Market Trends
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Highlights: The first half of 2025 saw significant legislative focus on economic stability, consumer data, AI [...]
Highlights: Businesses continue to face economic and industry changes, making adaptability and resilience crucial [...]
Highlights: Fraud, especially income/employment misrepresentation, is a major concern for auto lenders, who [...]
Highlights: The U.S. economy in June 2025 is characterized by a mix of strong labor market indicators [...]
Highlights: Small business lending saw its biggest jump since 2020 in April, but experts advise caution due to the [...]
Highlights: The U.S. economy has rapidly changed since February, with increased uncertainty and the risk of stagflation d [...]
Both before and during each Market Pulse webinar, our audience submits their burning questions to our expert panelists, some of which we [...]
The fintech industry is growing faster than ever as technological innovations and data advancements propel the industry to greater heigh [...]
The May Market Pulse webinar showcased insights from Equifax Advisor Jesse Hardin around current consumer credit trends. While this over [...]
The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]
Both before and during each Market Pulse webinar, our audience submits their burning questions to our expert panelists, some of which we [...]
The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]
Editor's Note: This podcast episode was recorded on April 16, 2025. In the latest episode of the Market Pulse [...]
Right now, the market feels more uncertain than ever. For those of us leading businesses or using data to drive decisions, the pressure is [...]
The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]
The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]
The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]
Natural disasters like wildfires, hurricanes, and floods can leave lasting effects on individuals and communities. These events disrupt [...]
The landscape of consumer credit is undergoing a significant transformation, largely driven by the resumption of federal student loan de [...]
Both before and during each Market Pulse webinar, our audience submits their burning questions to our expert panelists, some of which we [...]
During our February 2025 Market Pulse webinar, our panelists discussed the impact of student loan debt on the economy. To op [...]
Less than a month into President Trump’s second term, businesses, economists and consumers all are trying to navigate his flurry of earl [...]
Both before and during each Market Pulse webinar, our audience submits their burning questions to our expert panelists, some of which we [...]
As we move into 2025, the economy is settling into a new rhythm after years of volatility as some key financial indicators are returning t [...]
As we head into 2025, businesses are keenly watching consumer behavior and economic trends to inform their marketing and operations stra [...]
In our December 2024 Market Pulse webinar, Dr. Robert Wescott of Wescott Strategic Advisors presented a macroeconomic update that focu [...]
The latest episode of the Equifax Market Pulse Podcast set the stage for 2025 by examining key economic themes, predictions, and challen [...]
Even if you’re not sure about the exact definition of inflation, you have probably felt its effects. Here, we’ll share: What [...]
Both before and during each Market Pulse webinar, our audience submits their burning questions to our expert panelists, some of which we [...]
During the December Market Pulse webinar, our panelists analyzed 2024 economic outcomes. Wescott Strategic Advisors President [...]
In the latest episode of the Market Pulse Podcast, the USIS Equifax Advisors -- Em Aliff, Tom O’Neill, Dave Sojka, Maria Urtubey a [...]
During each Market Pulse webinar, our audience submits questions in real time to our expert speakers. For our October Market Pulse webin [...]
In the October 2024 Market Pulse Webinar, our panelists discussed how the end of 2024 is shaping up. Keybridge Research LLC [...]
When the Federal Reserve lowered interest rates by 50 basis points in September, it was the first cut since the early days of the COVID [...]
In the September 2024 Market Pulse webinar, our panelists had a lively discussion about several end-of-year topics, including how stud [...]
In a recent Market Pulse webinar, we discussed current data points around Fintech and alternative data to ensure you're well positioned [...]
As the Federal Reserve prepares to start cutting its key interest rate from its current 23-year high, and a U.S. president [...]
In the world of auto lending, trends and statistics reveal important shifts in how different types of lenders are faring. Here is an ove [...]
Home and auto insurance premiums are on the rise. Insurance companies sought to raise homeowners’ premiums by more than 11 p [...]
During Market Pulse webinars, our audience submits questions each month to our expert panel. For our July Market Pulse webinar our pan [...]
Since the Market Pulse webinar is so dynamic, we want to ensure you do not miss one observation. Below, we recap consumer credit trends [...]
The July 2024 Market Pulse webinar discussed: recent trends around fraud, best practices for redu [...]
The economy has made progress, but inflation is still too high. Federal Reserve Chairman Jerome Powell said on April [...]
Consumers have many choices for managing their finances. One option, banking, is often overlooked with a credit union. Credit unions are [...]
Inflation is having a broad impact on U.S. households. In the latest Market Pulse podcast, Jeff Richardson, SVP of Mar [...]
80 percent of today’s consumers think that new car ownership is out of reach for them*. Pair this with continuing high interest rates, v [...]
Clarity around delinquency is a huge topic in the automotive industry and for lenders delinquencies can have a real impact on the bottom [...]
As we are solidly into 2024 Q1, it is the perfect time to reevaluate our financial resolutions. We are living through a K-shaped economy. [...]
During our February Market Pulse webinar our guest speakers presented an update on how the auto industry is faring given this environm [...]
As the automotive industry evolves, it is important to keep track of the latest trends and innovations to stay ahead of the curve. That is [...]
Many hope for a post-pandemic fresh start. The reality is that the financial landscape is a K-shaped economy, where the impact of econom [...]
Affordability is a buzzword that echoes through the economic landscape. In episode 37 of the Market Pulse podcast, Equifax [...]
2024 opens in a K-shaped economy. In this environment, consumer budgetary pressures look different for each population segment. Lenders [...]
Increasing inflation, rising interest rates and stagnant incomes have made borrowing more expensive and meeting financial commitments more [...]
