Fintech

Financial institutions can maximize growth during the Great Wealth Transfer by proactively mapping household relationships to secure assets [...]

Explore the rise of the "Rent-Lock Generation." Learn why high-income renters are reshaping housing affordability and how businesses can rea [...]

Discover why Baby Boomers and Traditionalists represent the gold standard for financial security and how their asset-backed stability impact [...]

Gen X faces a growing K-shaped financial divergence. Learn how shifting debt levels and stability trends impact lending strategies in today’ [...]

Learn why rising property taxes and insurance, known as the 'Escrow Escalator,' are driving housing costs beyond the traditional 30% afforda [...]

Explore expert insights from the May 2026 Market Pulse webinar on K-shaped economic trends, small business risk management, and innovative c [...]

Uncover the May 2026 Consumer Credit Trends: US debt hits $18.2T as consumers show caution, mortgage delinquency rises, and small business r [...]

Discover the hidden forces—from rising taxes to soaring insurance—driving housing costs past the 30% rule. Learn how lenders can master the [...]

Analyze the K-shaped economy's impact on credit, risk, and consumer resilience in 2026. Lenders must look beyond averages to spot rising con [...]

Decode Gen Z, the digital-first generation and momentum leaders in the K-shaped economy. Learn strategies for lenders and retailers to captu [...]

See how the Equifax and Kikoff partnership uses AI and non-traditional data—including retroactive rent reporting—to bring 76 million credit- [...]

Get expert answers on economic trends, consumer credit stress, the K-shaped economy, supply chain disruptions, and forecasting credit losses [...]

Get insights on the K-shaped economy and rising consumer credit stress. Learn how lower-income consumer financial strain compares to resilie [...]

Explore the K-shaped financial split among Millennials and how the coming Great Wealth Transfer will change their profile. Businesses must u [...]

Unpack the April 2026 Consumer Pulse, detailing the latest credit trends: broad origination growth, shifting credit dynamics, and rising sub [...]

Counter sophisticated AI fraud with the dual power of supervised machine learning ("Experience") and unsupervised learning ("Intuition") to [...]

Discover how real-time analytics and alternative data are transforming credit risk assessment. Balance lending speed with risk mitigation, s [...]

Agility is key in adjusting custom risk models. Gaining speedy access to the attributes needed can be a game changer, and Equifax is re-engi [...]

Uncover the "Resilient Strivers," the lower arm of the K-shaped economy. Learn how they navigate the "Silent Squeeze" and why traditional cr [...]

Understanding a consumer’s ability to take on additional debt responsibly has never been more accessible with the introduction of Consumer A [...]

Discover the K-shaped economy with the Q4 2025 Market Pulse Index. Learn about the rise of Thrivers and Strivers, the Gen X 'Silent Squeeze, [...]

Uncover the key challenges and opportunities for industry leaders from our Q1 2026 Market Pulse Polls. Learn about the pivot to risk mitigat [...]

Explore the Equifax 2025 Security Annual Report, detailing how we leverage AI and innovation to block 19.8M threats daily, exceed benchmarks [...]

Get expert answers on the K-Shaped Economy, Equifax Market Pulse Index, oil price impact, and Social Security COLA.

Navigate the K-shaped reality: Get key insights on AI investment, regional job growth, and consumer financial stress from the March 2026 Mar [...]

Get the latest consumer credit trends from the March 2026 Market Pulse. See how Millennials' debt is surging, why consumer debt is outpacing [...]

Don't let the $84T Great Wealth Transfer pass you by. Learn data-driven strategies for financial institutions to retain heirs and capture ne [...]

See how criminals leverage AI to simplify and scale fraud schemes like promo abuse, card testing, and synthetic identity creation. Learn how [...]

Explore the "upper arm" of the K-shaped economy, the Thrivers, and the three distinct subgroups—Legacy, Newly Upwardly Mobile, and Strugglin [...]

Equifax and Array discuss the credit scoring ecosystem: moving from history to empowerment. Debunk credit myths and see how embedded finance [...]

Stop relying on backward-looking credit scores. Learn how Equifax's Consumer Affordability View predicts a consumer's dollar-amount repaymen [...]

