Fintech

Recent Articles

Credit Risk Promoting Consumer Financial Health with BNPL

As U.S. consumers continue to migrate their shopping habits toward online merchants and become more aware of point of sale financing alterna [...]

Data Driven Marketing 3 Ways to Incorporate Digital into Your Acquisition Campaigns

As a marketer and consumer, you know how much time people spend on their devices and looking at screens. But, reaching the right online audi [...]

Data Driven Marketing 6 Tips to Revitalize Your Lending Acquisition Campaigns

Turbulence in the economy continues to create challenges for consumers and lenders alike. The wide range in how consumers are being impacted [...]

Resource
Identity & Fraud Reduce Buy Now, Pay Later Fraud Risk

The boom of BNPL and the fraud that comes with it  Everyone is talking about Buy Now, Pay Later as the boom continues. The value of BN [...]

Credit Risk Analysis: How Buy Now, Pay Later can Impact Consumer Credit Scores

For our February 10 Market Pulse webinar, we discussed Buy Now, Pay Later and their effect on consumer credit scores, plus consumer credit t [...]

Webinar
Credit Risk FICO® and Equifax Answer Your Questions on BNPL

We had an overwhelming attendance and response at this month’s Market Pulse webinar on the rising financial service, Buy Now, Pay Later (BNP [...]

Webinar
Credit Risk Expand Credit Access with Buy Now, Pay Later

As Buy Now, Pay Later (BNPL) transaction volumes continued to rise through the holiday season, one of the most asked questions is, how does [...]

Widen Your Consumer Scope with Alternative Data

Credit Invisible 91.5 million consumers have little-to-no credit history.¹ Unfortunately, having no credit history makes it very difficult [...]

Credit Risk Powering the Energy Market: Your Questions Answered

For our December 2 Market Pulse webinar, our panel of experts discussed the current and future state of the energy industry. This month’s pr [...]

Webinar
Credit Risk What to know about Buy Now, Pay Later

Buy Now, Pay Later has continued global growth, with U.S. adoption up sharply over the last two years. The service, which originated from Au [...]

Resource
Credit Risk Podcast: ‘Tis the Season for Buy Now, Pay Later

Buy Now, Pay Later (BNPL) financing is soaring in popularity this holiday season. Consumers are using these loans to purchase everything fro [...]

Podcast
Identity & Fraud Fight Fraud in Digital Transactions

Necessity is the mother of invention. Just ask banking, fintech, and retail businesses, many of which compressed a decade of e-commerce inn [...]

Resource
Credit Risk The Shifting Fintech Landscape

The economy is recovering and the outlook for small businesses is continuing to remain strong. Fintechs have started to step away from tradi [...]

Webinar
Data Driven Marketing Optimize Your Acquisition Investment and Improve Experiences

It’s no big news that today’s consumers are savvier than ever. They expect online interactions — and they better be seamless, or you risk lo [...]

Credit Risk The Shifting Fintech Landscape: Your Questions Answered

As the economy recovers the outlook for small businesses remains strong. Fintechs have started to step away from traditional credit data and [...]

Webinar
Credit Risk Industry Point of View: Buy Now Pay Later

Buy Now Pay Later (BNPL) services skyrocketed during the 2020 ecommerce boom. These services soared nearly 50% from July 2020 through March [...]

Data and Analytics What is the Equifax Cloud and How Does it Benefit Customers?

The Equifax Cloud™ is the new foundation of our business. Built primarily on the Google Cloud, it is the result of our $1.5B investment in [...]

Credit Risk Accelerating Access to Credit: A Critical Discussion

In this recap of our June 24 webinar, “Market Pulse: Accelerating Access to Credit,” Chris Wheat, Co-President at JPMorgan Chase Institute; [...]

Webinar
Data Driven Marketing Separate Fact from Fiction: The Pandemic’s Effects on Consumer Finances

Businesses and consumers alike are experiencing information overload as they try to understand how the world is evolving in light of the COV [...]

Resource
Identity & Fraud How will Recent Ecommerce Growth Impact Fraud Levels?

In this recap of our May 6 webinar, “Market Pulse: Growth Amid Rising Fraud,” Amy Crews Cutts, President and Chief Economist at AC Cutts &am [...]

Webinar
Credit Risk 5/6 Market Pulse, Your Questions Answered

The pandemic-fueled record-breaking increase in digital commerce has required businesses to combat fraud across the buyer’s journey, further [...]

Webinar
Credit Risk The Journey to Help Consumers Hear “Yes” More

Equifax has come a long way since its founding in 1899 by a pair of Tennessee-based grocers. Those long-ago grocers compiled lists of custom [...]

Data and Analytics Storytelling Through Data

Does Your Data Tell the Whole Story? As a marketer, you’ve heard the mantra: let the data tell the story. But does data tell the whole stor [...]

Podcast
Credit Risk The U.S. Economy and Consumer Wealth in 2021

This is a recap of the April 1 webinar, Market Pulse: The Tide is Turning. We are sharing key insights on the U.S. economy and consumer weal [...]

