Credit Cards

Explore tips on getting the right credit card for you and what it means for your credit. Plus, managing credit card debt and what to do if you lost your card.

Can a Credit Card Balance Transfer Impact Your Credit Score?

A balance transfer can be an effective tool for getting out of debt but can also impact your credit scores. To learn more about balance transfers and your credit scores, read more here.

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What Is an Annual Percentage Rate (APR)? | APR vs. APY

APR is an important element of several types of credit. Learn more about APR and how it compares to APY.

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What Is an Authorized User on a Credit Card?

Wanting to know what an authorized user on a credit card is? Click here to learn more about authorized credit card users and how they can affect your credit.

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How Can Debt and Money Issues Impact Your Mental Health?

Debt can have serious impacts on your financial as well as your mental health. To learn more about the impacts of debt on your mental health and finances, read more here.

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How Many Credit Cards Should I Have?

Have you been wondering how many credit cards you should have? Learn more about multiple credit cards and whether that can affect your credit.

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[Video] Inactive Credit Card: Use it or Lose it?

After a certain period of time, your credit card account may be deemed "inactive" and closed. Here are some things you should know.

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You Ask, Equifax Answers: How Often Do Credit Card Companies Report to the Credit Bureaus?

How often do your credit card providers report your information to the three nationwide credit bureaus? Does it vary from card to card?

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[Video] When Does a Late Credit Card Payment Show Up on Credit Reports?

If you're struggling to make on-time payments, or missed a due date by accident, here are a few things to know about how long it will take for a late payment to show up on your credit reports.

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Establishing Credit When You Don't Have Credit

It’s a situation many young adults face when they’re just starting out – how to build a credit history when you don’t have a credit history.

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Getting a Credit Card: 4 Things for Young Adults to Know

Considering whether to get your first credit card? Here are 4 things for young adults to keep in mind before they start applying.

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Managing Credit Accounts and Finances for a Loved One

Whether it's an aging parent or friend, or a family member with special needs, here are a few things to know about managing someone else's credit accounts and finances.

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Pre-Screened Credit Card Offers: Benefits and Opting Out

What are those pre-screened credit card offers you get in the mail? What are their benefits, and how can you opt out of receiving them?

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