Understand the K-Shaped Economy in 2026. Discover how the widening wealth gap affects consumer spending, lending strategies, and business ri [...]

Navigate mortgage market headwinds: The February 2026 Market Pulse covers K-shaped economy, rising 'all-in' costs, VantageScore 4.0, and str [...]

Get the latest consumer credit trends from Equifax's February 2026 Market Pulse. See key changes in consumer debt, originations, and delinqu [...]

The AI fraud arms race is accelerating. Discover how fraudsters use sophisticated AI for synthetic identity attacks and learn new, machine l [...]

Explore the 5-year evolution of consumer credit, from the hidden risk of 2020 to today's K-shaped economy. Learn how lenders must adapt with [...]

Expert analysis on 2026 consumer credit, auto lending, and economic trends. Discover insights on delinquency, tax refunds, and credit risk m [...]

Industry leaders share their insights on balancing growth and efficiency, navigating shifting customer expectations, and addressing top oper [...]

Unpack the key economic and credit trends from the January 2026 Market Pulse. Learn about the K-shaped consumer, AI's growth engine, and aut [...]

Discover the latest January 2026 consumer credit trends, including shifting debt levels, auto industry growth, and regional financial health [...]

Explore the Q3 2025 Market Pulse Index findings on the widening wealth gap, Gen Z's rising financial momentum, and why multidimensional risk [...]

Discover the top 2026 strategic priorities for industry leaders, from AI and digital lending to identity verification and evolving regulator [...]

Market leaders share Q4 Market Pulse insights on 2026 challenges: mortgage affordability, rising delinquencies, and the future of AI in risk [...]

Equifax Advisors review 2025 economic trends: the K-shaped economy, AI, Fed rate cuts, and rising consumer stress. See 2026 predictions.

Get key insights from our Market Pulse survey on the top macroeconomic risks for 2026: affordability, rising interest rates, and fraud.

Learn how AI and economic uncertainty are converging to reshape risk, security, and competitive strategy. Get the top 10 insights for 2025.

Get the latest consumer credit trends for December 2025 from Market Pulse. See key insights on rising originations, climbing consumer debt, [...]

Synthetic identity fraud is a hard-to-detect threat costing businesses up to $40 billion. Learn why this fraud is rising, its true impact, a [...]

Small businesses need a lender who understands their urgency. Learn how new technology, next-gen scores, and AI are building trust and speed [...]

Discover expert answers on the economic outlook, including downturn odds, AI stock valuations, and the impact of the $38 trillion U.S. natio [...]

Get the latest November 2025 Consumer Pulse insights on credit trends, outstanding debt, and delinquencies through September 2025 to prepare [...]

See how US consumer holiday spending is changing in 2025. Uncertainty and rising prices are shifting priorities to essential goods.

Learn about the worrisome rise of Account Takeover (ATO) fraud, its devastating impact on businesses and consumers, and three best practices [...]

Discover how leading lenders, data, and technology partners are accelerating data access and adoption to create resilient lending partnershi [...]

Mobile fraud is on the rise. Learn why fraudsters are targeting mobile transactions and discover strategies to strengthen your digital fraud [...]

Discover the latest auto loan trends in 2025: from rising loan amounts and lender shifts to subprime lending and refinancing opportunities.

Gain insights into October 2025's macroeconomic trends, consumer sentiment, and the impact of VantageScore 4.0 on the mortgage industry.

Stay ahead with the latest consumer credit trends. Discover key insights on originations, debt, and delinquencies from the October 2025 Mark [...]

Unlock financial opportunities and transform customer experiences with alternative data. Discover how new data sources combine with traditio [...]

Navigate economic uncertainty with the new Market Pulse Index. Equifax Advisors discuss consumer financial health, inflation, and K-shaped d [...]

Unpack consumer financial health & generational divides with the Market Pulse Index. Discover key insights for strategic planning in a K-sha [...]

Unlock new lending opportunities with VantageScore 4.0. Discover how trended and alternative data expand credit access and refine risk asses [...]

Gain key insights into the Q3 2025 economy from the Market Pulse webinar audience, from consumer spending and lending trends to fraud and th [...]

Gain expert insights on potential economic impacts, housing affordability challenges, and market trends from our September Market Pulse Q&A.

