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Market Trends May 2026 Consumer Pulse: The Latest Consumer Credit Trends

Uncover the May 2026 Consumer Credit Trends: US debt hits $18.2T as consumers show caution, mortgage delinquency rises, and small business r [...]

Market Trends May Auto Lending Market Update: Key Trends and What the Latest Credit Data Reveals

The May 2026 Auto Lending Market Update reveals key credit trends, including diverging lender strategies, rising loan balances, and the crit [...]

Market Trends Auto Lending Trends: Portfolio Shifts, Risk Signals, and What the Latest Data Reveals

The latest Auto Insights Report reveals shifts in auto lending: growing subprime exposure, diverging lender strategies, and the critical rol [...]

Identity & Fraud The AI Inflection Point: Rebuilding Identity Verification to Fight the Rise in Generative AI-Driven Auto Fraud

Fight back against AI-driven auto fraud. Learn how generative AI creates hyper-realistic forgeries and discover the layered identity verific [...]

Market Trends April 2026 Consumer Pulse: The Latest Consumer Credit Trends

Unpack the April 2026 Consumer Pulse, detailing the latest credit trends: broad origination growth, shifting credit dynamics, and rising sub [...]

Webinar
Market Trends Q1 Market Pulse: Early Stress Detection and Precision Define Challenges and Opportunities For Industry Leaders in 2026

Uncover the key challenges and opportunities for industry leaders from our Q1 2026 Market Pulse Polls. Learn about the pivot to risk mitigat [...]

Webinar
Market Trends Auto Lending Trends: Growth, Risk Shifts, and What the Latest Data Signals

Analyze the March 2026 Auto Insights Report: how bank portfolios are shifting toward subprime, key origination trends, and the increase in 6 [...]

Market Trends Understanding Today’s Auto Market: Affordability, EVs, and Shifting Consumer Demand

Dive into the evolving auto market's defining factors—from the K-shaped economy and affordability challenges to the growing role of used EVs [...]

Podcast
Market Trends March 2026 Consumer Pulse: The Latest Consumer Credit Trends

Get the latest consumer credit trends from the March 2026 Market Pulse. See how Millennials' debt is surging, why consumer debt is outpacing [...]

Webinar
Market Trends The Upper Arm of the K-Shaped Economy: A Closer Look at Today’s Thrivers

Explore the "upper arm" of the K-shaped economy, the Thrivers, and the three distinct subgroups—Legacy, Newly Upwardly Mobile, and Strugglin [...]

Market Trends Synthetic Identity Fraud Trends in the Automotive Industry: What the Latest Auto Insights Report Reveals

Learn what Synthetic ID 3.0 means for auto lenders. Our report reveals a strong link between high synthetic risk, soaring delinquency rates, [...]

Market Trends The K-Shaped Economy in 2026: Understanding What It Is and What It Means For You Now

Understand the K-Shaped Economy in 2026. Discover how the widening wealth gap affects consumer spending, lending strategies, and business ri [...]

Market Trends 2026 Auto Insights: Navigating the New Financial Reality

Navigate the 2026 auto market's new financial reality. Learn how data-driven strategies, alternative data, and fraud mitigation can cut cost [...]

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Market Trends The New Roadmap for Auto: Navigating the Industry's Biggest Priorities in 2026

Learn the new roadmap for the automotive industry's biggest 2026 priorities: Affordability, AI, and Fraud. Leverage data and technology to f [...]

Market Trends February 2026 Consumer Pulse: The Latest Consumer Credit Trends

Get the latest consumer credit trends from Equifax's February 2026 Market Pulse. See key changes in consumer debt, originations, and delinqu [...]

Webinar
Market Trends Driving Profitability with AI in a Shifting Economy

Auto dealerships: Overcome the 'Affordability Reset' and 'K-Shaped' market by shifting from data silos to Unified Intelligence. Deploy AI wo [...]

Data-Driven Marketing Turning Auto Browsers into Buyers with Smarter, Data-Driven Experiences

Stop losing auto leads to payment shock. Learn how to use data-driven personalization and proactive affordability guidance to turn anonymous [...]

Market Trends Market Pulse Q&A: Experts Answer Your Top Questions on Consumer Credit, Auto Lending, and More

Expert analysis on 2026 consumer credit, auto lending, and economic trends. Discover insights on delinquency, tax refunds, and credit risk m [...]