Did the economic predictions for this year come true? And what economic themes will shape 2024? In episode 36 of the Market Pulse podc [...]
The holiday shopping season is in full swing, but how will consumer financial stress impact holiday spending? In this episode of the Marke [...]
In the dynamic realm of global markets, staying abreast of the latest trends is imperative for individuals and businesses alike. As we v [...]
As we approach the close of 2023, the U.S. economy faces a mix of challenges and positive indicators. In episode 34 of t [...]
Macroeconomic indicators like increasing delinquency rates and ballooning debt point to a nation of prospective borrowers [...]
We are revisiting a topic we began to cover during the September Market Pulse Webinar: preparing for the holiday shopping season despite [...]
During our recent Market Pulse webinar, we discussed how staying ahead of the curve is essential for success. The September 2023 Market [...]
An increasing number of consumers are facing credit and financial stressors. What economic factors are causing this? [...]
During our September Market Pulse webinar, “Navigating Student Loans, Part II: Strengthening Origination Resilience,” I had the privileg [...]
In our August 2023 Market Pulse webinar, our risk advisors hosted a panel discussing the recent student loan repayments, financial durab [...]
Lenders are becoming smarter about who they lend to. Lenders are using alternative data and advanced analytics to lend faster and smarte [...]
During our June 2023 Market Pulse webinar, “How Fintechs are Tackling Economic Headwinds and Tighter Credit,” attendees were able to ask [...]
Fintechs are known for their innovation in customer service, transforming accessibility and making payments faster, among other [...]
June 2023’s Market Pulse Webinar explored how fintechs are tackling not only economic headwinds, but tightening credit. We learned how [...]
Lenders need to keep up with the latest trends to gain a competitive edge. We compiled our most frequently asked questions from Mortgage [...]
It’s a challenging time for the mortgage industry as it faces higher interest rates, low housing supply and a tightening o [...]
The Mortgage market is navigating headwinds of the current economy. That is why it is important to provide actionable insights that can [...]
In May 2023’s Market Pulse Webinar, we discussed key market dynamics within the current mortgage environment to ensure you're well posit [...]
As we approach the halfway point of 2023, the economy faces multiple headwinds. From debt ceiling negotiations and the bankin [...]
The financial industry has cut back on marketing spend due to economic uncertainty, but experts say there are opportunitie [...]
During our April Market Pulse webinar, our panel of experts discussed macroeconomic trends as they relate to marketing and how institution [...]
As economists warn of a possible impending recession, banks are raising their rates and tightening their lending standards. H [...]
At Equifax, we are continuing to innovate in the mortgage industry via solutions that provide value to our customers while also promoting [...]
Fintech companies are disrupting the financial industry. In times of economic uncertainty, the reality of implementing disruptive solution [...]
Do you know your customers? Current economic environment impacting affordability: continuing supply chain roadblocks, inflation [...]
During the March 2023 Market Pulse webinar, “How Credit Unions Are Adapting to Economic Uncertainty,” panelists Rob Wescott, former Sp [...]
Differentiated data: Even more critical in 2023 Supply chain challenges continue to put a strain on inventory supply for aut [...]
Over the last few years, the automotive industry has faced many challenges. The pandemic along with ongoing inventory shortages have inc [...]
During our February 2023 Market Pulse Webinar, we explored the national and regional insights purpose-built for your customer journey, [...]
It's shaping up to be an uncertain year for the automotive industry. Over the last two years, severe inventory constraints led to record [...]
In the U.S. and abroad, the cost of living is rising and consumers and businesses are feeling the squeeze. How will this impact the lend [...]
Starting ahead is critical in today's economy. As we discussed in last month's Market Pulse webinar, 2022 was full of challenges, but kn [...]
Where should consumer and commercial lenders look for responsible growth in 2023? While lenders should be judicious in challenging econo [...]
During our January 2023 Market Pulse Webinar, "Hidden Risks & Hidden Opportunities,” we explored how the automotive industry [...]
Despite high-profile layoffs in the technology and media industries, the 2022 labor market has been a bright spot in the economy. How sh [...]
With 2022 almost in the books, the US economy is still experiencing pandemic whiplash and general economic uncertainty. We’ve been chall [...]
The IMF is predicting global growth may slow to 3.2% in 2022 and 2.7% in 2023, down from 6% in 2021. How will the domestic economy fare [...]
(This blog is the second in a two part series.) The economy is continuing to fluctuate. Financial marketers are starting to shift [...]
Shopping is one of America’s favorite pastimes. During our last Market Pulse Webinar, "How to Prepare for the Holiday Shopping Se [...]
Many Americans are preparing for much-needed family time, general merriment, and gift giving this holiday season. But with erratic geopo [...]
The automotive industry has faced many challenges this year. Automotive dealers have fought inventory shortages, rising interest rates a [...]
The right insights: The key to targeting and acquiring new and high-growth eCommerce merchants is having the right insights Even with marke [...]
Differentiated Data is Even More Critical in 2022 Supply chain challenges continue to put a strain on inventory supply for auto manufacture [...]
During our August 11 Market Pulse webinar, our experts discussed details pertaining to the automotive industry, as well as, the latest e [...]
During our August 11, 2022 Market Pulse webinar, presenter Jeff Jensen, Vice President at Keybridge went over the recent ec [...]
During our July 2022 Market Pulse webinar, presenter Robert Wescott, Founder of Keybridge went over the recent economic trends currently [...]
During our July 28 Market Pulse webinar, our panel of experts discussed what lenders and Gen-Z should be doing during the current stud [...]