[Video] What is Zelle®?
Many major banks allow peer to peer payments with Zelle®. Learn more about what is Zelle and what you need to know before using it.
Personal finance covers several categories and overarching themes, such as managing your money and saving and investing. If we drill down, personal finance encompasses budgeting, banking, insurance, investments, mortgages, loans, retirement, tax, and estate planning to name a few. Your personal finances are uniquely yours and depend on your income, expenses, hitting both short and long-term financial goals, as well as budgeting for your lifestyle. We'll discuss ways to manage your money, as well as the basics of financial literacy and ways to limit debt, and how to use credit cards wisely. It’s important to monitor your credit report so that you can help ensure all your personal information is correct and that the report accurately reflects your financial history. Your credit scores and reports are an important part of personal finance, as they could impact your day-to-day reality — affecting items like the ability to rent where you want or getting you a better loan or mortgage rate than you would with lower credit scores.
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Six Tax Mistakes and Penalties to Avoid
Missing deadlines, making incorrect calculations and misspelling or leaving out essential information are all common tax mistakes that can cost you in the long run.
[Video] How to Help Protect Yourself Against Inflation
Read about what inflation is, how it affects interest rates and how you should approach spending, saving, investing and more.
[Video] What Is a Digital Wallet?
With a smartphone in everyone’s pocket, digital wallets are increasing in popularity. What is a digital wallet?
[Video] What Is Inflation?
Inflation has a big impact on your finances. Learn what inflation is, what causes it, how you can spot the signs of inflation and how you can help better protect yourself.
Comparing Auto Loans: New Car Loans vs Used Car Loans
Is it better to finance a new or used car? We compare the advantages of buying a new car vs. a used car. Learn more with Equifax.
Settlement Claims Administrator Sending Cash Payments
The settlement administrator for the Equifax® cybersecurity data breach settlement is now sending payments to claimants who submitted for a cash benefit. Equifax does not oversee administration of the settlement. The consumer payments are determined by the settlement administrator pursuant to the terms of the settlement agreement.
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What Is Cryptocurrency?
Cryptocurrency is new and mysterious to many of us, so what is cryptocurrency?
What You Need to Know: How Does Car Insurance Work?
Learn all about car insurance at Equifax. See how car insurance works, how much it costs and what a deductible is.
[Video] What is Afterpay, Klarna and Affirm? | How “Buy Now, Pay Later” Impacts Your Credit
Have you heard about Afterpay and wondered how it can impact your finances or credit health? Learn more about “buy now, pay later” options and your credit score.
What is Bankruptcy and What Happens to My Credit?
What is bankruptcy and how does it affect my credit? Learn more about bankruptcy and what happens to your credit.
What Is the Difference Between Pre-Qualified and Pre-Approved Loans?
Pre-qualified and pre-approved may sound the same, but they mean very different things for both home and auto loans.