Product Overview

The Freddie Mac Automated Income Modeler (AIM) Program gives lenders the ability to leverage third party service providers, such as Equifax, through automation. The program is designed to reduce documentation and speed up the loan origination process. Equifax provides instant income verification, via The Work Number®, for the income assessment portion of the Freddie Mac program.

Opt In with Equifax

In order to leverage verification solutions from Equifax to participate in Freddie Mac AIM, lenders must officially opt in with Equifax. Then Equifax is able to provide audit copies of completed verifications to Freddie Mac through the Audit By Loan Number (ABLN) process.

Key Benefits

Quicker Borrower Qualifications

The Work Number Instant Income Verification offers fast results

Cost and Time Savings

Helps both lenders and borrowers save time and money

Improve Borrower Experience

Provides a faster, easier online experience

Representation and Warranty Relief

Offered when the data meets underwriting and eligibility requirements

Process Efficiencies

Helps automate borrower income calculations and the verification process
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