All Products & Services
Deliver a more personalized, secure, and seamless car buying experience. Our solutions help auto retailers and lenders engage ready-to-buy customers and effectively manage risk throughout the entire vehicle financing lifecycle.
Uncover opportunities, manage risk, and grow with confidence in today's fast-moving B2B market.
We empower telecom, energy, and utility providers with verified data and analytics to attract high-value customers, reduce risk, and streamline account management.
Data-driven solutions that help credit unions strengthen member engagement, grow their portfolios, and protect against fraud.
Unlock our expertise with advanced data, insights, and identity verification to improve decisioning, reduce risk, and expand access to credit.
Explore how to power innovation, reduce risk, and deliver seamless digital experiences for your customers with our expert-led solutions.
We offer solutions that provide employment and income, and contact information so you can make eligibility decisions more quickly and effectively. You can also access our incarceration pointer data to learn if you need to do additional research to determine eligibility.
Discover data-driven solutions and analytics to enhance recruitment, enrollment, compliance, graduate outcomes, alumni engagement, and institutional research.
Improve underwriting, pricing, and customer growth throughout the policy lifecycle. Equifax empowers insurers with the data-driven insights, predictive analytics, and risk scores needed to succeed.
Turn data into decisions and borrowers into homeowners. Our data-driven mortgage solutions support lenders and resellers throughout the mortgage lifecycle.
Equifax empowers payment providers with differentiated data, analytics, and AI-driven fraud tools to reduce friction, prevent fraud, and accelerate merchant onboarding.
ACA Total Income
Retrieve up-to-date applicant income and employment information for Medicaid and APTC subsidized medical insurance plans
AML Connect
Streamline and scale your anti-money laundering compliance with our cloud-based service.
AMP Insights
Rate, compare, and evaluate the risk and ROI of multi-family complexes more effectively
AVM Insight ™
Manage collateral risk with an enhanced automated valuation model (AVM)
Absolute Probability of Default
Identify small business delinquency and default risk using data-backed probability models. Get transparent, long-term risk insights to strengthen portfolio decisions and help meet compliance.
Accelerated Refresh™
Accelerate the time to close
Account Verification
Mitigate risk by verifying the identity of consumers with their account numbers
Addressable TV
Serve ads to your optimal target audience and optimize your marketing dollars
Affluence Index™
Improve targeting and marketing models with an indicator of households’ capacity to spend, save, or invest
Allow Access
Ease the lending process by enabling consumers to unlock or unfreeze their credit report
Analytic Dataset
Gain more consumer insights and create better predictive models with borrower-level data
B2bConnect Plus
Discover high–value business prospects faster. Use enriched merchant data, firmographics, and real-time insights from B2BConnect Plus to boost B2B marketing performance and drive smarter targeting.
B2bConnect™
Discover high–value business prospects faster. Use enriched merchant data, firmographics, and real-time insights to improve B2B marketing performance and drive smarter targeting.
B2bConnect™ Portal
Access accurate and reliable B2B marketing data in near real-time
Bankruptcy Navigator Index 5.0
Maximize your portfolio profitability and protect against the immediate, long-term or surprise risk of bankruptcy
Breach Services
We support thousands of organizations and millions of people during moments that matter – helping individuals and businesses prepare for, respond to, and recover from a data breach
Business Credit Reports
Help spot immediate and future risk with the Equifax Business Credit Report
Business Credit Reports for Small Business
Understand the financial health of a business – before you do business
Business Principal Report
Get a 360° view of the business owners credit history in a single report. Reduce financial risk, spot potential fraud, and make confident credit decisions with the Business Principal Report.
Business Risk Scores
Gain clarity and control with Equifax Business Risk Scores. Predict delinquencies, assess business stability, and make data-driven credit decisions that protect your revenue.
Business Value Advisor
Prospecting through a visualization engine built for advisors
Business Verification Solution
Confirm the legitimacy of businesses and their owners in seconds. Help reduce fraud, support KYB compliance, and make more confident decisions when onboarding clients, vendors, or partners.
BusinessConnect™
Unlock faster, smarter credit risk decisioning with BusinessConnect. Automate approvals, streamline collections, and empower sales teams–all in one integrated Salesforce-native platform designed to drive growth and reduce risk.
CRE Tenant Risk Assessment
Quickly and accurately identify risk at the tenant, building and portfolio level
Candidate Verification Summary
Receive an instant comparison of a candidate-stated application matched to verified employment data from The Work Number
Cashflow Insights
This solution provides consumer-permissioned access to bank and investment account data. It helps lenders verify account ownership, income, assets, expenses, and cash flow—expanding credit access responsibly while reducing risk.
