When it comes to considering the best credit card deals for you, you should consider the account terms, such as interest rates, and if there are any credit card perks that could benefit you and your lifestyle. Also, you should take into consideration that when you're looking to acquire a new credit card, your credit history and credit scores will come into play. When determining your creditworthiness, lenders and creditors will usually look to your credit history and resulting credit scores. You can find out the best credit cards you’re more likely to be approved for, researching which is the best credit card to fit you and your family’s needs. Credit card debt is also a current and prevalent issue, and we discuss some of the best ways to manage credit card debt while paying it off. Other topics, like whether to pay off medical debt with credit cards, interest rates based on your creditworthiness, and which credit card perks make sense for your lifestyle, are all explored in our credit card hub.
Secured credit cards require cash deposits and are a great choice for someone looking to build or improve your credit history. Secured credit cards are usually more accessible than other types of credit cards, which is helpful for those with little to no credit history.
How often do your credit card providers report your information to the three Nationwide Credit Reporting Agencies? Does it vary from card to card?
Asking for a credit limit increase may be an option to positively impact your credit history. Learn what a credit limit is, why you might want an increase, when to ask for one and more.
Received a credit limit increase? Considering asking for one? Here are a few things to consider.
Pre-approved credit cards are offered from credit card companies to qualifying consumers. Learn exactly what you need to know about pre-approved credit cards and how to access any offers you might receive.
Find out whether you should be paying off your credit card in full each month. Learn about credit utilization rates and why it may be wise to pay off your balance.
If you’re looking to build or improve your credit history, a credit-builder loan could be an option for you. Learn about credit-builder loans and how they work.
Learn about the different types of credit card fraud, including card cloning and skimming. See how you can better protect yourself and your finances.
Bad or Good Credit: There are credit cards for everyone regardless of your unique financial and credit situation. See where you can get various credit cards for lower credit scores and how to apply for one.
APR is an important element of several types of credit. Learn more about APR and how it compares to APY.
Student credit cards help build credit for students with little or no credit history. Learn more from Equifax about what they are and how to get one.
A balance transfer can be an effective tool for getting out of debt but can also impact your credit scores. To learn more about balance transfers and your credit scores, read more here.