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John Fenstermaker
Chief Data & Analytics Officer, U.S. Information Solutions
About the Author
About the Author
John Fenstermaker has a passion for leveraging data and analytics to solve complex business problems, which he has the opportunity to do every day in his role as Chief Data & Analytics Officer for Equifax’s USIS business. In this position, he oversees data, consumer and commercial analytics, research, product development, and customer solution development in the marketing, risk, and customer relationship management domains. John has served in a variety of roles during his 12+ years at Equifax, growing from a player / coach data scientist role to senior leadership roles. Prior to his latest stint in USIS, John served as the Chief Innovation Architect in the Global Data & Analytics organization where he launched and led an Innovation Architecture organization in generating ideas for, prioritizing, and designing innovation projects to support Equifax’s $5B+ global business while overseeing a data science organization in developing many of these innovations. Before joining Equifax, John built and led a data science organization in designing and developing models and pattern recognition algorithms to identify and prevent healthcare fraud for a subsidiary of Computer Sciences Corporation. In this role, John received the US Department of Health and Human Services Inspector General's Integrity Award for his support of Law Enforcement in building criminal cases and testifying as an expert witness in trialsRecent Articles by this Author
Recent Articles
Commercial Business
Beyond Credit Scores: Using the Power of Alternative Data to Assess Commercial Credit Risk
Commercial lending is a bit like solving a puzzle. To understand the bigger picture of a business, namely hidden risks that might lead to [...]
May 30, 2025
What is Information Asymmetry?
Information asymmetry occurs when one party to an economic transaction has more or better information than the other party. Information asym [...]
June 10, 2019