Collateral Value Connector
Optimize your collateral valuation process while reducing costs
Commercial Merchant Data
Gain real-time visibility into merchant performance with Equifax Commercial Merchant Data. Combine credit, transaction data, and firmographic insights to assess risk, validate activity, and expand your B2B decisioning capabilities.
Complete Income
Simple, secure income verification beyond W-2s
Consumer Attributes
The industry’s largest, most powerful portfolio of credit attributes delivering enhanced predictability and performance. Access 7,000+ credit and alternative data attributes to build accurate comprehensive models.
Consumer Credit File
Access comprehensive consumer credit data to reduce risk, boost approvals, and prevent fraud. Empower your business with accurate insights, predictive analytics, and tailored solutions designed to enhance customer acquisition and protect your bottom line.
Consumer Email Services
Engage consumers through email for acquisition and retention campaigns
Consumer Engagement Suite
Empower consumers with tools to help them live their financial best.
Consumer IncomeView+
Consumer IncomeView provides fast, document-free income estimation powered by comprehensive data and Amplify AI™. Improve accuracy, cut manual verifications, and approve more consumers responsibly.
Contact and Locate
Make better business decisions using comprehensive consumer data
Credit History Report
Gain a clear view of a business's financial behavior to make confident lending and partnership decisions. Access concise, trusted insights into credit obligations and payment history.
Credit Modeling for ITA
Credit Modeling for ITA incorporates Equifax Amplify AI and leverages lookalike models to reach optimal prospects for Invitation to Apply campaigns
Credit Trends
Fuel your market strategies with comprehensive consumer credit perspectives to benchmark performance, anticipate risk, and improve credit decisioning.
CreditForecast.com
Strengthen performance with actionable credit data and advanced forecasting
CreditMix
Better size markets, measure market share and assess credit behavior of target markets
CreditStyles Pro
Use CreditStyles Pro to differentiate households based on their estimated credit behavior, availability, needs, and usage. With CreditStyles Pro, marketers, analysts, and lenders can gain critical insight on credit use across the customer lifecycle.
Customer Portfolio Review™
Discover hidden risks and opportunities in your credit portfolio. Use custom criteria to assess customers' financial behavior, make informed account management decisions, proactively screen accounts, and mitigate risk.
DataX Credit Report
Bring more borrowers into view with non-traditional credit data
Digital Identity Trust
Reduce fraud losses and make data-driven decisions to verify your customers with confidence.
Digital Services for Credit Acquisition
Expand Prescreen and Invitation to Apply campaign reach with digital services for credit acquisition. Enable your target audiences to respond faster by delivering your credit and insurance offers via email, display, social, mobile, phone, and addressable TV and radio.
Digital Targeting Segments
Better deliver the right message to the desired target audience online
Disaster Relief Tax Credit Management
We help make claiming disaster relief and emergency relief tax credits easier so your organization can benefit without burdening your team
Document Verification
Accurately confirm identities to mitigate identity and fraud risk.
Economic Cohorts™
Enhance customer segmentation by differentiating households using economic measures
Education Verification
Fast, comprehensive verification of an applicant's education status
Employment Tax Services
Recover overpaid taxes, manage employment tax liabilities, and minimize compliance risk
Employment Verifications
Safe, secure and fast, The Work Number® reduces your work and keeps life moving for your employees
Equifax House Price Index
Granular house price data at your fingertips
Equifax Ignite®
Unlock the power of real-time analytics and differentiated data with Equifax Ignite built with Equifax Amplify AI. Gain deeper insights and drive better outcomes with a unified data and analytics ecosystem designed for your business needs.
Equifax Link™
Link your consumer accounts to business owners and identify new sales opportunities.
FICO Resilience Index
A new analytic tool to help capture consumer credit risk linked to unexpected economic stress
FICO® Score XD
FICO® Score XD is a credit risk score for "unscoreables"
Fico® Score 10 Suite
With Fico® Score 10 and Fico® Score 10T, lenders gain flexible, regulator-trusted tools to reduce losses, expand credit, and tailor offerings with greater precision.
Financial Cohorts
Enhance customer segmentation by differentiating households with financial measures
Financial Durability Measures
Financial Durability Measures provide insight into households’ likely financial resilience — meaning how likely a household is able to keep spending, plus meet current and future financial obligations, even when under financial stress. Use it to enhance marketing acquisition and account management.
