Product Overview

Insight Score for Auto combines proprietary Equifax credit data with telecom and utility data not available through other third-party providers. The Insight Score uses NeuroDecision® Technology to apply industry-specific models and help predict the likelihood of a consumer becoming 90 days past due (or worse) within 24 months of opening an auto loan.

Key Benefits

  • Evaluate new auto loan applicants with greater confidence.
  • Uncover new prospects among no file, thin file, and unbanked consumers.
  • Adjust credit levels among current customers based on a more complete view of their payment histories and behavior.
Who It's For

Understanding Your Customers

The Auto industry faces a variety of challenges including: rising acquisition and retention costs, increased competition from alternative lenders and uncertain economic and employment outlook. To compete in this environment, they need ways to grow business with new and existing customers — all while helping minimize risk.

Key Stats

More Confident Decisions

Increase auto loan approvals as much as 67% compared to a traditional generic risk score, while maintaining similar bad rates.

*Internal Equifax validations. Individual client results may vary.

Superior Score Performance

Expand your auto prospect pool by the scorable population up to16% over traditional generic risk scores.

Enhance your view of Auto loan risks and opportunities

Insight Score for Auto from Equifax gives you the expanded, diverse data and predictive insights you need to better evaluate more auto loan applicants, uncover new prospects, and mitigate risk along the way. Learn more about how this industry-specific credit risk score can benefit your business today.

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