Product Finder Quiz

Find the best Equifax product for you

Just answer 3 questions and we'll match you with a product that we think will help you meet your goals

Which of these are most important to you?

Which of the following statements apply to you?

Are any of these life events applicable to you?

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Based on your answers, we recommend:

Equifax Complete™ Family Plan

Sign up now to start monitoring your credit

$29.95 / month

Cancel at any time; no partial month refunds.6

Help better protect your family with credit monitoring and ID theft protection features.

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Based on your answers, we recommend:

Equifax Complete™ Premier

Sign up now to start monitoring your credit

$19.95 / month

Cancel at any time; no partial month refunds.6

Stay on top of your credit with credit monitoring from all 3 credit bureaus1.

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Based on your answers, we recommend:

Equifax ID Patrol™

Sign up now to help better protect your identity

$16.95 / month

Cancel at any time; no partial month refunds.6

Uncover potential threats to your identity with dark web scanning and alerts4

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Based on your answers, we recommend:

Equifax Complete™

Sign up now to start monitoring your Equifax credit report

$9.95 / month

Cancel at any time; no partial month refunds.6

Help better protect your identity with credit monitoring and ID theft protection features.

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Based on your answers, we recommend:

Equifax Credit Monitor™

Sign up now to start monitoring your Equifax credit report

$4.95 / month

Cancel at any time; no partial month refunds.6

Easily lock2 and monitor your Equifax credit report and customize alert settings.

What’s the best credit monitoring tool for you?

When it comes to credit monitoring, best practices remain your best bet. Luckily, Equifax has you covered with credit monitoring tools that aim to fit your current or future needs and lifestyle. Not only do these tools help you better understand your credit picture, but the right credit monitoring tool may help you make better financial decisions that affect both your short and long-term goals. Whether you want to play a more active role in your financial future or have more confidence in knowing where your credit stands, Equifax is here to help you develop good financial habits every step of the way.

What You Need to Know:

The credit scores provided are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.

Equifax Complete™ Family Plan

Equifax Complete™ Family Plan helps you look after your family with credit monitoring1 and ID theft protection features for you, another adult, and up to four children. Not only does the Equifax Complete™ Family Plan help uncover potential fraud with 3-bureau credit monitoring1 and alerts for you and another adult, but you can feel confident with annual access to your 3-bureau VantageScore credit scores and reports for you and another adult. Plus, you can help better protect up to four children by locking2 their Equifax credit report. In case of identity theft, we also provide up to $1 million3 in coverage for certain out-of-pocket expenses you may face as a result of having your identity stolen.

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Equifax Complete™ Premier

Equifax Complete™ Premier helps you take control of your credit with annual access to your 3-bureau VantageScore credit scores and 3-bureau report while providing identity theft protection features. Not only will Equifax Complete™ Premier highlight where you stand with Equifax®, Experian®, and TransUnion® credit reports, but it will help monitor your credit reports1 and Social Security number4 while uncovering potential fraud through credit monitoring1 and alerts. Lost funds due to identity theft can be difficult to replace. As part of your ID theft insurance policy3, we'll recover dollar-for-dollar up to $1 million of stolen banking and checking funds and credit/debit card deductibles that are unrecovered through your financial institution.

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Equifax ID Patrol™

Help spot changes and uncover potential threats to your credit and identity with 3-bureau credit file monitoring1, dark web scanning and alerts4, and the ability to easily lock2 and unlock your Equifax credit report. With Equifax ID Patrol™, you'll have anytime access to your Equifax credit report5, along with your annual access to your Equifax 3-bureau credit report, and you'll be covered for up to $1M in identity theft insurance3 to cover certain out-of-pocket expenses you may face as a result of having your identity stolen.

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Equifax Complete™

Equifax Complete™ allows daily access5 to your 1-bureau credit score and Equifax credit report while helping to better protect your identity. You’ll receive customizable alerts regarding changes to your Equifax credit report, and VantageScore credit score and in case of identity theft, receive support from our dedicated ID Restoration Specialists, who will work on your behalf to help you recover. You’ll also receive up to $500,000 in identity theft insurance3 to cover certain out-of-pocket expenses you may face as a result of having your identity stolen.

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Equifax Credit Monitor™

Equifax Credit Monitor™ allows you to easily lock2 and monitor your Equifax credit report. You can also create customizable credit alerts and have daily access to your 1-bureau VantageScore credit score. Not only will you be able to see credit trends over time, but you’ll know when key changes occur to your credit score or Equifax credit report and can lock2 your Equifax credit report any time, from anywhere.

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  1. Credit monitoring from Experian and TransUnion will take several days to begin.
  2. Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: companies like Equifax Consumer Services LLC, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.
  3. The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax, Inc., or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
  4. WebScan searches for your Social Security Number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10 medical ID numbers. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded.
  5. Under certain circumstances, access to your Equifax Credit Report may not be available as certain consumer credit files maintained by Equifax contain credit histories, multiple trade accounts, and/or an extraordinary number of inquiries of a nature that prevents or delays the delivery of your Equifax Credit Report. If a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made.
  6. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.