Can a Credit Card Balance Transfer Impact Your Credit Score?
A balance transfer can be an effective tool for getting out of debt but can also impact your credit scores. To learn more about balance transfers and your credit scores, read more here.
When it comes to considering the best credit card deals for you, you should consider the account terms, such as interest rates, and if there are any credit card perks that could benefit you and your lifestyle. Also, you should take into consideration that when you're looking to acquire a new credit card, your credit history and credit scores will come into play. When determining your creditworthiness, lenders and creditors will usually look to your credit history and resulting credit scores. You can find out the best credit cards you’re more likely to be approved for, researching which is the best credit card to fit you and your family’s needs. Credit card debt is also a current and prevalent issue, and we discuss some of the best ways to manage credit card debt while paying it off. Other topics, like whether to pay off medical debt with credit cards, interest rates based on your creditworthiness, and which credit card perks make sense for your lifestyle, are all explored in our credit card hub.
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What Is an Annual Percentage Rate (APR)? | APR vs. APY
APR is an important element of several types of credit. Learn more about APR and how it compares to APY.
What Is an Authorized User on a Credit Card?
Wanting to know what an authorized user on a credit card is? Click here to learn more about authorized credit card users and how they can affect your credit.
How Can Debt and Money Issues Impact Your Mental Health?
Debt can have serious impacts on your financial as well as your mental health. To learn more about the impacts of debt on your mental health and finances, read more here.
How Many Credit Cards Should I Have?
Have you been wondering how many credit cards you should have? Learn more about multiple credit cards and whether that can affect your credit.
[Video] Inactive Credit Card: Use it or Lose it?
After a certain period of time, your credit card account may be deemed "inactive" and closed. Here are some things you should know.
You Ask, Equifax Answers: How Often Do Credit Card Companies Report to the Credit Bureaus?
How often do your credit card providers report your information to the three nationwide credit bureaus? Does it vary from card to card?
[Video] When Does a Late Credit Card Payment Show Up on Credit Reports?
If you're struggling to make on-time payments, or missed a due date by accident, here are a few things to know about how long it will take for a late payment to show up on your credit reports.
Establishing Credit When You Don't Have Credit
It’s a situation many young adults face when they’re just starting out – how to build a credit history when you don’t have a credit history.
Getting a Credit Card: 4 Things for Young Adults to Know
Considering whether to get your first credit card? Here are 4 things for young adults to keep in mind before they start applying.
Managing Credit Accounts and Finances for a Loved One
Whether it's an aging parent or friend, or a family member with special needs, here are a few things to know about managing someone else's credit accounts and finances.
Pre-Screened Credit Card Offers: Benefits and Opting Out
What are those pre-screened credit card offers you get in the mail? What are their benefits, and how can you opt out of receiving them?