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Market Trends Checking on the Market: Economic Insights from January’s Market Pulse

Unpack the key economic and credit trends from the January 2026 Market Pulse. Learn about the K-shaped consumer, AI's growth engine, and aut [...]

Webinar
Market Trends 5 Years of Market Pulse Insights: How the Auto Market Has Evolved Since 2020

Explore the 5-year evolution of the auto industry, from the 2020 pandemic crisis to the 2023 affordability strain and today's significant sh [...]

Market Trends January 2026 Consumer Pulse: The Latest Consumer Credit Trends

Discover the latest January 2026 consumer credit trends, including shifting debt levels, auto industry growth, and regional financial health [...]

Webinar
Data-Driven Marketing Smarter Automotive Marketing in 2026 Starts With Understanding Financial Reality

Discover why auto lenders are shifting toward alternative data and AI to navigate rising vehicle prices, shifting consumer credit, and evolv [...]

Data-Driven Marketing Understanding Purchasing Power and Preferences: Marketing For Growth in Auto

Unlock auto market growth by using data-driven insights to align marketing strategies with the distinct purchasing power and preferences of [...]

Market Trends Year in Review: Key Economic Trends from 2025 and What We’re Watching in 2026

Equifax Advisors review 2025 economic trends: the K-shaped economy, AI, Fed rate cuts, and rising consumer stress. See 2026 predictions.

Podcast
Market Trends How AI and the Economy Are Shaping Risk, Security, and Business Strategy in 2025 and Beyond

Learn how AI and economic uncertainty are converging to reshape risk, security, and competitive strategy. Get the top 10 insights for 2025.

Webinar
Alternative Data Understanding Financial Capacity: How Auto Retailers Can Drive Smarter Growth and Target Qualified Buyers

Auto retailers: Stop wasting ad spend. Learn how using financial capacity data can help you target truly qualified car buyers and drive smar [...]

Identity & Fraud The Shifting Landscape of Digital Fraud: Why Mobile is the New Battleground

Mobile fraud is on the rise. Learn why fraudsters are targeting mobile transactions and discover strategies to strengthen your digital fraud [...]

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Market Trends Auto Lending in 2025: What’s Really Going On? 6 Trends to Know Now

Discover the latest auto loan trends in 2025: from rising loan amounts and lender shifts to subprime lending and refinancing opportunities.

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Consumer Credit October 2025 Consumer Credit: The Current Trends

Stay ahead with the latest consumer credit trends. Discover key insights on originations, debt, and delinquencies from the October 2025 Mark [...]

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Alternative Data Unlocking Financial Opportunity: How Alternative Data Transforms Customer Experiences

Unlock financial opportunities and transform customer experiences with alternative data. Discover how new data sources combine with traditio [...]

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Market Trends The Market Pulse Index: Unpacking Consumer Financial Health and Generational Divides in the First Half of 2025

Unpack consumer financial health & generational divides with the Market Pulse Index. Discover key insights for strategic planning in a K-sha [...]

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Consumer Credit Unlocking New Opportunities: The Power of VantageScore 4.0 for Lenders

Unlock new lending opportunities with VantageScore 4.0. Discover how trended and alternative data expand credit access and refine risk asses [...]

Consumer Credit September 2025 Consumer Credit Pulse: The Current Trends

Stay ahead of consumer credit trends with insights from Equifax. Explore rising debt, shifting delinquencies, and the growing fraud industry [...]

Webinar
Market Trends Industry Insights: Ten Things to Know From September’s Market Pulse Webinar

Stay ahead of economic shifts! Discover 6 macroeconomic trends and 4 mortgage industry themes from the September 2025 Market Pulse webinar.

Webinar
Identity & Fraud What to Know About the Growing Threat of Synthetic Identity Fraud

The growing threat of synthetic identity fraud accounts for 50-70% of credit fraud losses. Learn how to prevent it and protect your business [...]

Market Trends August Market Pulse Q&A: Your Top Questions on Student Loans & Fraud Answered

Get expert answers on student loan reclassification and credit washing fraud from the August Market Pulse Q&A. Stay informed!

Webinar
Market Trends What’s on Lenders’ Minds in 2025? A Conversation with Equifax Advisors

Discover what's on lenders' minds in 2025: student loans, trade uncertainty, & auto lending. Get insights from Equifax Advisors.

