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John Fenstermaker
Chief Data & Analytics Officer, U.S. Information Solutions
About the Author
About the Author
John Fenstermaker has a passion for leveraging data and analytics to solve complex business problems, which he has the opportunity to do every day in his role as Chief Data & Analytics Officer for Equifax’s USIS business. In this position, he oversees data, consumer and commercial analytics, research, product development, and customer solution development in the marketing, risk, and customer relationship management domains. John has served in a variety of roles during his 12+ years at Equifax, growing from a player / coach data scientist role to senior leadership roles. Prior to his latest stint in USIS, John served as the Chief Innovation Architect in the Global Data & Analytics organization where he launched and led an Innovation Architecture organization in generating ideas for, prioritizing, and designing innovation projects to support Equifax’s $5B+ global business while overseeing a data science organization in developing many of these innovations. Before joining Equifax, John built and led a data science organization in designing and developing models and pattern recognition algorithms to identify and prevent healthcare fraud for a subsidiary of Computer Sciences Corporation. In this role, John received the US Department of Health and Human Services Inspector General's Integrity Award for his support of Law Enforcement in building criminal cases and testifying as an expert witness in trials.Recent Articles by this Author
Recent Articles
Commercial Business
Beyond Credit Scores: Using the Power of Alternative Data to Assess Commercial Credit Risk
Using the power of alternative data to assess commercial credit risk beyond traditional credit scores.
May 30, 2025
All Authors
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Andrew Ford Marketing Specialist, Mortgage and Housing
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Angelica Jeffreys Vice President Sales Leader - Enterprise Alliance - Automotive
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Anna Fisher Vice President, Alternative Finance
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Aparna Sheth Senior Director, Technology Consulting
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Arun Gupta SVP & Chief Data Officer, USIS
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Aruna Gutta Director, Product Management
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Ashley Morris Senior Partner Marketing Specialist
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Ashley Sellers VP, Mortgage Sales Leader
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Bill Brito VP, Exchange Partnership Leader
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Bob Hofmann Senior Solutions Specialist
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Bob Homer GM/VP Insurance & Alliances
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Bob Kennedy Alliance Manager, Financial Markets
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Brady Harrison Head of Strategy & Execution, Identity & Fraud Services
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Brett Collett Auto Sales Leader
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Caroline Cothran Product Marketing Manager
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Chris Brown SVP, Marketing Solutions Leader
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Christie Toelkes Partner Marketing Strategist, USIS
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Courtney Grantham Product Marketing Manager, Vertical Activation
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Dave Sojka Senior Advisor
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Dave Whitin VP, Analytics Managing Consultant
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David Adams Head of Commercial Product Marketing
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David Ferber SVP, Analytical and Technology Capabilities Consulting
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Deana Glenn Equifax Account Executive, Automotive Enterprise Alliance Manager
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Dilip Singh VP, Data Science and Decision - Identity & Fraud
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Domenic Cirone Vice President of Acquirer Solutions, Identity & Fraud Services
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Emmaline Aliff Advisory Leader, Equifax
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Erica Gunn Portfolio Marketing Leader
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Flor Santiesteban VP, Marketing
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Gina DeBenedetti VP, Consumer Partnerships and Breach Services
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Ian Wright Chief Strategy Officer, IXI
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Jake Osborne Payments and Fintech Executive
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Jason Berman Director of Higher Education
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Jeff Sporn Head of Product, Marketing Services
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Jennifer Henry Managing Director/SVP, Government Credit and Capital Markets
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Jesse Hardin Senior Advisor
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Joel Rickman General Manager & SVP, U.S. Mortgage and Verification Services
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Jonathan Bockman Lead Data Scientist, Core Scores
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Joni Woodruff Sales Engineer
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Joseph Watson Sales Senior Manager
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Justin Demola SVP, Strategic Accounts Leader - Mortgage & Housing
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Katherine Doe Director of Product Marketing, Risk Solutions
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Kim Brackhan Vice President and Sales Leader, Credit Unions
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Kyle Thieme Director of Product, Identity & Fraud Services
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Lee Goldman Senior Director and Portfolio Marketing Leader
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Macy Adams Product Manager
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Maria Urtubey Senior Advisor
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Mariette De Meillon Chief AI Architect, USIS
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Matt Wiley National Accounts - Insurance Solutions
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Matthew Turner Fellow and VP, Data Science Lab
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Melinda McBride SVP, Enterprise Alliances and GM, Consumer Insights & Engagement Solutions
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Mike Pecen Vice President, Alternative Data & Analytics Products
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Nancy Mills Cloud Transformation & Migration Leader
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Olivia Voltaggio Senior Content Manager, US Information Solutions
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Orlin Atanassov Principal Product Manager, Risk Analytics - Credit & Alternative Data
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Rae Conlan Industry Marketing Consultant
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Rebecca Kritzman SVP, Experience & Partner Marketing, USIS
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Sharla Godbehere VP, Sales - Auto Lending
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Shelly Nischbach SVP, Verification Services & GM of Auto, Consumer Finance, Debt Management, and Card, Equifax Workforce Solutions
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Stan Fisher Senior Solutions Executive, Identity & Fraud Services
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Stephanie Gunselman SVP, Government Relations
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Tammy S. VanWambeke SVP, Enterprise Alliance and Enabling Technologies
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Tara Bryant Senior Director, Presales Analytics - Data & Analytics
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Tom O’Neill Senior Advisor
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Wendy Hannah-Olson SVP, Digital Alliances & Strategy Execution
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Will Holleman VP, Automotive Sales