Webinar
Credit Risk How will Vaccines Impact the 2021 U.S. Economy?

This is a recap of the March 4 webinar, Market Pulse: Return to Opportunity for Commercial Real Estate. We’re sharing key insights on the fu [...]

Webinar
Data and Analytics Stanford University: Is Your Data Good Quality?

Defining Quality Data  As marketers, we rely on data. But whether we use it to make key business decisions or simply cite the results [...]

Podcast
Credit Risk Visualizing XAI in Credit Risk

 AI models hold the promise of better solutions in risk decisions. But how do risk managers and compliance officers vet AI solutions fo [...]

Data and Analytics Podcast: SoFi Treats Data as Electricity

Creating a Bespoke Customer Experience   SoFi reached a major milestone last year: one million members, and during a pandemic, no les [...]

Podcast
Credit Risk What Does a K-Shaped Recovery Mean for the Economy?

We captured key insights from the January 14 webinar, Market Pulse: Planning in a K-Shaped Recovery, featuring Cris deRitis, Deputy Chi [...]

Webinar
Credit Risk Market Pulse: Year-End Holiday Spending Trends, Economic Insights

This is a recap of the December 10 webinar, Market Pulse: Consumer Spending Trends and Expectations. We’re sharing key insights offered from [...]

Webinar
Credit Risk Top Risks Facing Buy Now, Pay Later FinTechs

This is part 1 of a 3-part series Accelerating Growth in the FinTech Space While the COVID-19 pandemic is upending the status quo for man [...]

Credit Risk 3 Actions to Take Now to Improve Your Account Management

During the new realities of the current economic crisis, financial marketers are wondering how to mitigate delinquencies and defaults in ord [...]

Data Driven Marketing 6 Ways Financial Insights Fuel Marketing

Financial firms are focusing on risk mitigation during the pandemic, but that doesn't mean financial marketers should simply wait it out. Wh [...]

Data and Analytics Data Stewards: The Experts Behind Data Perfection

I interviewed Senior Business Analyst Jennifer Davis about the importance of what we call, data stewards. She manages a group of data a [...]

Credit Risk How Equifax is Helping Consumers Maintain Credit Standing During COVID-19

COVID-19 Has Made Phone, Pay TV and Internet Service Important to Our Quality of Life In the past, expenses such as wireless phones, landli [...]

Data and Analytics 5 Secrets of Innovation

Benjamin Franklin famously said there were only two things certain in life: death and taxes. But I'd like to add a third certainty: change. [...]

Data and Analytics Seeing Through a New Innovation Lens

Kurt Baumberger has joined Equifax as Enterprise Innovation Officer. In this new role, he will create new capabilities to empathize wit [...]

Data and Analytics How to Go to Market Faster with Data Analytics

Leveraging a Faster Model Development Environment for Data Analytics Moving from data to insights is no easy feat for today’s businesses. F [...]

Video
Identity & Fraud 6 Questions for Infutor, a Leader in Consumer Identity Management

Equifax recently joined forces with Infutor, an industry leader in consumer identity management. To help customers and prospects understand [...]

Data and Analytics How Better Attributes Result in More Predictive Analytics

It All Starts with Building the Right Attributes With the data explosion we’ve seen in recent years, businesses have access to more data th [...]

Video
Data and Analytics What is the Data Science Lab?

The Data Science Lab is the heart of innovation at Equifax. In this interview, Chris Yasko, Interim Enterprise Innovation Officer, [...]

Video
Identity & Fraud How Multi-Factor Authentication Helps Customers

Approximately $12 billion has been stolen by identity thieves over the past six years[i], and consumers are increasingly aware of its risks. [...]

Resource
Identity & Fraud Synthetic Identity Fraud: Dissecting a Bust-Out

Technology and better security measures are making it more difficult for card counterfeiters to beat the system. So today’s criminals are tu [...]

Resource
Identity & Fraud How Identity Verification is Evolving

John Ray, Enterprise Fraud & Identity Analytics Leader, presented “Evolution of Identity” at the Equifax Spark 2019 conference. For more [...]

Resource
Data and Analytics Q&A: Why Empathy is Critical for Data Scientists

Dr. Colin Coleman, SVP of Data and Analytics at Equifax, focuses on strategy for data and analytics as a center of excellence and around mod [...]

Data and Analytics Chalcy Raja: Blazing a Trail for Women in Big Data

Chalcy Raja leads the Big Data Platform team at Equifax. She has been a trailblazer in the area of big data, having worked as a data enginee [...]

Data Driven Marketing Reach Valuable Customers of the Future

Identify Upward Mobile Customers Imagine if you could predict which prospects and customers would become your most high-spending, loyal pur [...]

Identity & Fraud A Real Way to Fight the Threat of Fake IDs

You probably know someone who’s had their identity stolen. You may have even been a victim yourself. But what happens when fraudsters steal [...]