Dave Sojka

Equifax Advisors review 2025 economic trends: the K-shaped economy, AI, Fed rate cuts, and rising consumer stress. See 2026 predictions.

Get the latest consumer credit trends for December 2025 from Market Pulse. See key insights on rising originations, climbing consumer debt, [...]

Discover expert answers on the economic outlook, including downturn odds, AI stock valuations, and the impact of the $38 trillion U.S. natio [...]

Gain insights into October 2025's macroeconomic trends, consumer sentiment, and the impact of VantageScore 4.0 on the mortgage industry.

Stay ahead of consumer credit trends with insights from Equifax. Explore rising debt, shifting delinquencies, and the growing fraud industry [...]

Discover what's on lenders' minds in 2025: student loans, trade uncertainty, & auto lending. Get insights from Equifax Advisors.

Unpack key U.S. economic shifts in July 2025. Discover 5 top takeaways and 3 emerging trends impacting businesses and consumers this year.

Expert Q&A: AI and fraud in fintech. Get insights on trends and strategies from PayPal, Upstart & Fintech Takes. May 2025 Market Pulse.

April 2025 consumer credit trends: Key insights on mortgages, debt, and loans. Get the latest analysis.

For our March Market Pulse webinar, an all-star economist panel, composed of Dr. Amy Crews Cutts, President and Chief Economist at AC Cutts [...]

The landscape of consumer credit is undergoing a significant transformation, largely driven by the resumption of federal student loan de [...]

2025 Economic Outlook: Inflation and jobs discussed on the Market Pulse podcast with Moody's Analytics economist.

During our first Market Pulse webinar of the year, Equifax Advisor Dave Sojka explained current consumer credit trends as we head into [...]

When the Federal Reserve lowered interest rates by 50 basis points in September, it was the first cut since the early days of the COVID [...]

Artificial Intelligence (AI) is all the rage right now. At a recent conference that I attended, a guest speaker was asked, “What’s the f [...]

Increasing inflation, rising interest rates and stagnant incomes have made borrowing more expensive and meeting financial commitments more [...]

The warning signs are all around us: many consumers are financially stressed. Already, consumers are getting squeezed by high inflation [...]

  Millions of consumers will have to budget for another monthly payment in October. That’s when the federal student loan [...]

With 2022 almost in the books, the US economy is still experiencing pandemic whiplash and general economic uncertainty. We’ve been chall [...]