Gain a more complete view when assessing and managing new customer credit risk. Go beyond the traditional credit file to get deeper insights into payment transactions, financial behaviors, employment information, and more. Our expanded credit decisioning solutions, attributes and scores can help you make more informed credit decisions, expand access to credit, and help you mitigate risk.
Expand access to credit while effectively mitigating risk
Find ideal customers and understand financial capacity
Identify and target new customers quicker and with greater confidence
Mortgage & Housing
Identify and approve quality borrowers and renters efficiently
Communications & Utilities
Reduce write-offs and and improve profitability by assessing new applicant risk
Better quote and manage risk of policyholders
Make better informed eligibility decisions
Retail & E-Commerce
Find customers who are a good fit based on estimate financial capacity
Quickly identify prospective customers based upon desired parameters
Ensure creditworthiness of new commercial customers
Help accounts receivable management determine a patient’s propensity to pay
With access to our trusted data, predictive analytics, and cloud-native data fabric, you'll be able to more confidently and efficiently understand who you are doing business with. Choose Equifax and get deeper insights into your prospects, enabling you to say “yes” to more while mitigating risk.