Reliable Data For Better Decisions
Gain a more complete view when assessing and managing new customer credit risk. Go beyond the traditional credit file to get deeper insights into payment transactions, financial behaviors, employment information, and more. Our expanded credit decisioning solutions, attributes and scores can help you make more informed credit decisions, expand access to credit, and help you mitigate risk.
Expand access to credit while effectively mitigating risk
Find ideal customers and understand financial capacity
Identify and target new customers quicker and with greater confidence
Mortgage & Housing
Identify and approve quality borrowers and renters efficiently
Ready to Complete Your Task?
Advanced Energy Plus
Make better decisions and mitigate risk with Advanced Energy Plus while leveraging the strength of the telco and utility data
Advanced Score of Scores
Advanced Score of Scores enables lenders to improve efficiency and decision strategies with a single, blended score.
Archives on Demand
A cloud-based, self-serve platform that provides fast access to historical and geographic data
Bankruptcy Navigator Index 5.0
Maximize your portfolio profitability and protect against the immediate, long-term or surprise risk of bankruptcy
Business Principal Report
Get a view into credit-worthiness of business owners and principal guarantors
Business Risk Scores
Quickly set appropriate credit terms based on potential for business failure and payment delinquency
BusinessConnect™ automates routine manual tasks and decisions and centralizes operations under one cloud-based platform
Leverage consumer-permissioned bank account and transaction data to expand consumer access to credit
The industry’s largest, most powerful portfolio of credit attributes delivering enhanced predictability and performance
Credit Review Express
Create a customized credit review process based on level of risk to increase efficiency
Consumer credit score tools to help you close more loans and help customers get their best credit score
Custom Scoring Variables v2
Custom Score Variables v2 provides valuable components to help you build models with powerful predictive capabilities
Equifax Risk Score
Speed credit decisions with a risk model that predicts the likelihood of a consumer becoming 90+ days delinquent
A strategic ideation experience where Equifax and its customers collaborate to solve complicated business challenges using advanced data and analytics.
Insight Score for Auto
A credit risk score optimized for the auto industry to help you score more consumers, reduce risk, and improve portfolio performance
Insight Score for Credit Cards
A credit risk score optimized for credit cards to help you score more consumers, reduce risk, and improve portfolio performance.
Insight Score for Personal Loans
An innovative, FCRA risk score optimized for unsecured personal loans
InterConnect® Decision Hub
The agility and insights needed for faster, more precise decisions — all in a centralized decision management platform.
MasterScore v2’s powerful ability to predict borrowers’ risk leads to improved decisioning and increased profitability
Consumer-permissioned utility and telco data to help lenders gain a more comprehensive view of consumers' financial picture
Prescreen Direct with Property
Zero in on property data for more targeted home equity and mortgage marketing
Resident & Tenant Screening
A web-based property management service for easy tenant and resident prescreening
Risk Insight Suite
The Risk Insight Suite® provides invaluable information and resources that help you make profitable decisions
Near-real-time notifications that help you better identify lending risks and opportunities
Undisclosed Debt Monitoring™ (UDM)
Avoid last-minute surprises and boost efficiency in mortgage lending
Undisclosed Debt Pre-Close and Compare Reports
Identify potential credit liabilities with a tri-bureau view into a borrower's undisclosed debt
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