Data and Analytics

The higher education landscape is constantly evolving and is undergoing a significant transformation with the introduction of the Fina [...]

Want to build deeper connections within your industry?  It is important to learn how to use vast information to efficiently bui [...]

Adopting alternative data can provide many benefits to fintechs. During our monthly Market Pulse webinars, our audience submits question [...]

As a utility, telco, or pay TV service provider, you know the importance of making informed decisions about your customers. Credit score [...]

As an auto lender, your ability to pinpoint credit risk means everything. Yet, securely growing your business—and your bottom line—in to [...]

Aren’t you curious? Wondering where your college degree programs will land on the affordability spectrum when the new earning premium me [...]

Artificial Intelligence (AI) is all the rage right now. At a recent conference that I attended, a guest speaker was asked, “What’s the f [...]

The pressure is on for lenders. You need to ensure that your acquisition strategies are competitive. But that can be quite the conundrum [...]

How many years has your company been marketing lending offers to consumers? Five? Ten? Twenty? Fifty or more? It’s likely a lot of years.  [...]

Crush your marketing ROI—and your revenue goals—with a next-level approach.  If you’re like a lot of other marketers, you’re feelin [...]

In today's fast-paced and interconnected world, businesses across various industries are seeking innovative ways to make informed decisi [...]

In the dynamic realm of global markets, staying abreast of the latest trends is imperative for individuals and businesses alike. As we v [...]

In July 2023, small business lending and financial stress exhibited distinct regional and industry-based trends. As we look at the Equifax [...]

As inventories begin to return to pre-pandemic levels, dealers must continue to find ways to improve customer experience and personaliza [...]

In today’s world of lean teams and tight budgets, lenders need to make smart choices about how they divide resources, prioritize efforts [...]

Introducing innovative solutions to the customer experience in the auto industry is critical. The events of the past few years, including [...]

Here’s a thorny question…and your response may impact the future of your business in today’s uncertain economy. Is your customer data he [...]

Everybody’s a little anxious about the economy these days, especially consumers. Stubborn inflation and lingering uncertainty have flatten [...]

If you’re an Insurtech innovator, it’s time for a rethink. After a red-hot funding cycle in 2021, investment in the Insurtech space is c [...]

  With rising interest rates and other economic headwinds, how are credit unions adapting? And how can they find the risks a [...]

With the exciting news of telco, pay tv, and utility insights available to be delivered with every mortgage credit report here at Equ [...]

Financial institutions have become more risk-aware following the Fed’s interest rate hikes, an uncertain economy and recent challenges f [...]

Generation Z is the tech-savvy and socially conscious cohort born between 1997 and 2012. Gen-Z is beginning to establish its own financi [...]

You should probably read this article…but nothing in it pertains to you personally. It’s not relevant to your job or your life in general. [...]

2022 is the second year for the annual Equifax Accelerate Program and developer challenge in partnership with 1871. 1871 is a Chicago- [...]

Consumers are being impacted differently in today’s uncertain economy. While some households are struggling, others are thriving, creating a [...]

In automotive aftermarket businesses, people are at the center of each interaction. Yet, the landscape is continuing to evolve. Thus results [...]

2021 was a breakout year for BNPL in the U.S. BNPL gross merchandise value accelerated to $49 billion, with projections to grow another 65 [...]

Every consumer, no matter their age or race, is currently impacted in some way by today’s economy. During our June 2022 Market Pulse webinar [...]

For our May 19 Market Pulse webinar our presenters discussed the recent economic update, consumer credit trends, and small business trends, [...]

This is a recap of our April 14 Market Pulse webinar, where our panel of experts discussed the recent supply chain crisis, as well as the la [...]

During our April 14 Market Pulse webinar, our panel of experts discussed details pertaining to the recent supply chain crisis, as well as, t [...]

This month’s Market Pulse webinar presenters included Dylan Hall, Co-Founder and CEO at Safe Rate; Peter Hellwig, Co-Founder at Atmos Financ [...]

Cryptocurrency seemed to come out of nowhere, and now it’s changing the way the world does business. Many people are wondering if they shoul [...]

During our March 10 Market Pulse webinar, our panel of experts discussed details pertaining to entrepreneurs and how they can participate in [...]

For much of the last century, population growth in the U.S. has remained relatively stable. But that is changing, and your business should p [...]

As you think about your business plans in 2022, having access to key data to make informed business decisions will be important. For our Jan [...]

Header data, the Equifax Cloud, and COVID-19’s impact on the economy and credit card debt, were hot article topics in 2021. If you missed an [...]

Markets are continuously changing, whether it’s based on new customer behaviors, unforeseen economic forces or new competitors looking to di [...]

