EFX.AI

Driving AI Innovation

Equifax has been driving responsible Artificial Intelligence innovation for nearly a decade. We are committed to ensuring transparency and explainability in the use of AI and infuse our patented AI techniques into solutions designed to enable customers to get to insights faster — helping to create new consumer opportunities.

AI at Equifax

EFX.AI Governance and Model Risk Management

Learn how we are exploring responsible and ethical ways to implement EFX.AI solutions.

Transparency and Explainability

Equifax led the way towards an industry standard for explainable AI — introducing the first Machine Learning credit scoring system with the ability to generate logical and actionable reason codes for the consumer nearly a decade ago.

AI-Infused Products: OneScore

Innovative scoring models like OneScore combine the power of the Equifax Cloud with alternative data insights as well as patented AI techniques and machine learning.

Our Commitment to Responsible AI Innovation

Equifax uses AI Systems in a transparent, trustworthy, fair, explainable, and secure manner, to provide benefits to consumers, customers, and our technical and business operations. EFX.AI is aligned to our corporate goals and shared corporate values. Our infrastructure is tailored to manage highly regulated, non-public data – critical to the trusted use of AI.

Patent Spotlight

Our Patented AI Technology

Explore the Equifax Patent Library

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1,000+ Equifax analytics professionals
Anticipating the evolving needs of customers and consumers around the world.

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100+ approved patents**
supporting our approach to AI

The Equifax AI patent portfolio centers on the creation of models for use in financial decisioning and fraud prevention.

** Note: Number of patents as of October 2024