Credit Review Express streamlines the credit review process and facilitates customized workflows based on each account’s level of risk. Using your business rules, Credit Review Express classifies accounts into risk categories to assign the level and frequency of review.
Reduce Costs and Improve Timeliness of Loan Reviews
Using this data-driven tool, you can input your business rules based on acceptable level of risk tolerance. Combined with AbsolutePD values, these rules are used to determine the loan review type (e.g. full review, medium review, or light review) for each account.
Credit Review Express also promotes appropriate record-keeping to provide support for credit decisions. Documentation can be produced and stored for each borrower account.
Credit Review and Portfolio Management Made Easy
Leverage Credit Review Express to facilitate a customized review process based on level of risk, identify high risk borrowers for efficient allocation of resources, and enhance Early Warning systems to identify deteriorating credits and take pro-active measures.