The Equifax Cloud™ is the new foundation of our business. Built primarily on the Google Cloud, it is the result of our $1. [...]

The Responsible Use of Data The concept of privacy has changed dramatically since the pre-internet days -- and even since the 201 [...]

Does Your Data Tell the Whole Story? As a marketer, you’ve heard the mantra: let the data tell the story. But does data tell th [...]

Defining Quality Data  As marketers, we rely on data. But whether we use it to make key business decisions or simply cite th [...]

Creating a Bespoke Customer Experience   SoFi reached a major milestone last year: one million members, and durin [...]

Why Constrained Models are Optimized for Credit Risk Credit scores are used as a big part of a lender’s credit criteria - higher scores mor [...]

While the COVID-19 pandemic created uncertainty in the financial market, the mortgage industry remained strong with a positive long-term out [...]

Differentiated Data is Even More Critical in 2020 Consumer spending has picked up slightly since the summer lockdowns across ma [...]

I interviewed Senior Business Analyst Jennifer Davis about the importance of what we call, data stewards. She manages a group of data a [...]

Many companies are leveraging data and analytics to create a competitive advantage in their industry and grow their business. The insights t [...]

Benjamin Franklin famously said there were only two things certain in life: death and taxes. But I'd like to add a third certainty: change. [...]

Kurt Baumberger has joined Equifax as Enterprise Innovation Officer. In this new role, he will create new capabilities to empathize wit [...]

We live and breathe technology, data and analytics, and our passion is providing insights that help you make more informed decisions. Last y [...]

Leveraging a Faster Model Development Environment for Data Analytics Moving from data to insights is no easy feat for today’s businesses. F [...]

It All Starts with Building the Right Attributes With the data explosion we’ve seen in recent years, businesses have access to more data th [...]

The Data Science Lab is the heart of innovation at Equifax. In this interview, Chris Yasko, Interim Enterprise Innovation Offic [...]

Approximately 91.5 million consumers in the U.S. either have no credit file, or have insufficient information in the file to generate a trad [...]

In today’s business environment, auto lenders need data to get ahead. But not just any old, raw data – it has to be standardized data. That’ [...]

Auto Leaders Want to Make Car Buying Easier Leaders of the National Independent Auto Dealer Association (NIADA) met in Las Vegas this summe [...]

Adaptive AI is the next great advancement in leveraging AI for credit risk. Equifax's Chief Innovation Architect, John Fenstermake [...]

This is the final article in a 5-part series. We originally published this post on December 20, 2016 and updated it on July 17, 2019. Today [...]

This blog if the fourth article in a 5-part series. It originally published on January 26, 2017 and was updated on July 17, 2 [...]

This is the third article in a 5-part series. We originally published this post on December 20, 2016, and updated it on July 17, 2019. [...]

This is the second article in a 5-part series. We originally published this post on December 20, 2016 and updated it on July 17, 2019. Many [...]

This blog post is part of a 5-part series. It was originally published on December 15, 2016 and updated on July 17, 2019. B [...]

Dr. Colin Coleman, SVP of Data and Analytics at Equifax, focuses on strategy for data and analytics as a center of excellence and around mod [...]

Information asymmetry occurs when one party to an economic transaction has more or better information than the other party. Information asym [...]

Chalcy Raja leads the Big Data Platform team at Equifax. She has been a trailblazer in the area of big data, having worked as a data enginee [...]

Technology Provides Faster, More Accurate Claim of Benefits The current benefit eligibility verification process is a daily burden for case [...]

Compliance, fraud and verification services were hot blog topics in 2018. Hopefully you didn’t miss any of our articles that featured ti [...]

We asked Maxie Schmidt-Subramanian, PhD, Principal Analyst with Forrester Research, about the impact of digital transformation on [...]

This is the fourth post in a 5-part series, Digital Customer Experience We asked Maxie Schmidt-Subramanian, PhD, Principal Ana [...]

This is the third post in a 5-part series, Digital Customer Experience. We asked Maxie Schmidt-Subramanian, PhD, Principal Analyst w [...]

This is the second post in a 5-part series, Digital Customer Experience We asked Maxie Schmidt-Subramanian, PhD, Principal [...]

Equifax asked recent webinar guest speaker, Maxie Schmidt-Subramanian, PhD, principal analyst serving customer experience professionals [...]

You have a lot of customer data -- housed in a lot of different locations. You’re working hard to make sense of it so you can better underst [...]

Auto lenders and dealers want more knowledge and faster information about their markets and customers—on and off the lot so they can qui [...]

Advanced analytics, machine learning and logistical regression – traditional methods used to calculate credit scores today. Enter deep neura [...]