Credit Risk

Speed up your lending strategy with Equifax Ignite AI Advisor. Learn how agentic AI helps you act on data insights for better growth and ris [...]

Discover why the Tri-Merge credit report remains the foundation of security and stability in the U.S. mortgage market, mitigating risk and e [...]

Simplify lending analytics with AI. Use natural language to get instant, actionable insights for driving growth and mitigating risk with Equ [...]

The mortgage industry has entered a new era with VantageScore 4.0. Learn why lenders must test and prepare their strategy today to maintain [...]

Equifax Score Validator helps small banks and credit unions replace custom, resource-heavy validation with a high-efficiency alternative to [...]

Discover how Natural Language AI and Agentic AI are bridging the analytics gap, giving mid-sized lenders access to the "big-firm" data insig [...]

Uncover the true driver of escalating mortgage credit costs: an 1,800% surge in third-party credit score fees, not consumer data. Learn how [...]

Discover how real-time analytics and alternative data are transforming credit risk assessment. Balance lending speed with risk mitigation, s [...]

Agility is key in adjusting custom risk models. Gaining speedy access to the attributes needed can be a game changer, and Equifax is re-engi [...]

Understanding a consumer’s ability to take on additional debt responsibly has never been more accessible with the introduction of Consumer A [...]

Discover how VantageScore 4.0's approval by the FHFA is transforming mortgage lending with up to $1B in projected savings and a 10% increase [...]

Stop relying on backward-looking credit scores. Learn how Equifax's Consumer Affordability View predicts a consumer's dollar-amount repaymen [...]

See the hidden consequences of moving from tri-merge to single or bi-merge credit reports, leading to increased risk and pricing volatility [...]

Discover how modern credit scoring like VantageScore 4.0 is transforming mortgage lending. Expand access to homeownership while reducing ris [...]

Homeownership costs are up over $526K, but tri-merge credit reports are not the reason. Learn why this essential, low-cost credit data provi [...]

Dual credit scores are changing mortgage finance. Get expert insight on credit risk, investor modeling challenges, and the role of alternati [...]

Get data-driven insights on mortgage credit report costs, market competition, fallout challenges, and the risk of moving to single-bureau re [...]

Discover how the three credit bureaus are championing innovation, competition, and alternative data to expand mortgage access and homeowners [...]

Learn how the mortgage industry is evolving with advanced data, AI, and strategic automation to increase efficiency and expand affordable ho [...]

Power better lending with alternative data. See how Equifax's OneScore for Alternative Finance uses advanced data and AI to boost approvals [...]

How credit score competition is reshaping the mortgage market, increasing innovation, and expanding credit access for more homeowners.

Equip your mortgage business for 2025: discover 3 data-driven strategies to navigate risk and build a resilient lending operation.

Optimize consumer loan decisions with data. Unlock growth and mitigate risk by refining lending policies, analyzing historical data, and lev [...]

The current economic climate presents challenges that directly impact consumer affordability. Between persistent supply chain disruptions, [...]

Unlock business growth with Equifax differentiated data on Google Cloud. Gain real-time insights, improve risk management, and drive innovat [...]

Streamline account openings with data-driven solutions. Enhance risk assessment, fraud prevention, and compliance.

Uncover the impact of macro lending trends on your strategy. Track recent lending activity to refine and optimize your origination efforts f [...]

Many lenders frequently use income estimates to help inform their decisions. For example, income estimates are often used to help evalua [...]

It’s a pivotal time for the automotive industry, one filled with both challenges and significant opportunities. This sector is used to n [...]

Pre-Approval of One for auto lenders streamlines the lending process, offering a win-win solution for lenders, dealers, and consumers.

Our experts, Anna Fisher, Vice President, Alternative Finance, and David Sojka, Risk Advisor, discuss the AltFi space and how alternative [...]

Lenders can take advantage of bank transaction data with new automated cash flow underwriting solutions for loan underwriting.

It’s no secret that auto affordability remains an issue for consumers. High auto prices and high interest rates are an ongoing challenge [...]

The New Normal The automotive industry is in radical transformation. Who will succeed? The automotive industry’s success depend [...]

  In the latest episode of the Market Pulse podcast, the Equifax Risk Advisors team delves into the current eco [...]

During our Market Pulse webinars, our audience submit questions each month to our expert panel. For our June Market Pulse webinar our pane [...]

Model efficiency and performance is the key  Any company that leverages credit data from multiple credit bureaus is likely fami [...]

In the ever-evolving landscape of auto financing, a multitude of factors shape market dynamics. From shifts in lender strategies to chan [...]

Published in May 2024, our U.S. National Consumer Credit Trends Report on Originations¹ provides trends in auto loans, leases, and dee [...]

The current dynamic economic landscape presents a complex challenge for lenders. They have relied on traditional credit scores to assess [...]

Unleash the power of Equifax alternative data and AI-powered risk decisioning from Provenir As a financial services provider, you [...]

Welcome to the May 2024 Market Pulse Webinar recap. Our goal is to keep you plugged in to what you need to know to navigate today's econ [...]

The March Market Pulse webinar resonated deeply with our audience. It delved into the complexities of affordability and its effects o [...]

Artificial Intelligence (AI) is all the rage right now. At a recent conference that I attended, a guest speaker was asked, “What’s the f [...]

During March’s Market Pulse webinar, we gave our audience what they have been requesting: extended time for Q&A with our premiere li [...]

In today's fast changing economic environment, staying informed about macroeconomic trends is essential for businesses across various se [...]

  Risk management is a multifaceted field that remains an enigma to many. In the latest episode of the Market Pulse podc [...]

Shift into high gear In our energetic February 2024 Market Pulse webinar, our experts presented a roadmap for driving success [...]

Our January Market Pulse webinar discussed all aspects of affordability in our current financial market. Our experts shared their deep k [...]

Nobody likes wasting time and money…and yet, insurance carriers present rate quotes for home and car insurance without knowing their rea [...]