Commercial Business

Recent Articles

Main Street Lending Slows as Small Businesses Prepare for a New Set of Challenges

Small business lending activity slowed in late 2025 as owners prioritize stability and credit quality improves despite persistent affordabil [...]

A Strategic Look at Main Street: What 2025 Taught Us and How Lenders Can Stay Ahead in 2026

Recapping 2025 small business lending trends, this article highlights the lessons lenders learned and outlines the key economic signals to w [...]

Rethinking Small Business Lending: How Trust and Speed are Reshaping the Future

Small businesses need a lender who understands their urgency. Learn how new technology, next-gen scores, and AI are building trust and speed [...]

Small Business Lending Trends: Navigating a Rocky Road Ahead

Analyze small business lending trends, how economic shocks & trade policy affect profit margins, and why falling interest rates point to a 2 [...]

Navigating the Currents: Small Business Lending and the Changing Market

Navigating the unpredictable economy? Discover the latest small business lending data, market trends, and interest rate insights in our Sept [...]

Beyond the Headlines: Decoding the Latest Trends in Small Business

Explore the latest small business lending trends, including stable credit quality, a shifting labor market, and rising import costs.

Unlock Your Small Business Potential: The Power of Business Credit

Unlock your small business's potential with strong business credit. Learn why it's crucial, who checks it, its benefits, and how to optimize [...]

Hope on the Horizon: What’s Next for Small Business in a Changing Economy?

Discover insights on small business resilience amidst economic shifts, including lending trends, consumer spending, and job market changes.

5 Reasons Why Technology Partners Should Integrate Data And Analytics Into Their Commercial Lending Solutions

Unlock commercial lending success. Integrate data and analytics to validate businesses, assess risk, boost cash flow insights, and accelerat [...]

Beyond Credit Scores: Using the Power of Alternative Data to Assess Commercial Credit Risk

Using the power of alternative data to assess commercial credit risk beyond traditional credit scores.

What Small Business Trends Are Really Saying

Small business lending dips in May 2025. Get key insights on market trends, economic uncertainty, and subscribe to our Main Street Lending R [...]

What Can Small Businesses Expect During Economic Uncertainty?

Economic uncertainty for small businesses? Get expert insights on consumer trends and business resilience in our Market Pulse Podcast Episod [...]

Is the Line Between Personal and Business Credit Disappearing?

Personal vs. business credit lines are blurring. Discover changing small business financing trends and data insights from our April 2025 Mar [...]

Know Your Business - What You Can Do to Combat Business Fraud

Fight business fraud! Learn KYB tactics & the power of business verification. Protect your company from scams & losses.

Small Business Lending in a Time of Uncertainty: Navigating Headwinds and Hidden Opportunities

Navigate small business lending uncertainty in 2025. Explore market trends, economic insights, and strategies for growth.

Small Business Lending: Holding Steady Despite Uncertainty

The small business lending environment remains solid, even though some challenges are present.¹ While loan defaults and delinquencies ar [...]

What Should Commercial Lenders Know For 2025?

There’s no question the economy in the United States is facing an uncertain 2025. Many people are wondering what will happen with inflat [...]

Navigating Economic Uncertainty: A 2025 Outlook for Commercial Lenders

For many commercial lenders and service providers the economic landscape in 2025 is a lot like driving on a foggy night. Visibility is l [...]

How New Technology Can Unlock Possibilities for Small Business Lending

Small and medium-sized business (SMB) lending has undergone a transformation in recent years, thanks in large part to advancements in te [...]

Fuel Your Clients' Success with Differentiated B2B Marketing Solutions

Become a valued small business partner by empowering SMBs with the data and solutions they need to be successful

Level Up Your Insurance Game: How New Data is Changing the Rules

The world of commercial insurance is changing fast. Tons of new businesses are popping up every day, from YouTubers and Instagram influe [...]

Expanding Opportunity and Access in Small Business Lending with New Technology

Small- and medium-sized business (SMB) lending has evolved in recent years, thanks in large part to advancements in technology. Innovation [...]

How to Grow Deposits from Small Businesses

Here are four ideas to expand your small business relationships and bring in more deposits.

What Now? How Lenders, Service Providers and Small Businesses are Responding in Q3 2024

In today's economic landscape, small businesses face a complex web of both challenges and opportunities. Market trends and financial dyn [...]

June 2024 Market Pulse Webinar: Credit Trends

Our latest Market Pulse webinar gave our panelists the opportunity to share insights on the current state of consumer profiles and popul [...]

Economic Signals and Strategic Imperatives

The June 2024 Market Pulse webinar gave our esteemed panelists the opportunity to share insights on the current state of consumer prof [...]

Understanding Small Business Growth and Economic Trends

  Here’s a striking statistic: 93% of small business owners expect moderate or significant growth over the next 12 months [...]

