Market Trends

Explore the Q3 2025 Market Pulse Index findings on the widening wealth gap, Gen Z's rising financial momentum, and why multidimensional risk [...]

Discover the top 2026 strategic priorities for industry leaders, from AI and digital lending to identity verification and evolving regulator [...]

Market leaders share Q4 Market Pulse insights on 2026 challenges: mortgage affordability, rising delinquencies, and the future of AI in risk [...]

Equifax Advisors review 2025 economic trends: the K-shaped economy, AI, Fed rate cuts, and rising consumer stress. See 2026 predictions.

Get key insights from our Market Pulse survey on the top macroeconomic risks for 2026: affordability, rising interest rates, and fraud.

Learn how AI and economic uncertainty are converging to reshape risk, security, and competitive strategy. Get the top 10 insights for 2025.

Discover expert answers on the economic outlook, including downturn odds, AI stock valuations, and the impact of the $38 trillion U.S. natio [...]

See how US consumer holiday spending is changing in 2025. Uncertainty and rising prices are shifting priorities to essential goods.

Get answers on the future of mortgage leads, Equifax's alternative data for utilities and rent payments, and their stance on trigger leads f [...]

Discover the latest auto loan trends in 2025: from rising loan amounts and lender shifts to subprime lending and refinancing opportunities.

Gain insights into October 2025's macroeconomic trends, consumer sentiment, and the impact of VantageScore 4.0 on the mortgage industry.

Explore the latest small business lending trends, including labor market shifts, consumer spending, and the impact of the AI investment boom [...]

Navigate economic uncertainty with the new Market Pulse Index. Equifax Advisors discuss consumer financial health, inflation, and K-shaped d [...]

Unpack consumer financial health & generational divides with the Market Pulse Index. Discover key insights for strategic planning in a K-sha [...]

Gain key insights into the Q3 2025 economy from the Market Pulse webinar audience, from consumer spending and lending trends to fraud and th [...]

Gain expert insights on potential economic impacts, housing affordability challenges, and market trends from our September Market Pulse Q&A.

Stay ahead of economic shifts! Discover 6 macroeconomic trends and 4 mortgage industry themes from the September 2025 Market Pulse webinar.

Navigate the fast-changing regulatory landscape in lending with insights from Equifax's Market Pulse podcast. Learn about new regulations, e [...]

Get expert answers on student loan reclassification and credit washing fraud from the August Market Pulse Q&A. Stay informed!

Discover what's on lenders' minds in 2025: student loans, trade uncertainty, & auto lending. Get insights from Equifax Advisors.

Learn top economic trends and how to fight fraud in the auto industry. Get key insights from the August 2025 Market Pulse webinar.

Get answers to your questions on student loans, credit cards, and economic shifts from the July Market Pulse webinar experts.

Unpack the K-shaped economy of 2025. Discover how it affects different generations and learn how to adapt your financial strategy accordingl [...]

Unpack key U.S. economic shifts in July 2025. Discover 5 top takeaways and 3 emerging trends impacting businesses and consumers this year.

Explore what hard data and soft warnings reveal about U.S. consumers in the second half of 2025. Dive into credit performance, employment, a [...]

Stay informed on first half of 2025 legislative trends: economic factors, consumer data, AI, and medical debt. Get key insights for business [...]

Discover 5 key trends for H2 2025 from Equifax's Q2 Market Pulse webinars, covering economic uncertainty, AI in fintech, and strategic plann [...]

Discover key insights from auto lenders on fraud, AI, market trends, and data. Learn how to navigate challenges and drive growth in auto len [...]

Understand June 2025's 5 key market trends: rising prices, economic uncertainty, slowing labor growth, falling consumer sentiment, and low s [...]

Small business lending jumped in April, but a "wait-and-see" economy and tight lending standards mean caution is key. Get the latest insight [...]

Stay informed on the evolving U.S. economy. This blog, based on the Market Pulse podcast, explores shifting economic trends, consumer behavi [...]

Expert Q&A: AI and fraud in fintech. Get insights on trends and strategies from PayPal, Upstart & Fintech Takes. May 2025 Market Pulse.

Fintech experts discuss AI, cash flow data, and economic shifts shaping the industry and consumer behavior.

Explore May 2025 consumer credit trends. Insights on originations, debt, utilization, & delinquencies. Stay informed with Equifax Market Pul [...]

May 2025 economic update: Get top 9 takeaways on market trends, stock losses, consumer spending, and economic uncertainty. Read the latest i [...]

April 2025 Market Pulse Q&A: Economic experts discuss inflation, stagflation, and their impact on various consumer markets.

Macroeconomic trends April 2025: Consumer sentiment, wealth effect, economic risks, and labor market analysis. Key insights from the Equifax [...]

Editor's Note: This podcast episode was recorded on April 16, 2025. In the latest episode of the Market Pulse [...]

Navigate today's uncertain market and discover key insights from Equifax Market Pulse, including Gen Z strategies, growth challenges in a sh [...]

