Buy Now Pay [...]
In Q4 2024, over 300 frequent viewers of the monthly Market Pulse webinar offered by Equifax provided insights into how their organiza [...]
New tool for credit unions and banks to spot opportunities and risks in their lending portfolio
Discover how alternative data is transforming lending in a K-shaped economy. Learn about key market trends impacting consumers and how lende [...]
Here are four ideas to expand your small business relationships and bring in more deposits.
It’s no secret that auto affordability remains an issue for consumers. High auto prices and high interest rates are an ongoing challenge [...]
How many years has your company been marketing lending offers to consumers? Five? Ten? Twenty? Fifty or more? It’s likely a lot of years.& [...]