Freddie Mac Income & Asset Assessment
Automated income modeler for a reimagined mortgage experience
Graduate Outcomes
Enable educational institutions to better understand their graduates' income and financial health in post-graduate years
Household Segmentation
Enhance consumer segmentation using solutions based on proprietary household economic and wealth information. Economic Cohorts® provides marketers vital visibility into household economics. Financial Cohorts® offers IXI™ Network member-firms advanced segmentation using financial characteristics.
I-9 Anywhere
Remote I-9 verification on time, and in person with our nationwide network of authorized I-9 representatives
I-9 Audit and Remediation
Gain confidence in your I-9s
I-9 Conversion
Transform the way you manage your I-9s
I-9 HQ™
I-9 HQ helps you reduce your I-9 risk, better address your I-9 challenges, and offer a better experience for HR teams and new hires.
I-9 Inspect®
Review your database of I-9s for potential issues and help reduce your organization's risk in the event of an I-9 audit.
IRS Tax Transcripts Fulfillment Service
A fast and efficient way to request IRS tax transcripts online
Identity Matching
Identity Matching leverages Equifax Amplify AI and provides real-time identity resolution to help you consistently identify individuals across your organization
Identity Proofing
Streamline verification checks throughout the customer journey by ensuring the information provided is real, affiliated with the person, can be trusted, and is absent from any sanctions or global watchlists
Incarceration Intelligence
Search thousands of records to identify incarceration status and improve compliance with eligibility requirements
Income & Employment Verification
Income and employment verifications within seconds
Income360® Complete
Income360 Complete provides a continuous household-based dollar estimate of total household income up to $2M, including income from wages, investments, businesses, and retirement funds. Use Income360 Complete to improve segmentation for direct marketing and online targeting campaigns.
Inflection Insurance Score™
Creating valuable insight into policyholder risk
Insight Score for Personal Loans
An FCRA risk score optimized for unsecured lending. By combining credit and alternative data with explainable AI, lenders can expand approvals, improve predictive accuracy, and deliver a seamless borrower experience
Insight Score for Retail Banking
Optimize DDA acquisition with a wider view of customers
Insight Score™ for Insurance
Game-changing predictive score to help insurers grow their business faster and more profitably
InstaTouch ID
Onboard new customers and verify identities with ease.
Investyles
Enhance your customer models with investable assets and investment behavior data
Lost Sales Analysis for Automotive
Lost Sales Analysis for Automotive gives lenders a more fulsome picture of lost applications—where they went, how they’re performing, and how to adapt strategies, offers, and terms to win more quality customers
Luminate®
Intelligent Fraud Management Solution
MarketMix Premier
Better determine market share and improve territory and branch planning
MarketVision for Securities
Better determine brokerage market share and improve territory and branch planning
Marketing Identity Elements
Marketing Identity Elements offers the consumer data needed to validate, enhance, verify, and link consumer records for effective CRM management and better ensure your messages reach your target audience in your marketing campaigns.
MasterScore® v2
Automate and improve credit decisions. Leverage the predictive power of loan and lease data in one of the industry's largest commercial databases to reduce losses and safely expand approvals across industries.
Military Lending Act (MLA) Covered Borrower Status
A fast and easy way for financial institutions to complete the required MLA covered borrower status check
Mortgage Merged Credit Report
Our flagship tri-merge credit report
OFAC Alert
Conduct regulatory due diligence with streamlined Office of Foreign Assets Control (OFAC) screening
Offboarding Forms
Manage your separation notices and create your own offboarding packets.
OneScore
OneScore leverages Equifax Amplify AI to deliver a multi-data credit score that provides more predictability
OneScore for Alternative Finance
OneScore leverages Equifax Amplify AI to deliver a multi-data credit score for alternative finance lending
OneScore for Commercial
Increase the predictability of default on your commercial accounts with OneScore for Commercial, a comprehensive delinquency score that leverages Equifax Amplify AI
OneView
Grow your business with a smarter solution that delivers consumer credit data alongside alternative data and more into a single format that’s quick and easy to read.