The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]

The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]

For our March Market Pulse webinar, an all-star economist panel, composed of Dr. Amy Crews Cutts, President and Chief Economist at AC Cutts [...]

Natural disasters like wildfires, hurricanes, and floods can leave lasting effects on individuals and communities. These events disrupt [...]

The landscape of consumer credit is undergoing a significant transformation, largely driven by the resumption of federal student loan de [...]

Both before and during each Market Pulse webinar, our audience submits their burning questions to our expert panelists, some of which we [...]

During our February 2025 Market Pulse webinar, our panelists discussed the impact of student loan debt on the economy.  To op [...]

2025 Economic Outlook: Inflation and jobs discussed on the Market Pulse podcast with Moody's Analytics economist.

Both before and during each Market Pulse webinar, our audience submits their burning questions to our expert panelists, some of which we [...]

Key economic trends for 2025: interest rates, inflation, and consumer spending are analyzed to understand the current state of the economy a [...]

As we head into 2025, businesses are keenly watching consumer behavior and economic trends to inform their marketing and operations stra [...]

In our December 2024 Market Pulse webinar, Dr. Robert Wescott of Wescott Strategic Advisors presented a macroeconomic update that focu [...]

The latest episode of the Equifax Market Pulse Podcast set the stage for 2025 by examining key economic themes, predictions, and challen [...]

What is inflation & how does it affect you? Learn about rising prices, impacts on savings & wages, & predictions for 2025.

For our December Market Pulse webinar, our panel included Mike Spriggs, Head of Consumer Insights at Fiserv, and Jesse Hardin, Risk Advisor [...]

During the December Market Pulse webinar, our panelists analyzed 2024 economic outcomes.  Wescott Strategic Advisors Presi [...]

In the latest episode of the Market Pulse Podcast, the USIS Equifax Advisors -- Em Aliff, Tom O’Neill, Dave Sojka, Maria Urtubey a [...]

During each Market Pulse webinar, our audience submits questions in real time to our expert speakers. For our October Market Pulse webin [...]

In the October 2024 Market Pulse Webinar, our panelists discussed how the end of 2024 is shaping up.  Keybridge Research LLC [...]

When the Federal Reserve lowered interest rates by 50 basis points in September, it was the first cut since the early days of the COVID [...]

In the September 2024 Market Pulse webinar, our panelists had a lively discussion about several end-of-year topics, including how stud [...]

In a recent Market Pulse webinar, we discussed current data points around Fintech and alternative data to ensure you're well positioned [...]

As the Federal Reserve prepares to start cutting its key interest rate from its current 23-year high, and a U.S. president [...]

In the world of auto lending, trends and statistics reveal important shifts in how different types of lenders are faring. Here is an ove [...]

Home and auto insurance premiums are on the rise. Insurance companies sought to raise homeowners’ premiums by more than 11 p [...]

During Market Pulse webinars, our audience submits questions each month to our expert panel. For our July Market Pulse webinar our pan [...]

Since the Market Pulse webinar is so dynamic, we want to ensure you do not miss one observation. Below, we recap consumer credit trends [...]

The July 2024 Market Pulse webinar discussed: recent trends around fraud,  best practices for redu [...]

  The economy has made progress, but inflation is still too high. Federal Reserve Chairman Jerome Powell said on April [...]

  Inflation is having a broad impact on U.S. households. In the latest Market Pulse podcast, Jeff Richardson, SVP of Mar [...]

80 percent of today’s consumers think that new car ownership is out of reach for them*. Pair this with continuing high interest rates, v [...]

Clarity around delinquency is a huge topic in the automotive industry and for lenders delinquencies can have a real impact on the bottom [...]

As we are solidly into 2024 Q1, it is the perfect time to reevaluate our financial resolutions. We are living through a K-shaped economy. [...]

During our February Market Pulse webinar our guest speakers presented an update on how the auto industry is faring given this environm [...]

As the automotive industry evolves, it is important to keep track of the latest trends and innovations to stay ahead of the curve. That is [...]

Many hope for a post-pandemic fresh start. The reality is that the financial landscape is a K-shaped economy, where the impact of econom [...]

  Affordability is a buzzword that echoes through the economic landscape. In episode 37 of the Market Pulse podcast, Equifax [...]

2024 opens in a K-shaped economy. In this environment, consumer budgetary pressures look different for each population segment. Lenders [...]

Increasing inflation, rising interest rates and stagnant incomes have made borrowing more expensive and meeting financial commitments more [...]

Did the economic predictions for this year come true? And what economic themes will shape 2024? In episode 36 of the Market Pulse podc [...]

The holiday shopping season is in full swing, but how will consumer financial stress impact holiday spending? In this episode of the Marke [...]

In the dynamic realm of global markets, staying abreast of the latest trends is imperative for individuals and businesses alike. As we v [...]

As we approach the close of 2023, the U.S. economy faces a mix of challenges and positive indicators. In episode 34 of t [...]

Macroeconomic indicators like increasing delinquency rates and ballooning debt point to a nation of prospective borrowers [...]

We are revisiting a topic we began to cover during the September Market Pulse Webinar: preparing for the holiday shopping season despite [...]

