Identity & Fraud

The secret? It’s something marketers have wanted for years! Today’s consumers are expert scrollers, skimmers, and pitchers (as in, pitching [...]

The Changing Landscape of Fraud New and old fraud schemes are impacting all parts of the car buying journey. Dealers and customers are noti [...]

Recently, the automotive industry has faced challenges meeting consumer demand for better digital retailing solutions. Dealers, OEMs, and a [...]

Our industry leaders are constantly providing and sharing insightful knowledge on topics including factors impacting consumer behavior and b [...]

The more digital the world becomes, the more opportunities there are for fraud to sneak in. This can lead to many unanswered questions for c [...]

The boom of BNPL and the fraud that comes with it  Everyone is talking about Buy Now, Pay Later as the boom continues. The value of BN [...]

Time to stop fraud in the insurance world Annually, in the P&C insurance world there is $40 billion in fraud. What used to be difficult [...]

Optimized trust enables organizations to find, reach, and approve ideal customers in familiar and unexpected places. In this recap of our No [...]

Necessity is the mother of invention. Just ask banking, fintech, and retail businesses, many of which compressed a decade of e-commerce inn [...]

We are living in a digital-first world and trust is more than secure transactions. During our November 11 Market Pulse: Optimizing Trust in [...]

In this recap of our May 6 webinar, “Market Pulse: Growth Amid Rising Fraud,” Amy Crews Cutts, President and Chief Economist at AC Cutts &am [...]

“Losses due to identity theft increased by 42% from 2019 to 2020 primarily due to the COVID-19 pandemic. Aite Group estimates that losses fr [...]

Identity Fraud Accelerates in 2020 The year 2020 was a heyday for online fraudsters. There are a couple of reasons why. First, consumers we [...]

"The truth is, your identity has already been stolen. More than 800 million security breaches have occurred, and we have only about 320 mill [...]

Identity Resolution is at the Core In today’s digital world, identity resolution is more critical than ever. Whether consumers want to buy [...]

New Legislation Helps State Workforce Agencies Prevent Unemployment Fraud and Benefit Overpayments Signed into law on December 27, 2020, ad [...]

Consider Performance Criteria, Algorithms and Labeled Data Fraud prevention is a challenging task, given the mercurial nature of the proble [...]

Assessing a Consumer’s Identity is Not as Simple as Reviewing a Document and Putting a Score on it. The concepts of credit and fraud scores [...]

Welcome to our blog series on leveraging the power of data and analytics to maximize identity results. In my previous article, I shared how [...]

It has never been more important for businesses and consumers to trust who they're doing business with. Everyone knows the adage, “trust is [...]

New federal funds aimed at helping state workforce agencies prevent unemployment fraud and benefit overpayments The U.S. Department of Labo [...]

  More data sources is only part of the equation In the era of big data, it is often thought that more data is better, but that's not [...]

Investments in Data Can Help Accelerate Support to Newly Needy Residents Counties spend a significant amount of time and resources to help [...]

  Data is the New Soil Someone once said: “Data is the new oil.” Then someone else said: “No, data is the new soil.” Any way you look [...]

Businesses and Fraudsters Are Adapting The global pandemic of COVID-19 is pushing both businesses and fraudsters to adapt. While the d [...]

Many auto lenders and dealerships are aware of the general risks associated with fraud. However, synthetic identity fraud is especially impo [...]

Authentication Strategies for Today’s Digital Age Carefully orchestrated authentication and identification strategies are critical in today [...]

Financial institutions are struggling to keep up with evolving fraud tactics. They tell us their top areas of concern are new account fraud, [...]

I grew up watching various science fiction drama TV shows and recall one particular character that could shape-shift. He would shape-shift i [...]

Equifax recently joined forces with Infutor, an industry leader in consumer identity management. To help customers and prospects understand [...]

The financial sector might see the worst of it, but no business with an online presence is immune to the threat of malicious bots. In fact, [...]

Approximately $12 billion has been stolen by identity thieves over the past six years[i], and consumers are increasingly aware of its risks. [...]

Synthetic Identity Fraud is a Growing Threat We've said it before, and we'll say it again: Synthetic identity fraud is one of the most cunn [...]

Losses from Synthetic Identity Fraud are Increasing Most of us are familiar with the fable from Greek storyteller, Aesop, about the boy who [...]

Technology and better security measures are making it more difficult for card counterfeiters to beat the system. So today’s criminals are tu [...]

John Ray, Enterprise Fraud & Identity Analytics Leader, presented “Evolution of Identity” at the Equifax Spark 2019 conference. For more [...]

Online consumers can make their purchase with various payment options, like credit card, Apple Pay or PayPal. As a result, insurers feel pre [...]

Insurers Want to Give Customers a Better Digital Experience Insurance companies want to provide their customers with a frictionless digital [...]

Identify Theft is on the Rise -- Costing the Insurance Industry Billions During Halloween, children and the young-at-heart don costumes and [...]

Synthetic IDs are Like Digital Frankensteins Halloween is always a fun time of year. It inspires a childlike excitement in us all when we s [...]

Synthetic ID fraud is difficult to detect because it appears to be an actual consumer applying for an account. Instead, it's a fake identity [...]

Internal threats are a looming problem for both government and private organizations. That’s why government agencies joined Equifax, Carahso [...]

First, the good news: digital commerce is living up to its promise. Consider these numbers: 52% of all e-commerce traffic globally is fro [...]

While brick-and-mortar locations will never fully disappear, consumers continue to make their smartphones the channel of choice for shopping [...]

Communications, Energy, Digital Media Providers Face New Challenges Online and mobile-based platforms are changing how fraudsters operate. [...]

Government agencies face two key challenges: budgets under pressure and programs have to be streamlined to fight off fraud, waste, and [...]

Synthetic identity fraud is a well-organized activity of fraud rings looking for ways to create and then nurture fake identities over a long [...]

We’ve all been there. We try to apply for something or access an account for the first time on our mobile device and get frustrated at the s [...]

What is synthetic identity fraud? Synthetic identity fraud occurs when fraudsters create new, fictitious identities by using different comp [...]

Pathways to Synthetic Identity Fraud Fabricated social security numbers (SSNs) and authorized user abuse are the two main pathways into syn [...]

Practically everything’s digital these days, which can be both good and bad when you’re performing identity verification while activating a [...]

As consumers become more accustomed to interacting with their service providers via mobile and online channels, security becomes a [...]

Fraudsters make the move to account takeover and application fraud schemes It’s been almost two years since the liability for card-not- pr [...]

There’s good news and bad news when it comes to fraud and the growth in technology. The bad news is that fraudsters have easier access to th [...]

You probably know someone who’s had their identity stolen. You may have even been a victim yourself. But what happens when fraudsters steal [...]

The growth of synthetic identity fraud shows few signs of slowing. Data breaches, social media mining, phishing and other schemes  [...]

Knowledge based authentication (KBA) has been declared dead many times over the past few years.  But what is KBA and what exactly is th [...]

There are as many fraud schemes as there are fraudsters, but they fall into a few general buckets. Here are two of the most common fraud sce [...]