Open Banking Solutions
Expand access to credit with insights from bank transaction and cash flow data
Optimal Path™
Optimal Path uses AI to deliver personalized, actionable credit improvement tasks with estimated score impacts. Designed for lenders, fintechs, and employee wellness programs, it helps consumers reach credit goals while enhancing engagement and reducing operational burden
PortfolioID
Deeper portfolio perspective that fits your budget
Pre-Employment Verifications
Improve your quality of hire with verified employment data from The Work Number
Precheck
Equifax Precheck helps lenders instantly determine if a consumer’s file is locked or frozen—without posting an inquiry. By detecting file status early, you can proactively guide consumers, reduce abandoned applications, and deliver a frustration-free lending experience
Prequalification of One
Increase marketing ROI by better matching consumers with their desired credit options
Prescreen
Identify attractive prospects who are most likely to respond to credit card, loan, or insurance offers, while mitigating risk
Property Condition Report
Manage collateral risk with a market leading property condition report
ProspectID
Target more revenue with tailored marketing
Recovery Report
The Recovery Report delivers key credit insights to boost collections. Improve skip-tracing, assess repayment ability, detect fraud, and prioritize accounts using up-to-date data for faster, smarter recovery decisions
Reemployment Services
Help offer a more positive career transitioning experience by providing personalized outplacement services that can help individuals of all experience levels land their next opportunity.
Risk Decisioning Suite powered by InterConnect®
Grow your business with an automated, rules-driven credit and risk decisioning platform fueled by diverse data
ServiceLink National Flood
Reliable, compliant flood zone determinations
Small Business Assets
Use asset estimates to improve marketing to small businesses and targeting of small business owners
Small Business Indices
Shape business decisions and investment strategies with predictive insights into economic conditions and current market trends.
Smart Screen™
A breakthrough first step in the criminal background check process
Social Service Verification
Use The Work Number® to verify the employment and
income information in real time to provide clients the right
government assistance in their time of need
Spending Power
Use Spending Power to improve targeting and marketing models with a dollar measure of households’ likely capacity to spend, save, or invest. Spending Power estimates reach up to $1.2 million per household, allowing you to identify households likely to have the funds for your goods and services
Standard Online Property Reports
Reliable, up-to-date and comprehensive property data and analytics
State Onboarding Compliance Solution
Our State Onboarding Compliance Solution tracks legislation and helps you get the right form to the right employee on time, helping you stay on top of evolving state-required new hire notifications
Supplier Risk Solution™ Powered by Interos
We help businesses proactively monitor and manage supplier risk beyond credit. Gain visibility into financial, cyber, ESG, geopolitical, operational, and regulatory risks to ensure business continuity and build resilient supply chains.
Synthetic Identity
Help protect your business from synthetic identity fraud losses, regulatory non-compliance and reputational risk.
TIN Match
Establish the legitimacy of a business by confirming their EIN status with the IRS
TargetPoint Intent Scores™
Target consumers who are likely to open new or additional credit in the next two to four months with TargetPoint Intent Scores built with Equifax Amplify AI™. Rely on multiple industry-specific intent models to help pinpoint and refine credit acquisition and customer retention strategies
TargetPoint Triggers
Reach consumers that are in-market for new credit
Tax Form Management
Find tax form efficiencies and savings with digital services
from Equifax
Tax Withholding Forms
Improve efficiency and accuracy for you and your employees by streamlining your W-4 process
Telco, Pay TV and Utilities Insights
Mortgage Credit Report Plus new Telco, Pay TV and Utilities attributes unlock powerful, verified insights that are not traditionally available
The Work Number ID
Our identity validation service helps give you assurance early in the credit cycle
The Work Number® Report Indicator
Equifax provides unique employment and income insights earlier in the mortgage loan qualification process
Undisclosed Debt Monitoring™ (UDM)
Avoid last-minute surprises and boost efficiency in mortgage lending
Undisclosed Debt Pre-Close and Compare Reports
Identify potential credit liabilities with a tri-bureau view into a borrower's undisclosed debt
Unemployment Claims Fraud Watch
Help reduce the time and burden of dealing with fraudulent claims for you and your employees.
Unemployment Cost Management
One of the nation’s leading choices for unemployment management processes for over 65 years
Unemployment Wage Audit Solution
Reduce your burden of response and meet wage audit obligations
VantageScore 4.0
VantageScore 4.0 is an inclusive, trended scoring model financial institutions, fintechs, and retailers reach more customers, reduce risk, and drive revenue through more accurate, automated lending decisions
Verification of Employment for Government
Verify applicants’ employment instantly
Wallet Insights API
Real-time access to Equifax / IXI data via API
Watchlist & Adverse Media
Perform your customer due diligence (CDD) accurately and with ease
WealthComplete Premier
WealthComplete® Premier provides a complete picture of estimated liquid financial assets for nearly every U.S. household. Find the hidden asset potential among customers, grow share of wallet and identify high potential prospects with insight on estimated household assets, investments, and deposits
Work Opportunity Tax Credit Management
Get the most out of the Work Opportunity Tax Credit (WOTC). Tap our proprietary technology to help simplify the process, identify more WOTC eligible employees, and capture more tax credits for your company