Dave Sojka

Highlights:  The primary economic risk identified for the coming year is a slowdown in consumer spending, whic [...]

Highlights:  The U.S. economy is experiencing rapid changes, including a slowing labor market and declining cons [...]

Highlights:  Consumer originations across all lending categories rose year-over-year through May 2025, with [...]

Highlights:  Lenders' primary concerns in 2025 include student loan repayment resumption, trade uncertai [...]

Highlights:  The U.S. economy is undergoing significant shifts, characterized by rising import costs, economic [...]

Both before and during each Market Pulse webinar, our audience submits their burning questions to our expert panelists, some of which we [...]

The April Market Pulse webinar showcased insights from Equifax Senior Advisor David Sojka concerning current consumer credit trends. W [...]

The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]

The landscape of consumer credit is undergoing a significant transformation, largely driven by the resumption of federal student loan de [...]

Less than a month into President Trump’s second term, businesses, economists and consumers all are trying to navigate his flurry of earl [...]

During our first Market Pulse webinar of the year, Equifax Advisor Dave Sojka explained current consumer credit trends as we head into [...]

When the Federal Reserve lowered interest rates by 50 basis points in September, it was the first cut since the early days of the COVID [...]

Artificial Intelligence (AI) is all the rage right now. At a recent conference that I attended, a guest speaker was asked, “What’s the f [...]

Increasing inflation, rising interest rates and stagnant incomes have made borrowing more expensive and meeting financial commitments more [...]

The warning signs are all around us: many consumers are financially stressed. Already, consumers are getting squeezed by high inflation [...]

  Millions of consumers will have to budget for another monthly payment in October. That’s when the federal student loan [...]

With 2022 almost in the books, the US economy is still experiencing pandemic whiplash and general economic uncertainty. We’ve been chall [...]