Getting a Credit Card: 4 Things for Young Adults to Know
Considering whether to get your first credit card? Here are 4 things for young adults to keep in mind before they start applying.
When it comes to considering the best credit card deals for you, you should consider the account terms, such as interest rates, and if there are any credit card perks that could benefit you and your lifestyle. Find more information about credit card interest rates, whether or not you should pay off a credit card balance, and how using a credit card impacts your credit scores. Also, learn how you could build and improve credit with credit cards.
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Charge Card vs. Credit Card: What’s the Difference?
Learn the differences between charge cards and credit cards, plus how to determine which may be the right choice for you.
What is a Chargeback?
Chargebacks allow consumers to dispute unauthorized charges on their debit or credit cards. Learn what chargebacks are and how they work.
What Is a Virtual Credit Card and How Do Virtual Credit Cards Work?
A virtual credit card can provide an extra layer of security when shopping online. Learn about the pros and cons of virtual credit cards.
What Is an Annual Percentage Rate (APR)? | APR vs. APY
What is APR? APR is an important element of several types of credit. Learn more about APR and how it compares to APY.
How to Build and Improve Credit with Credit Cards
Credit cards can be reliable tools for building a credit history or improving your credit scores. Here’s what you need to know about this popular strategy for building credit.
Increasing Your Credit Card Limit vs. Opening a New Credit Card
Is it better to increase the credit limit on your existing credit card or open a new credit account instead? Learn the pros and cons of each option.
How to Help Prevent Credit Card Fraud
Here are some common ways thieves target your credit card information — plus, steps you can take to help prevent credit card fraud in the first place.
Can You Refinance Your Mortgage to Consolidate Credit Card Debt?
Learn how cash-out mortgage refinancing can help you take the first step toward tackling your credit card debt.
What Is a Balance Transfer Credit Card and How Does It Work?
Balance transfer credit cards are one common solution for managing high-interest debt. Could a balance transfer credit card be right for you?
What is an APR on a Credit Card?
Your credit card’s APR represents the annual cost of borrowing money, including interest and fees. Learn more about this important number.
How to Read A Credit Card Statement
Credit card statements can be key to developing and maintaining good borrowing habits. But what’s included on a credit card statement and how do you accurately read one?