Stay ahead of consumer credit trends with insights from Equifax. Explore rising debt, shifting delinquencies, and the growing fraud industry [...]

Stay ahead of economic shifts! Discover 6 macroeconomic trends and 4 mortgage industry themes from the September 2025 Market Pulse webinar.

The growing threat of synthetic identity fraud accounts for 50-70% of credit fraud losses. Learn how to prevent it and protect your business [...]

Unlock deeper insights and revolutionize identity with Equifax Credit Identity Elements. Learn how our data solutions enhance identity verif [...]

Navigate the fast-changing regulatory landscape in lending with insights from Equifax's Market Pulse podcast. Learn about new regulations, e [...]

Unlock financial growth by leveraging alternative data to create personalized experiences and reach credit-invisible consumers. Improve mark [...]

Get expert answers on student loan reclassification and credit washing fraud from the August Market Pulse Q&A. Stay informed!

Discover what's on lenders' minds in 2025: student loans, trade uncertainty, & auto lending. Get insights from Equifax Advisors.

Stay current on consumer credit trends with August 2025 Market Pulse insights, covering originations, debt, delinquencies, and fraud.

Learn top economic trends and how to fight fraud in the auto industry. Get key insights from the August 2025 Market Pulse webinar.

Discover how alternative data is transforming lending, creating personal experiences & stronger loyalty for financial institutions.

Unlock smarter lending decisions with open banking. Learn how Equifax solutions leverage bank transaction data to increase approvals and imp [...]

Get answers to your questions on student loans, credit cards, and economic shifts from the July Market Pulse webinar experts.

Unpack the K-shaped economy of 2025. Discover how it affects different generations and learn how to adapt your financial strategy accordingl [...]

Boost account opening and understand more customers with alternative data. Unlock new opportunities and make smarter lending decisions.

Unpack key U.S. economic shifts in July 2025. Discover 5 top takeaways and 3 emerging trends impacting businesses and consumers this year.

Gain key insights from the July 2025 Market Pulse webinar on current consumer credit trends, including originations, debt, and delinquencies [...]

Explore what hard data and soft warnings reveal about U.S. consumers in the second half of 2025. Dive into credit performance, employment, a [...]

Stay informed on first half of 2025 legislative trends: economic factors, consumer data, AI, and medical debt. Get key insights for business [...]

Discover 5 key trends for H2 2025 from Equifax's Q2 Market Pulse webinars, covering economic uncertainty, AI in fintech, and strategic plann [...]

Optimize consumer loan decisions with data. Unlock growth and mitigate risk by refining lending policies, analyzing historical data, and lev [...]

Catch up on H1 2025's top insights! Discover key trends in fraud prevention, alternative data, and Gen Z financial behaviors from our top 9 [...]

Unlock commercial lending success. Integrate data and analytics to validate businesses, assess risk, boost cash flow insights, and accelerat [...]

Understand June 2025's 5 key market trends: rising prices, economic uncertainty, slowing labor growth, falling consumer sentiment, and low s [...]

Discover how open banking is revolutionizing lending, offering more accurate risk assessments and expanding financial inclusion through cons [...]

Get a snapshot of June 2025 consumer credit trends, including originations, outstanding debt, and delinquencies, with insights from Equifax.

Unlock deeper customer insights with alternative data. Learn how it helps lenders make smarter decisions, balance growth, and reduce risk.

Stay informed on the evolving U.S. economy. This blog, based on the Market Pulse podcast, explores shifting economic trends, consumer behavi [...]

AI-powered credit score improvement for members. Enhance engagement, cross-sell, and build loyalty with personalized financial guidance tool [...]

Expert Q&A: AI and fraud in fintech. Get insights on trends and strategies from PayPal, Upstart & Fintech Takes. May 2025 Market Pulse.

Boost loan growth with targeted marketing. Discover how to find in-market credit seekers and deliver offers at the right time for maximum im [...]

Fintech experts discuss AI, cash flow data, and economic shifts shaping the industry and consumer behavior.

10 fraud prevention strategies for lenders in 2025. Learn how to optimize customer onboarding and detect sophisticated digital fraud.

Explore May 2025 consumer credit trends. Insights on originations, debt, utilization, & delinquencies. Stay informed with Equifax Market Pul [...]

