Alternative Data

Young People Are Entering the Credit World: Here’s How to Approve More Gen Z With Alternative Data

For many young adults, getting their first credit card, car loan, or personal loan is an important milestone. However, for lenders, these same young applicants often present a challenge: a thin or nonexistent credi [...]

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Highlights: The U.S. economy has rapidly changed since February, with increased uncertainty and the risk of stagflation d [...]

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Account Management Supporting Their Financial Best: How To Help Your Members And Customers Achieve Their Credit Goals

Highlights:  Optimal Path, an AI-driven solution, can enhance member engagement and loyalty for financial institutio [...]

Market Trends AI and Fraud in Fintech: Expert Q&A from May 2025 Market Pulse

Both before and during each Market Pulse webinar, our audience submits their burning questions to our expert panelists, some of which we [...]

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Prospecting Power New Loan Growth With Better Marketing Precision

Marketers, let’s face it. Finding ways to drive customer growth is always a challenge. But it’s even more of a challenge when your busin [...]

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Credit Risk Weathering the Affordability Crisis: Strategies for Success for Automotive Retailers and Agencies

The current economic climate presents challenges that directly impact consumer affordability. Between persistent supply chain disruptions, [...]

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