Podcast
Consumer Credit August 2025 Consumer Credit Pulse: The Current Trends

Stay current on consumer credit trends with August 2025 Market Pulse insights, covering originations, debt, delinquencies, and fraud.

Webinar
Market Trends August 2025 Market Pulse: What You Need to Know Now About Market Trends & Fighting Fraud

Learn top economic trends and how to fight fraud in the auto industry. Get key insights from the August 2025 Market Pulse webinar.

Webinar
Alternative Data Alternative Data: Your Frequently Asked Questions, Answered

Unlock credit access with alternative data. Learn how it helps consumers and lenders, expanding opportunities for all.

Market Trends July Market Pulse Q&A: Answering Your Questions on Student Loans, Credit Cards, Economic Shifts, and More

Get answers to your questions on student loans, credit cards, and economic shifts from the July Market Pulse webinar experts.

Webinar
Consumer Credit July 2025 Consumer Credit Pulse: The Current Trends

Gain key insights from the July 2025 Market Pulse webinar on current consumer credit trends, including originations, debt, and delinquencies [...]

Webinar
Market Trends Navigating the Road Ahead: Key Insights from Auto Lenders

Discover key insights from auto lenders on fraud, AI, market trends, and data. Learn how to navigate challenges and drive growth in auto len [...]

Alternative Data Auto Lenders, Are You Missing Growth in Your Blind Spot?

Uncover hidden opportunities in auto lending with alternative data. Learn how to approve more responsible borrowers and grow your portfolio.

Prospecting How Auto Dealers Can Market in a Changing Economy

Discover how auto dealers can thrive in an uncertain economy by using data-driven marketing strategies to identify and engage high-potential [...]

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Consumer Credit June 2025 Consumer Credit: Trends at a Glance

Get a snapshot of June 2025 consumer credit trends, including originations, outstanding debt, and delinquencies, with insights from Equifax.

Webinar
Credit Risk Weathering the Affordability Crisis: Strategies for Success for Automotive Retailers and Agencies

The current economic climate presents challenges that directly impact consumer affordability. Between persistent supply chain disruptions, [...]

Consumer Credit April 2025 Consumer Credit: Trends at a Glance

April 2025 consumer credit trends: Key insights on mortgages, debt, and loans. Get the latest analysis.

Webinar
Prospecting Auto Dealers: Supercharge Your Lead Prospecting with Data-Driven Strategies

Auto dealers, supercharge lead prospecting with data-driven strategies. Learn how to overcome challenges and drive growth using credit-cente [...]

Video
Credit Risk Don’t Miss New Opportunities - How You Can Quickly Spot Shifts in the Lending Economy

Uncover the impact of macro lending trends on your strategy. Track recent lending activity to refine and optimize your origination efforts f [...]

Alternative Data From Alternative to Imperative: 5 Reasons Why Alternative Data Is the Key to Growth

In today’s fast-paced lending environment, traditional credit scores and financial statements may not tell the full story. In fact, 76 [...]

Credit Risk Navigating the Automotive Landscape in 2025: Preparing and Pivoting for Success

It’s a pivotal time for the automotive industry, one filled with both challenges and significant opportunities. This sector is used to n [...]

Credit Risk 5 Ways Auto Lenders Can Enhance the Car Buying Experience

Pre-Approval of One for auto lenders streamlines the lending process, offering a win-win solution for lenders, dealers, and consumers.

Consumer Credit October 2024 Key Consumer Credit Insights

In the October 2024 Market Pulse Webinar, our panelists discussed end-of-year planning, as well as the 2025 economic forecast. For a rec [...]

Market Trends What Does 2024 Year-End Planning Look Like?

In the October 2024 Market Pulse Webinar, our panelists discussed how the end of 2024 is shaping up.  Keybridge Research LLC [...]

Consumer Credit September 2024 Key Consumer Credit Insights

In the September 2024 Market Pulse Webinar, our panelists had a lively discussion about several end-of-year topics including the latest [...]

Alternative Data How Can Data Ignite Auto Finance Excellence? Elevate Your Lending Game - Part 1

Want to build deeper connections within your industry?  It is important to learn how to use vast information to efficiently bui [...]

Market Trends Auto Loan Delinquencies and Fraud on the Rise: What You Need to Know

In the world of auto lending, trends and statistics reveal important shifts in how different types of lenders are faring. Here is an ove [...]

