Driving AI Innovation

Equifax has been driving responsible Artificial Intelligence innovation for nearly a decade. We are committed to ensuring transparency and explainability in the use of AI and infuse our patented AI techniques into solutions designed to enable customers to get to insights faster — helping to create new consumer opportunities.

AI at Equifax

Maximizing AI Performance with the Equifax Cloud™

The Equifax Cloud enables solutions that are faster, more reliable, more powerful and more secure than ever before.

Transparency and Explainability

Equifax led the way towards an industry standard for explainable AI — introducing the first Machine Learning credit scoring system with the ability to generate logical and actionable reason codes for the consumer nearly a decade ago.

AI-Infused Products: OneScore

Innovative scoring models like OneScore combine the power of the Equifax Cloud with alternative data insights as well as patented AI techniques and machine learning.

Our Commitment to Responsible AI Innovation

Equifax uses AI Systems in a transparent, trustworthy, fair, explainable, and secure manner, to provide benefits to consumers, customers, and our technical and business operations. EFX.AI is aligned to our corporate goals and shared corporate values. Our infrastructure is tailored to manage highly regulated, non-public data – critical to the trusted use of AI.

Patent Spotlight

Our Patented AI Technology

Explore the Equifax Patent Library

1,000+ Equifax analytics professionals
Anticipating the evolving needs of customers and consumers around the world.

90+ approved patents**
supporting our approach to AI

The Equifax AI patent portfolio centers on the creation of models for use in financial decisioning and fraud prevention.

** Note: Number of patents as of February 2024

Maximizing AI Performance with the Equifax Cloud™

The Equifax Cloud was custom built to maintain and manage the large volume of diverse, proprietary datasets needed to maximize AI performance. Our vision for the Equifax Cloud is to expand the depth and predictiveness of our data to help our customers innovate faster and create more effective insights into the people and communities they serve.

Explore the Equifax Cloud

Image ALT Text

Fostering Responsible AI Research and Education

We partner with other leading technology organizations and academic institutions around the world to drive responsible AI research and development for the benefit of both consumers and the industry at large.

Explore Our Latest News and More

Helping People Live Their Financial Best

Furthering access to credit with AI and Alternative Data

Industry Leaders in Security

Security is in our DNA

Explaining the Equifax Data Fabric

Making trusted, proprietary data sources accessible for innovation