May 2025 economic update: Get top 9 takeaways on market trends, stock losses, consumer spending, and economic uncertainty. Read the latest i [...]

Protect against synthetic & true name fraud. Learn key solutions like identity verification, MFA, & predictive modeling. Stop fraud losses n [...]

Help more Gen Z borrowers get approved using alternative data. Learn how to expand credit access & reduce risk for lenders.

April 2025 Market Pulse Q&A: Economic experts discuss inflation, stagflation, and their impact on various consumer markets.

Macroeconomic trends April 2025: Consumer sentiment, wealth effect, economic risks, and labor market analysis. Key insights from the Equifax [...]

Unlock business growth with Equifax differentiated data on Google Cloud. Gain real-time insights, improve risk management, and drive innovat [...]

April 2025 consumer credit trends: Key insights on mortgages, debt, and loans. Get the latest analysis.

Streamline account openings with data-driven solutions. Enhance risk assessment, fraud prevention, and compliance.

Editor's Note: This podcast episode was recorded on April 16, 2025. In the latest episode of the Market Pulse [...]

Navigate today's uncertain market and discover key insights from Equifax Market Pulse, including Gen Z strategies, growth challenges in a sh [...]

Understand fraud trends & the rise of alternative finance in today's dynamic market. Learn how economic shifts impact lending and adapt your [...]

Evolving credit: Discover how new data sources & tech are reshaping lending. Learn about alternative data, risk assessment & the future of f [...]

For lenders, using alternative data is becoming increasingly crucial to stay ahead and drive growth in this rapidly changing market.&nbs [...]

In today’s fast-paced lending environment, traditional credit scores and financial statements may not tell the full story. In fact, 76 [...]

The world of artificial intelligence is evolving at a dizzying pace. While traditional machine learning has long been a valuable tool for [...]

The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]

According to IXI estimates, consumer wealth has grown by an incredible 247% since The Great Recession. That’s more than $47 trillion i [...]

Many lenders frequently use income estimates to help inform their decisions. For example, income estimates are often used to help evalua [...]

As consumers and businesses struggle to recover from job losses and declining sales, alternative data plays an increasingly important part i [...]

While the world of consumer credit continues to evolve with the advent of newer forms of financing like fintech lending and Buy Now Pay [...]

In Q4 2024, over 300 frequent viewers of the monthly Market Pulse webinar offered by Equifax provided insights into how their organiza [...]

When the Federal Reserve lowered interest rates by 50 basis points in September, it was the first cut since the early days of the COVID [...]

In the September 2024 Market Pulse webinar, our panelists had a lively discussion about several end-of-year topics, including how stud [...]

Our experts, Anna Fisher, Vice President, Alternative Finance, and David Sojka, Risk Advisor, discuss the AltFi space and how alternative [...]

In the August 2024 Market Pulse Webinar, we discussed current data points around fintech and alternative data to ensure you're well po [...]

Lenders can take advantage of bank transaction data with new automated cash flow underwriting solutions for loan underwriting.

In a recent Market Pulse webinar, we discussed current data points around Fintech and alternative data to ensure you're well positioned [...]

Adopting alternative data can provide many benefits to fintechs. During our monthly Market Pulse webinars, our audience submits question [...]

Model efficiency and performance is the key  Any company that leverages credit data from multiple credit bureaus is likely fami [...]

Unleash the power of Equifax alternative data and AI-powered risk decisioning from Provenir As a financial services provider, you [...]

The 2024 financial market leaves many in a state of uncertainty except for a certain bright spot: small businesses. This Small Bus [...]

Artificial Intelligence (AI) is all the rage right now. At a recent conference that I attended, a guest speaker was asked, “What’s the f [...]

How many years has your company been marketing lending offers to consumers? Five? Ten? Twenty? Fifty or more? It’s likely a lot of years.& [...]

On our April 18 Market Pulse webinar, our experts talked about the roadblocks that business [...]

Two years ago, Buy Now Pay Later (BNPL) firms were legit Fintech superstars. Globally, transaction values soared by $87 billion from 201 [...]

Increasing inflation, rising interest rates and stagnant incomes have made borrowing more expensive and meeting financial commitments more [...]