Market Trends Understanding the Rising Costs in Home and Auto Insurance: Insights from Equifax and JD Power

Home and auto insurance premiums are on the rise. Insurance companies sought to raise homeowners’ premiums by more than 11 p [...]

Podcast
Credit Risk How Credit Unions Can Address Rising Auto Loan Delinquencies

It’s no secret that auto affordability remains an issue for consumers. High auto prices and high interest rates are an ongoing challenge [...]

Credit Risk The New Normal: June Auto Data and Implications for Lenders

The New Normal The automotive industry is in radical transformation. Who will succeed? The automotive industry’s success depend [...]

Commercial Business June 2024 Market Pulse Webinar: Credit Trends

Our latest Market Pulse webinar gave our panelists the opportunity to share insights on the current state of consumer profiles and popul [...]

Webinar
Commercial Business Economic Signals and Strategic Imperatives

The June 2024 Market Pulse webinar gave our esteemed panelists the opportunity to share insights on the current state of consumer prof [...]

Webinar
Credit Risk Auto Insights: How to Move Forward Given Current Trends

In the ever-evolving landscape of auto financing, a multitude of factors shape market dynamics. From shifts in lender strategies to chan [...]

Alternative Data Three Ways Savvy Auto Lenders are Using Analytics

As an auto lender, your ability to pinpoint credit risk means everything. Yet, securely growing your business—and your bottom line—in to [...]

Credit Risk Understanding Current Auto Loan Trends: A Look at the Numbers

Published in May 2024, our U.S. National Consumer Credit Trends Report on Originations¹ provides trends in auto loans, leases, and dee [...]

Credit Risk 3 Ways to Improve Operational Efficiency While Boosting Access to Credit

Unleash the power of Equifax alternative data and AI-powered risk decisioning from Provenir As a financial services provider, you [...]

Market Trends Unraveling the Impact of Interest Rates on the Economy

  The economy has made progress, but inflation is still too high. Federal Reserve Chairman Jerome Powell said on April [...]

Podcast
Prospecting 3 Tips for Lenders to Modernize Their Prospecting

How many years has your company been marketing lending offers to consumers? Five? Ten? Twenty? Fifty or more? It’s likely a lot of years.& [...]

Data-Driven Marketing Auto Loans at Credit Unions: 3 Surprises, 3 Risks, 3 Opportunities

Credit unions are becoming increasingly popular for auto loan financing. While there are a few surprises, we've noticed a few auto loan tren [...]

Identity & Fraud The Evolving Auto Landscape: Trends, Fraud, and Technology

With increasing fraud, consumer affordability issues and an uncertain EV market, where is the auto industry headed? In the l [...]

Podcast
Market Trends Opportunities and Challenges in the Current Auto Market Landscape

80 percent of today’s consumers think that new car ownership is out of reach for them*. Pair this with continuing high interest rates, v [...]

Market Trends Understanding Auto Loan Delinquency

Clarity around delinquency is a huge topic in the automotive industry and for lenders delinquencies can have a real impact on the bottom [...]

Market Trends Q1 Check-In: Align Goals in a K-Shaped Economy

As we are solidly into 2024 Q1, it is the perfect time to reevaluate our financial resolutions. We are living through a K-shaped economy. [...]

Webinar
Credit Risk Revving Up: Essential Strategies for Succeeding in the Evolving Auto Market of 2024

Shift into high gear In our energetic February 2024 Market Pulse webinar, our experts presented a roadmap for driving success [...]

Webinar
Market Trends Navigating the 2024 Auto Industry

During our February Market Pulse webinar our guest speakers presented an update on how the auto industry is faring given this environm [...]

Webinar
Market Trends Automotive Experts Tackle Electric Vehicles, Customer Service and Supply Chain

As the automotive industry evolves, it is important to keep track of the latest trends and innovations to stay ahead of the curve. That is [...]

Market Trends Navigating the Affordability Landscape in 2024

  Affordability is a buzzword that echoes through the economic landscape. In episode 37 of the Market Pulse podcast, Equifax [...]

Podcast
Credit Risk The Top Strategy Insurers Need to Win the Pricing Battle, Boost Sales, and Cut Acquisition Costs

Nobody likes wasting time and money…and yet, insurance carriers present rate quotes for home and car insurance without knowing their rea [...]