Inflation, Consumer Spending, and Stagflation: Insights for Small Businesses

In June’s Small Business Indices, we focused on consumer spending and its implications for the overall economy. In this blog, we will shar [...]

Unlock Entrepreneurship: 3 Ways Lenders Can Support Small Business

Small businesses are the backbone of the American economy. They play an important role in job creation and economic growth.¹ Over 99% of [...]

Understanding the Economic Landscape for Small Businesses

In recent months, the U.S. economy has been navigating various challenges, affecting both big and small players alike. Let's take a clos [...]

2024 Small Business Trends: Default & Delinquency

In honor of Small Business Month, we’re sharing tools and thought leadership to keep you in-the-know. Below, you’ll find an overview o [...]

Small Business Optimism in a Recovering Economy: Navigating Forward

The market is continuing to move.  Small businesses are often the first to react to economic fluctuations. Although, even with careful m [...]

Small Businesses: The Lifeblood of the American Economy

The 2024 financial market leaves many in a state of uncertainty except for a certain bright spot: small businesses. This Small Bus [...]

From Strain to Resilience: Small Business Strategies for 2024

In 2023, the landscape was tumultuous. American small businesses, lenders, and service providers faced many challenges. These included s [...]

Regional Trends to Watch: Small Business Credit Quality by U.S. Population

In recognition of Small Business Week, we’d like to introduce the new 2024 Market Trends and Predictions Report focusing on the curr [...]

Small Business Focus: Commercial Hurdles in Today’s Economic Environment

We are excited to be celebrating small business week (April 28 - May 4)! In the April 2024 Market Pulse webinar, we discussed d [...]

Answering Your Questions on Current Commercial Challenges

On our April 18 Market Pulse webinar, our experts talked about the roadblocks that business [...]

Exploring Economic Trends: A Deep Dive into Recent Small Business Lending Data

The small business landscape continues to shift, and due to a few recent trends we identified the need to take a step back to get a bett [...]

Small Business Resurgence: Insights and Trends for the Year Ahead

We are in unparalleled territory when it comes to the small business landscape. In this blog, we'll cover the recent boom in small busines [...]

Regional Trends: Small Business Delinquency Index Predictions for 2024

33.3 million businesses in the United States qualify as small businesses. 1 In recognition of Small Business Month, we produced [...]

Navigating the Ever-Changing Small Business Landscape

When it comes to the small business landscape the one thing we generally all agree on is this is a time [...]

How BNPL Firms can Unlock Profitability During Uncertain Economic Times

Two years ago, Buy Now Pay Later (BNPL) firms were legit Fintech superstars. Globally, transaction values soared by $87 billion from 201 [...]

Understanding, Accessing, and Building Your Business Credit Profile

Similar to your personal credit, maintaining good business credit is fundamental to growing and protecting your business. In today’s high [...]

Commercial Real Estate Investment: Adding Clarity to an Uncertain Market

In the ever-evolving world of real estate investments, adaptability is the key to success. The landscape of property investments is shif [...]

B2B Marketing – Quickly Identify and Engage Small Business Prospects

The landscape of small businesses is evolving, and the numbers speak for themselves. Over the past three years, the small busines [...]

Small Business Indices: Show the Effects of Tighter Credit Conditions

In July 2023, small business lending and financial stress exhibited distinct regional and industry-based trends. As we look at the Equifax [...]

Prepare Small Business for Uncertain Economic Conditions

An uncertain economy is challenging for any business, and in particular small businesses. According to [...]

How to Build Business Resilience with Small Business Data

Small business continues to dominate news headlines. Each month, we release the latest Equifax small business lending, delinquency, and [...]

Q&A: Gaining Access to Credit for Small Businesses

It is National Small Business Week and at Equifax we are celebrating big with a lot of new announcements! 99.9% of businesses across the [...]

The Smart Way to Drive Strong Auto Sales — Even with Low Inventory

With global supply chain delays disrupting the automotive industry’s inventory, some companies have resorted to turning away buyers simply [...]

How Lenders Can Find Opportunity in Small Business

Despite an uncertain economy, the number of small businesses has soared. And that translates to big opportunity for lenders who leverage [...]

The Economic Future of Auto Lending

The future is uncertain, and success or failure is not predetermined They say nothing in life is certain, and as we head into [...]

Use Simplified Data and Attributes to Help Solve Complex Challenges

For our February 16 Market Pulse webinar, our panel of experts discussed how you can focus on growth in the current economy. Today, it i [...]

3 Ways to Drive Strong Auto Sales with Low Inventory

It is no secret automotive businesses are currently facing low inventory. Supply chain delays are going on all over the world. This curr [...]

April Market Pulse: You Asked, Experts Answered

For our April 14 Market Pulse webinar, our panel of experts discussed the recent supply chain crisis, as well as, the latest economic [...]

Outpace Your Competition: Know Your Revenue IQ

Conventional wisdom tells us there are two main ways to achieve your revenue targets in 2022. For most companies, it boils down to either [...]