Katherine Doe

Many lenders frequently use income estimates to help inform their decisions. For example, income estimates are often used to help evalua [...]

  Fintechs are known for their innovation in customer service, transforming accessibility and making payments faster, among other [...]

It’s a challenging time for the mortgage industry as it faces higher interest rates, low housing supply and a tightening o [...]

The nation’s consumers are becoming even more financially diverse. Think about young consumers and the growing number of immigrants who [...]

  The financial industry has cut back on marketing spend due to economic uncertainty, but experts say there are opportunitie [...]

  As economists warn of a possible impending recession, banks are raising their rates and tightening their lending standards. H [...]

During these challenging economic times, lenders need to strike a balance between growing their lending portfolios and managing risk. In [...]

Even with rising interest rates and economic uncertainty, consumers are still expected to seek out new unsecured loans and lines of credit [...]

  With rising interest rates and other economic headwinds, how are credit unions adapting? And how can they find the risks a [...]

For lenders, today’s economy is causing some angst. While lending remains strong, many lenders are concerned about growth. How can they [...]

Despite an uncertain economy, the number of small businesses has soared. And that translates to big opportunity for lenders who leverage [...]

It's shaping up to be an uncertain year for the automotive industry. Over the last two years, severe inventory constraints led to record [...]

In the U.S. and abroad, the cost of living is rising and consumers and businesses are feeling the squeeze. How will this impact the lend [...]

Where should consumer and commercial lenders look for responsible growth in 2023? While lenders should be judicious in challenging econo [...]

Despite high-profile layoffs in the technology and media industries, the 2022 labor market has been a bright spot in the economy. How sh [...]

Consumers are eager to make up for lost time as they depart for their summer vacations and settle back into their traditions. But with i [...]

Buy Now, Pay Later (BNPL) financing is soaring in popularity this holiday season. Consumers are using these loans to purchase everything fro [...]

A More Inclusive Credit Scoring Model Economists refer to the U.S. recovery as ‘K-shaped’, meaning that one segment of the population is pr [...]

Demand Growing for Small Business Credit With economists predicting a GDP growth rate of 6.5% in the fourth quarter and consumer spending b [...]

FICO recently announced that its new FICO®  Score 10 T, set to be released this summer, will include trended data. With this new opti [...]