During our recent Market Pulse webinar, we discussed how staying ahead of the curve is essential for success. The September 2023 Market [...]

  An increasing number of consumers are facing credit and financial stressors. What economic factors are causing this? [...]

During our September Market Pulse webinar, “Navigating Student Loans, Part II: Strengthening Origination Resilience,” I had the privileg [...]

In our August 2023 Market Pulse webinar, our risk advisors hosted a panel discussing the recent student loan repayments, financial durab [...]

Lenders are becoming smarter about who they lend to. Lenders are using alternative data and advanced analytics to lend faster and smarte [...]

During our June 2023 Market Pulse webinar, “How Fintechs are Tackling Economic Headwinds and Tighter Credit,” attendees were able to ask [...]

  Fintechs are known for their innovation in customer service, transforming accessibility and making payments faster, among other [...]

June 2023’s Market Pulse Webinar explored how fintechs are tackling not only economic headwinds, but tightening credit. We learned how [...]

Lenders need to keep up with the latest trends to gain a competitive edge. We compiled our most frequently asked questions from Mortgage [...]

It’s a challenging time for the mortgage industry as it faces higher interest rates, low housing supply and a tightening o [...]

The Mortgage market is navigating headwinds of the current economy. That is why it is important to provide actionable insights that can [...]

In May 2023’s Market Pulse Webinar, we discussed key market dynamics within the current mortgage environment to ensure you're well posit [...]

As we approach the halfway point of 2023, the economy faces multiple headwinds. From debt ceiling negotiations and the bankin [...]

  The financial industry has cut back on marketing spend due to economic uncertainty, but experts say there are opportunitie [...]

During our April Market Pulse webinar, our panel of experts discussed macroeconomic trends as they relate to marketing and how institution [...]

  As economists warn of a possible impending recession, banks are raising their rates and tightening their lending standards. H [...]

At Equifax, we are continuing to innovate in the mortgage industry via solutions that provide value to our customers while also promoting [...]

Fintech companies are disrupting the financial industry. In times of economic uncertainty, the reality of implementing disruptive solution [...]

Consumers have many choices for managing their finances. One option, banking, is often overlooked with a credit union. Credit unions are [...]

Do you know your customers? Current economic environment impacting affordability: continuing supply chain roadblocks, inflation [...]

During the March 2023 Market Pulse webinar, “How Credit Unions Are Adapting to Economic Uncertainty,” panelists Rob Wescott, former Sp [...]

Differentiated data: Even more critical in 2023 Supply chain challenges continue to put a strain on inventory supply for aut [...]

Over the last few years, the automotive industry has faced many challenges. The pandemic along with ongoing inventory shortages have inc [...]

During our February 2023 Market Pulse Webinar, we explored the national and regional insights purpose-built for your customer journey, [...]

It's shaping up to be an uncertain year for the automotive industry. Over the last two years, severe inventory constraints led to record [...]

In the U.S. and abroad, the cost of living is rising and consumers and businesses are feeling the squeeze. How will this impact the lend [...]

Starting ahead is critical in today's economy. As we discussed in last month's Market Pulse webinar, 2022 was full of challenges, but kn [...]

Where should consumer and commercial lenders look for responsible growth in 2023? While lenders should be judicious in challenging econo [...]

During our January 2023 Market Pulse Webinar, "Hidden Risks & Hidden Opportunities,” we explored how the automotive industry [...]

Despite high-profile layoffs in the technology and media industries, the 2022 labor market has been a bright spot in the economy. How sh [...]

With 2022 almost in the books, the US economy is still experiencing pandemic whiplash and general economic uncertainty. We’ve been chall [...]

The IMF is predicting global growth may slow to 3.2% in 2022 and 2.7% in 2023, down from 6% in 2021. How will the domestic economy fare [...]

(This blog is the second in a two part series.) The economy is continuing to fluctuate. Financial marketers are starting to shift [...]

Shopping is one of America’s favorite pastimes. During our last Market Pulse Webinar, "How to Prepare for the Holiday Shopping Se [...]

Many Americans are preparing for much-needed family time, general merriment, and gift giving this holiday season. But with erratic geopo [...]

The automotive industry has faced many challenges this year. Automotive dealers have fought inventory shortages, rising interest rates a [...]

The right insights: The key to targeting and acquiring new and high-growth eCommerce merchants is having the right insights Even with marke [...]

Differentiated Data is Even More Critical in 2022 Supply chain challenges continue to put a strain on inventory supply for auto manufacture [...]

During our August 11 Market Pulse webinar, our experts discussed details pertaining to the automotive industry, as well as, the latest e [...]

  During our August 11, 2022 Market Pulse webinar, presenter Jeff Jensen, Vice President at Keybridge went over the recent ec [...]

During our July 2022 Market Pulse webinar, presenter Robert Wescott, Founder of Keybridge went over the recent economic trends currently [...]

During our July 28 Market Pulse webinar, our panel of experts discussed what lenders and Gen-Z should be doing during the current stud [...]