Tom O’Neill

Highlights:  Due to macroeconomic factors like the recent government shutdown and rising prices, consumers are enter [...]

Highlights: The U.S. economy is experiencing a slowdown in the labor market and consumer sentiment, with trade policy and [...]

Highlights:  The Market Pulse Index shows a slight decline in overall U.S. consumer financial health, but this stres [...]

Highlights:  The August Market Pulse Q&A addresses audience questions on student loan reclassification (likely d [...]

Highlights:  The U.S. economy shows significant wealth growth, but it's uneven, leading to a "barbell [...]

Highlights:  U.S. consumers show a dichotomy between softening sentiment (soft data) and stable credit p [...]

Highlights:  Consumer originations increased year-over-year in several lending categories by February 2025, wi [...]

The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]

How is your company staying on top of changes in consumer credit activity? Ask yourself these questions: Do you know how chan [...]

The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]

The February Market Pulse webinar showcased insights from Equifax Risk Advisor Tom O’Neill concerning current consumer credit trends. [...]

As we head into 2025, businesses are keenly watching consumer behavior and economic trends to inform their marketing and operations stra [...]

Even if you’re not sure about the exact definition of inflation, you have probably felt its effects. Here, we’ll share: What [...]

The pressure on financial institutions to grow and protect deposits has been a major topic of interest for the past couple of years, and [...]

  Risk management is a multifaceted field that remains an enigma to many. In the latest episode of the Market Pulse podc [...]

Macroeconomic indicators like increasing delinquency rates and ballooning debt point to a nation of prospective borrowers [...]

  An increasing number of consumers are facing credit and financial stressors. What economic factors are causing this? [...]

The last three years has brought a range of micro and macroeconomic storms. Shifts in spending behavior and the influx of [...]